Clicklaw Wikibooks - User contributions [en]

For More Information on Human Trafficking in Canada

2025-08-05T22:10:11Z

Drew Jackson:

{{Human Trafficking in Canada TOC}}
{| class="wikitable"
|- valign="top"
| width="20%" | '''Canadian Council for Refugees'''
| width="40%" | Information on trafficking in women and girls and federal advocacy for increased human rights protection.
| width="40%" | [http://www.ccrweb.ca/eng/engfront/frontpage.htm www.ccrweb.ca] 

|- valign="top"
| width="20%" | '''BC's Office to Combat Trafficking in Persons (OCTIP)'''
| width="40%" | This office develops and coordinates British Columbia’s strategy to combat human trafficking.
| width="40%" | [https://www2.gov.bc.ca/gov/content/justice/criminal-justice/victims-of-crime/human-trafficking/about-us gov.bc.ca]

|- valign="top"
| width="20%" | '''United Nations (UN) Resources'''
| width="40%" | United Nations Office on Drugs and Crime's ''Global Report on Trafficking in Persons'' exposes modern form of slavery.
| width="40%" | [http://www.unodc.org/documents/Global_Report_on_TIP.pdf www.unodc.org/documents/Global_Report_on_TIP.pdf]

|- valign="top"
| width="20%" | '''RCMP'''
| width="40%" | The RCMP's resources to help combat human trafficking.
| width="40%" | [https://rcmp.ca/en/human-trafficking-recognizing-and-reporting rcmp-grc.gc.ca]
|-
|}

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

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For More Information on Human Trafficking in Canada

2025-08-05T22:09:33Z

Drew Jackson:

{{Human Trafficking in Canada TOC}}
{| class="wikitable"
|- valign="top"
| width="20%" | '''Canadian Council for Refugees'''
| width="40%" | Information on trafficking in women and girls and federal advocacy for increased human rights protection.
| width="40%" | [http://www.ccrweb.ca/eng/engfront/frontpage.htm www.ccrweb.ca] 

|- valign="top"
| width="20%" | '''BC's Office to Combat Trafficking in Persons (OCTIP)'''
| width="40%" | This office develops and coordinates British Columbia’s strategy to combat human trafficking.
| width="40%" | [https://www2.gov.bc.ca/gov/content/justice/criminal-justice/victims-of-crime/human-trafficking/about-us gov.bc.ca]

|- valign="top"
| width="20%" | '''United Nations (UN)Resources'''
| width="40%" | United Nations Office on Drugs and Crime's ''Global Report on Trafficking in Persons'' exposes modern form of slavery.
| width="40%" | [http://www.unodc.org/documents/Global_Report_on_TIP.pdf www.unodc.org/documents/Global_Report_on_TIP.pdf]

|- valign="top"
| width="20%" | '''RCMP'''
| width="40%" | The RCMP's resources to help combat human trafficking.
| width="40%" | [https://rcmp.ca/en/human-trafficking-recognizing-and-reporting rcmp-grc.gc.ca]
|-
|}

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

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For More Information on Human Trafficking in Canada

2025-08-05T22:06:46Z

Drew Jackson:

{{Human Trafficking in Canada TOC}}
{| class="wikitable"
|- valign="top"
| width="20%" | '''Canadian Council for Refugees'''
| width="40%" | Information on trafficking in women and girls and federal advocacy for increased human rights protection.
| width="40%" | [http://www.ccrweb.ca/eng/engfront/frontpage.htm www.ccrweb.ca] 

|- valign="top"
| width="20%" | '''BC's Office to Combat Trafficking in Persons (OCTIP)'''
| width="40%" | This office develops and coordinates British Columbia’s strategy to combat human trafficking.
| width="40%" | [https://www2.gov.bc.ca/gov/content/justice/criminal-justice/victims-of-crime/human-trafficking/about-us gov.bc.ca]

|- valign="top"
| width="20%" | '''United Nations (UN)Resources'''
| width="40%" | United Nations Office on Drugs and Crime's ''Global Report on Trafficking in Persons'' exposes modern form of slavery.
| width="40%" | [http://www.unodc.org/documents/Global_Report_on_TIP.pdf www.unodc.org/documents/Global_Report_on_TIP.pdf]

|- valign="top"
| width="20%" | '''RCMP'''
| width="40%" | Human Trafficking National Coordination Centre, and "I'm Not for Sale" toolkits and youth campaign resources.
| width="40%" | [http://www.rcmp-grc.gc.ca/ht-tp/index-eng.htm www.rcmp-grc.gc.ca/ht-tp] 
[http://www.rcmp-grc.gc.ca/ht-tp/publications/index-eng.htm www.rcmp-grc.gc.ca/ht-tp/publications]
|-
|}

A comprehensive list of national and provinical resources is available through the online training site [http://www.pssg.gov.bc.ca/octiptraining Human Trafficking: Canada Is Not Inmune].

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

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For More Information on Human Trafficking in Canada

2025-08-05T22:05:42Z

Drew Jackson:

{{Human Trafficking in Canada TOC}}
{| class="wikitable"
|- valign="top"
| width="20%" | '''Canadian Council for Refugees'''
| width="40%" | Information on trafficking in women and girls and federal advocacy for increased human rights protection.
| width="40%" | [http://www.ccrweb.ca/eng/engfront/frontpage.htm www.ccrweb.ca] 

|- valign="top"
| width="20%" | '''BC's Office to Combat Trafficking in Persons(OCTIP)'''
| width="40%" | OCTIP is mandated to develop and coordinate BC's response to human trafficking. Online training available in English and French.
| width="40%" | [https://www2.gov.bc.ca/gov/content/justice/criminal-justice/victims-of-crime/human-trafficking/about-us gov.bc.ca]

|- valign="top"
| width="20%" | '''United Nations (UN)Resources'''
| width="40%" | United Nations Office on Drugs and Crime's ''Global Report on Trafficking in Persons'' exposes modern form of slavery.
| width="40%" | [http://www.unodc.org/documents/Global_Report_on_TIP.pdf www.unodc.org/documents/Global_Report_on_TIP.pdf]

|- valign="top"
| width="20%" | '''RCMP'''
| width="40%" | Human Trafficking National Coordination Centre, and "I'm Not for Sale" toolkits and youth campaign resources.
| width="40%" | [http://www.rcmp-grc.gc.ca/ht-tp/index-eng.htm www.rcmp-grc.gc.ca/ht-tp] 
[http://www.rcmp-grc.gc.ca/ht-tp/publications/index-eng.htm www.rcmp-grc.gc.ca/ht-tp/publications]
|-
|}

A comprehensive list of national and provinical resources is available through the online training site [http://www.pssg.gov.bc.ca/octiptraining Human Trafficking: Canada Is Not Inmune].

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

{{Human Trafficking in Canada Navbox}}

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Where to Get Help for A Death in Your Family

2025-08-05T22:03:35Z

Drew Jackson:

{{REVIEWEDPLS | reviewer = [[Helen Low|Helen Low, QC]] and [[Nicco Bautista]]|date= January 2017}}{{A Death in Your Family TOC}}
===BC Bereavement Helpline===
A non-profit society that helps people in BC cope with grief.
:Lower Mainland: 604-738-9950
:Toll-free: 1-877-779-2223
:[mailto:contact@bcbh.ca contact@bcbh.ca]
:[http://www.bcbh.ca/ bcbh.ca ]

===BC Funeral Association===
A non-profit, membership organization that provides information about funeral services in BC.
:Toll-free: 1-800-665-3899
:[mailto:info@bcfunerals.com info@bcfunerals.com]
:[http://www.bcfunerals.com bcfunerals.com ]

===BC Transplant===
A provincial health agency that oversees all aspects of organ donation and transplantation in BC, including the BC Organ Donor Registry.
:Lower Mainland: 604-877-2240
:Toll-free: 1-800-663-6189
:[mailto:info@bct.phsa.ca info@bct.phsa.ca]
:[http://www.transplant.bc.ca/ transplant.bc.ca]

===Canada.ca===
The section “[https://www.canada.ca/en/employment-social-development/services/benefits/family/death.html Following a Death]” includes information about federal benefits available and steps to take after a loved one has died.
:Toll-free: 1-800-622-6232
:Toll-free TTY: 1-800-926-9105
:[https://www.canada.ca/home.html canada.ca]

===Consumer Protection BC===
Handles complaints about funeral homes, cemeteries, or crematoriums in BC.
:Toll-free: 1-888-564-9963
:[mailto:info@consumerprotectionbc.ca info@consumerprotectionbc.ca]
:[https://www.consumerprotectionbc.ca/consumer-help/consumer-information-funeral-rights/ consumerprotectionbc.ca]

===Coroners Service of BC===
Appointed officials who investigate all unnatural, sudden or unexpected deaths in BC.
:Lower Mainland: 604-660-7745
:[mailto:CoronerRequest@gov.bc.ca CoronerRequest@gov.bc.ca]
:[https://gov.bc.ca/coroners gov.bc.ca/coroners]

===Last Post Fund===
A non-profit society that delivers a Veterans Affairs Canada program providing funeral and burial benefits for eligible Canadian and Allied veterans.
:Toll-free: 1-800-465-7113
:[mailto:info@lastpost.ca info@lastpost.ca]
:[http://www.lastpostfund.ca/ lastpostfund.ca]

===Memorial Society of BC===
A non-profit society that helps to plan funerals that are simple, dignified and affordable.
:Toll-free: 1-888-816-5902
:[mailto:mail@memorialsocietybc.org mail@memorialsocietybc.org]
:[https://memorialsocietybc.org/ memorialsocietybc.org]

===Society of Notaries Public of BC===
A notary public can assist with notarizing a death certificate and providing information about wills and estates. The Society of Notaries Public of BC offers a list of notaries in the province.
:Lower Mainland: 604-681-4516
:Toll-free: 1-800-663-0343
:[http://www.notaries.bc.ca/home/index.rails notaries.bc.ca]

===Vital Statistics Agency===
A government agency responsible for the registration of deaths in British Columbia.
:Victoria: 250-952-2681
:Toll-free: 1-888-876-1633
:[http://gov.bc.ca/vitalstatistics gov.bc.ca/vitalstatistics]

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Where to Get Help with Preparing Your Will

2025-08-05T21:58:08Z

Drew Jackson:

{{REVIEWEDPLS | reviewer = [[Stephen Hsia|Stephen Hsia]]|date= January 2019}}{{Preparing Your Will TOC}}
=== Clicklaw===
Online resource offers one-stop access to legal information, education, and help for British Columbians from trusted organizations.
:[http://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students’ Legal Advice Program Clinics===
Law students from the University of British Columbia offer free assistance to qualifying clients with some legal matters, including preparing some simple wills. The manual used by law students has a chapter on "[https://www.clicklaw.bc.ca/resources/lslap-manual-wills-and-estate-administration Wills and Estate Planning]" that includes sample clauses for making a will.
:604-822-5791
:[http://www.lslap.bc.ca lslap.bc.ca]

=== Lawyer Referral Service===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:Email: lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Nidus Personal Planning Resource Centre and Registry===
Nonprofit charitable organization that provides information, education, and support for people to prepare and use representation agreements and enduring powers of attorney.
:info@nidus.ca
:[http://www.nidus.ca nidus.ca]

=== Public Guardian and Trustee of British Columbia===
Government office that may agree to be appointed executor in a will in appropriate circumstances. They may also administer an estate when the executor is unable or unwilling to do so.
:700 - 808 West Hastings Street
:Vancouver, BC V6C 3L3
:604-660-4444
:[http://www.trustee.bc.ca trustee.bc.ca]

=== Self Counsel Press===
Publisher of do-it-yourself guides on legal topics, including some guides on preparing a will in Canada.
:[http://www.self-counsel.com self-counsel.com]

=== Society of Notaries Public of BC===
A notary public can help you prepare a will. The Society of Notaries Public of BC offers a list of notaries in the province.
:Lower Mainland: 604-681-4516
:Toll-free: 1-800-663-0343
:[http://www.notaries.bc.ca notaries.bc.ca]

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Where to Get Help with Preparing Your Will

2025-08-05T21:57:41Z

Drew Jackson:

{{REVIEWEDPLS | reviewer = [[Stephen Hsia|Stephen Hsia]]|date= January 2019}}{{Preparing Your Will TOC}}

=== Clicklaw===
Online resource offers one-stop access to legal information, education, and help for British Columbians from trusted organizations.
:[http://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students’ Legal Advice Program Clinics===
Law students from the University of British Columbia offer free assistance to qualifying clients with some legal matters, including preparing some simple wills. The manual used by law students has a chapter on "[http://www.clicklaw.bc.ca/resource/1736 Wills and Estate Planning]" that includes sample clauses for making a will.
:604-822-5791
:[http://www.lslap.bc.ca lslap.bc.ca]

=== Lawyer Referral Service===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:Email: lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Nidus Personal Planning Resource Centre and Registry===
Nonprofit charitable organization that provides information, education, and support for people to prepare and use representation agreements and enduring powers of attorney.
:info@nidus.ca
:[http://www.nidus.ca nidus.ca]

=== Public Guardian and Trustee of British Columbia===
Government office that may agree to be appointed executor in a will in appropriate circumstances. They may also administer an estate when the executor is unable or unwilling to do so.
:700 - 808 West Hastings Street
:Vancouver, BC V6C 3L3
:604-660-4444
:[http://www.trustee.bc.ca trustee.bc.ca]

=== Self Counsel Press===
Publisher of do-it-yourself guides on legal topics, including some guides on preparing a will in Canada.
:[http://www.self-counsel.com self-counsel.com]

=== Society of Notaries Public of BC===
A notary public can help you prepare a will. The Society of Notaries Public of BC offers a list of notaries in the province.
:Lower Mainland: 604-681-4516
:Toll-free: 1-800-663-0343
:[http://www.notaries.bc.ca notaries.bc.ca]

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Where to Get Help with Preparing Your Will

2025-08-05T21:56:47Z

Drew Jackson: /* Lawyer Referral Service */

{{REVIEWEDPLS | reviewer = [[Stephen Hsia|Stephen Hsia]]|date= January 2019}}{{Preparing Your Will TOC}}
=== Access Pro Bono===
In-person clinic staffed by volunteer lawyers to help low-income seniors (ages 55+) and people with terminal illnesses prepare a will.
:604-424-9600
:[http://www.accessprobono.ca/willsclinic accessprobono.ca/willsclinic]

=== Clicklaw===
Online resource offers one-stop access to legal information, education, and help for British Columbians from trusted organizations. Select the topic “[http://www.clicklaw.bc.ca/global/search?f=Wills+%26+estates Wills & Estates]”.
:[http://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students’ Legal Advice Program Clinics===
Law students from the University of British Columbia offer free assistance to qualifying clients with some legal matters, including preparing some simple wills. The manual used by law students has a chapter on "[http://www.clicklaw.bc.ca/resource/1736 Wills and Estate Planning]" that includes sample clauses for making a will.
:604-822-5791
:[http://www.lslap.bc.ca lslap.bc.ca]

=== Lawyer Referral Service===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:Email: lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Nidus Personal Planning Resource Centre and Registry===
Nonprofit charitable organization that provides information, education, and support for people to prepare and use representation agreements and enduring powers of attorney.
:info@nidus.ca
:[http://www.nidus.ca nidus.ca]

=== Public Guardian and Trustee of British Columbia===
Government office that may agree to be appointed executor in a will in appropriate circumstances. They may also administer an estate when the executor is unable or unwilling to do so.
:700 - 808 West Hastings Street
:Vancouver, BC V6C 3L3
:604-660-4444
:[http://www.trustee.bc.ca trustee.bc.ca]

=== Self Counsel Press===
Publisher of do-it-yourself guides on legal topics, including some guides on preparing a will in Canada.
:[http://www.self-counsel.com self-counsel.com]

=== Society of Notaries Public of BC===
A notary public can help you prepare a will. The Society of Notaries Public of BC offers a list of notaries in the province.
:Lower Mainland: 604-681-4516
:Toll-free: 1-800-663-0343
:[http://www.notaries.bc.ca notaries.bc.ca]

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Where to Get Help for Scams to Avoid

2025-08-05T21:55:47Z

Drew Jackson: /* Better Business Bureau of Mainland British Columbia */

{{REVIEWEDPLS | reviewer = [[People's Law School]]|date= March 2017}}{{Scams to Avoid TOC}}
===Access Pro Bono===
Volunteer lawyers provide free legal advice to qualifying persons who cannot obtain legal aid or afford a lawyer.
:Lower Mainland: 604-878-7400
:Toll-free: 1-877-762-6664
:[http://www.accessprobono.ca www.accessprobono.ca]

===Better Business Bureau of Mainland British Columbia===
A non-profit organization that assists people in the Lower Mainland and interior BC in finding businesses and charities they can trust.
:Toll-free: 1-888-803-1222
:[mailto:contactus@mbc.bbb.org contactus@mbc.bbb.org]
:[https://www.bbb.org/ bbb.org]

===Better Business Bureau of Victoria===
A non-profit organization that assists people on Vancouver Island in finding businesses and charities they can trust.
:Toll-free: 1-877-826-4222
:[mailto:info@vi.bbb.org info@vi.bbb.org]
:[http://www.vi.bbb.org www.vi.bbb.org]

===Canadian Anti-Fraud Centre===
The central agency in Canada that collects information about fraud and identity theft. They don’t conduct investigations but they do help law enforcement agencies by identifying connections among seemingly unrelated cases.
:Toll-free: 1-888-495-8501
:[http://www.antifraudcentre.ca www.antifraudcentre.ca]

===Competition Bureau===
A federal agency that helps consumers make informed purchasing decisions. They help combat deceptive selling practices and scams.
:Toll-free: 1-800-348-5358
:Toll-free TTY: 1-800-642-3844 (for hard of hearing)
:[http://www.competitionbureau.gc.ca www.competitionbureau.gc.ca]

===Consumer Protection BC===
A non-profit organization that helps protect consumers in BC. They provide information and investigate complaints relating to consumer purchases.
:Toll-free: 1-888-564-9963
:[mailto:info@consumerprotectionbc.ca info@consumerprotectionbc.ca]
:[http://www.consumerprotectionbc.ca www.consumerprotectionbc.ca ]

===Credit Counselling Society ===
A non-profit organization that provides support for people struggling with debt, as well as counselling to help people manage money better.
:Toll-free: 1-888-527-8999
:[mailto:info@nomoredebts.org info@nomoredebts.org]
:[http://www.nomoredebts.org www.nomoredebts.org]

===Lawyer Referral Service===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:[mailto:lawyerreferral@accessprobono.ca lawyerreferral@accessprobono.ca]
:[http://www.lrsbc.org www.lrsbc.org]

===VictimLink BC===
A toll-free 24/7 information and support line for victims of crime in British Columbia.
:Toll-free: 1-800-563-0808
:TTY: 604-875-0885 (for hard of hearing)
:[mailto:VictimLinkBC@bc211.ca VictimLinkBC@bc211.ca]

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Where to Get Help for Scams to Avoid

2025-08-05T21:54:40Z

Drew Jackson: /* Better Business Bureau of Victoria */

{{REVIEWEDPLS | reviewer = [[People's Law School]]|date= March 2017}}{{Scams to Avoid TOC}}
===Access Pro Bono===
Volunteer lawyers provide free legal advice to qualifying persons who cannot obtain legal aid or afford a lawyer.
:Lower Mainland: 604-878-7400
:Toll-free: 1-877-762-6664
:[http://www.accessprobono.ca www.accessprobono.ca]

===Better Business Bureau of Mainland British Columbia===
A non-profit organization that assists people in the Lower Mainland and interior BC in finding businesses and charities they can trust.
:Toll-free: 1-888-803-1222
:[mailto://contactus@mbc.bbb.org contactus@mbc.bbb.org]
:[http://www.mbc.bbb.org www.mbc.bbb.org]

===Better Business Bureau of Victoria===
A non-profit organization that assists people on Vancouver Island in finding businesses and charities they can trust.
:Toll-free: 1-877-826-4222
:[mailto:info@vi.bbb.org info@vi.bbb.org]
:[http://www.vi.bbb.org www.vi.bbb.org]

===Canadian Anti-Fraud Centre===
The central agency in Canada that collects information about fraud and identity theft. They don’t conduct investigations but they do help law enforcement agencies by identifying connections among seemingly unrelated cases.
:Toll-free: 1-888-495-8501
:[http://www.antifraudcentre.ca www.antifraudcentre.ca]

===Competition Bureau===
A federal agency that helps consumers make informed purchasing decisions. They help combat deceptive selling practices and scams.
:Toll-free: 1-800-348-5358
:Toll-free TTY: 1-800-642-3844 (for hard of hearing)
:[http://www.competitionbureau.gc.ca www.competitionbureau.gc.ca]

===Consumer Protection BC===
A non-profit organization that helps protect consumers in BC. They provide information and investigate complaints relating to consumer purchases.
:Toll-free: 1-888-564-9963
:[mailto:info@consumerprotectionbc.ca info@consumerprotectionbc.ca]
:[http://www.consumerprotectionbc.ca www.consumerprotectionbc.ca ]

===Credit Counselling Society ===
A non-profit organization that provides support for people struggling with debt, as well as counselling to help people manage money better.
:Toll-free: 1-888-527-8999
:[mailto:info@nomoredebts.org info@nomoredebts.org]
:[http://www.nomoredebts.org www.nomoredebts.org]

===Lawyer Referral Service===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:[mailto:lawyerreferral@accessprobono.ca lawyerreferral@accessprobono.ca]
:[http://www.lrsbc.org www.lrsbc.org]

===VictimLink BC===
A toll-free 24/7 information and support line for victims of crime in British Columbia.
:Toll-free: 1-800-563-0808
:TTY: 604-875-0885 (for hard of hearing)
:[mailto:VictimLinkBC@bc211.ca VictimLinkBC@bc211.ca]

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Where to Get Help for Scams to Avoid

2025-08-05T21:54:26Z

Drew Jackson: /* Consumer Protection BC */

{{REVIEWEDPLS | reviewer = [[People's Law School]]|date= March 2017}}{{Scams to Avoid TOC}}
===Access Pro Bono===
Volunteer lawyers provide free legal advice to qualifying persons who cannot obtain legal aid or afford a lawyer.
:Lower Mainland: 604-878-7400
:Toll-free: 1-877-762-6664
:[http://www.accessprobono.ca www.accessprobono.ca]

===Better Business Bureau of Mainland British Columbia===
A non-profit organization that assists people in the Lower Mainland and interior BC in finding businesses and charities they can trust.
:Toll-free: 1-888-803-1222
:[mailto://contactus@mbc.bbb.org contactus@mbc.bbb.org]
:[http://www.mbc.bbb.org www.mbc.bbb.org]

===Better Business Bureau of Victoria===
A non-profit organization that assists people on Vancouver Island in finding businesses and charities they can trust.
:Toll-free: 1-877-826-4222
:[mailto://info@vi.bbb.org info@vi.bbb.org]
:[http://www.vi.bbb.org www.vi.bbb.org]

===Canadian Anti-Fraud Centre===
The central agency in Canada that collects information about fraud and identity theft. They don’t conduct investigations but they do help law enforcement agencies by identifying connections among seemingly unrelated cases.
:Toll-free: 1-888-495-8501
:[http://www.antifraudcentre.ca www.antifraudcentre.ca]

===Competition Bureau===
A federal agency that helps consumers make informed purchasing decisions. They help combat deceptive selling practices and scams.
:Toll-free: 1-800-348-5358
:Toll-free TTY: 1-800-642-3844 (for hard of hearing)
:[http://www.competitionbureau.gc.ca www.competitionbureau.gc.ca]

===Consumer Protection BC===
A non-profit organization that helps protect consumers in BC. They provide information and investigate complaints relating to consumer purchases.
:Toll-free: 1-888-564-9963
:[mailto:info@consumerprotectionbc.ca info@consumerprotectionbc.ca]
:[http://www.consumerprotectionbc.ca www.consumerprotectionbc.ca ]

===Credit Counselling Society ===
A non-profit organization that provides support for people struggling with debt, as well as counselling to help people manage money better.
:Toll-free: 1-888-527-8999
:[mailto:info@nomoredebts.org info@nomoredebts.org]
:[http://www.nomoredebts.org www.nomoredebts.org]

===Lawyer Referral Service===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:[mailto:lawyerreferral@accessprobono.ca lawyerreferral@accessprobono.ca]
:[http://www.lrsbc.org www.lrsbc.org]

===VictimLink BC===
A toll-free 24/7 information and support line for victims of crime in British Columbia.
:Toll-free: 1-800-563-0808
:TTY: 604-875-0885 (for hard of hearing)
:[mailto:VictimLinkBC@bc211.ca VictimLinkBC@bc211.ca]

{{Scams to Avoid Navbox}}

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Where to Get Help for Scams to Avoid

2025-08-05T21:54:09Z

Drew Jackson: /* Credit Counselling Society */

{{REVIEWEDPLS | reviewer = [[People's Law School]]|date= March 2017}}{{Scams to Avoid TOC}}
===Access Pro Bono===
Volunteer lawyers provide free legal advice to qualifying persons who cannot obtain legal aid or afford a lawyer.
:Lower Mainland: 604-878-7400
:Toll-free: 1-877-762-6664
:[http://www.accessprobono.ca www.accessprobono.ca]

===Better Business Bureau of Mainland British Columbia===
A non-profit organization that assists people in the Lower Mainland and interior BC in finding businesses and charities they can trust.
:Toll-free: 1-888-803-1222
:[mailto://contactus@mbc.bbb.org contactus@mbc.bbb.org]
:[http://www.mbc.bbb.org www.mbc.bbb.org]

===Better Business Bureau of Victoria===
A non-profit organization that assists people on Vancouver Island in finding businesses and charities they can trust.
:Toll-free: 1-877-826-4222
:[mailto://info@vi.bbb.org info@vi.bbb.org]
:[http://www.vi.bbb.org www.vi.bbb.org]

===Canadian Anti-Fraud Centre===
The central agency in Canada that collects information about fraud and identity theft. They don’t conduct investigations but they do help law enforcement agencies by identifying connections among seemingly unrelated cases.
:Toll-free: 1-888-495-8501
:[http://www.antifraudcentre.ca www.antifraudcentre.ca]

===Competition Bureau===
A federal agency that helps consumers make informed purchasing decisions. They help combat deceptive selling practices and scams.
:Toll-free: 1-800-348-5358
:Toll-free TTY: 1-800-642-3844 (for hard of hearing)
:[http://www.competitionbureau.gc.ca www.competitionbureau.gc.ca]

===Consumer Protection BC===
A non-profit organization that helps protect consumers in BC. They provide information and investigate complaints relating to consumer purchases.
:Toll-free: 1-888-564-9963
:[mailto://info@consumerprotectionbc.ca info@consumerprotectionbc.ca]
:[http://www.consumerprotectionbc.ca www.consumerprotectionbc.ca ]

===Credit Counselling Society ===
A non-profit organization that provides support for people struggling with debt, as well as counselling to help people manage money better.
:Toll-free: 1-888-527-8999
:[mailto:info@nomoredebts.org info@nomoredebts.org]
:[http://www.nomoredebts.org www.nomoredebts.org]

===Lawyer Referral Service===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:[mailto:lawyerreferral@accessprobono.ca lawyerreferral@accessprobono.ca]
:[http://www.lrsbc.org www.lrsbc.org]

===VictimLink BC===
A toll-free 24/7 information and support line for victims of crime in British Columbia.
:Toll-free: 1-800-563-0808
:TTY: 604-875-0885 (for hard of hearing)
:[mailto:VictimLinkBC@bc211.ca VictimLinkBC@bc211.ca]

{{Scams to Avoid Navbox}}

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Where to Get Help for Scams to Avoid

2025-08-05T21:53:50Z

Drew Jackson: /* VictimLink BC */

{{REVIEWEDPLS | reviewer = [[People's Law School]]|date= March 2017}}{{Scams to Avoid TOC}}
===Access Pro Bono===
Volunteer lawyers provide free legal advice to qualifying persons who cannot obtain legal aid or afford a lawyer.
:Lower Mainland: 604-878-7400
:Toll-free: 1-877-762-6664
:[http://www.accessprobono.ca www.accessprobono.ca]

===Better Business Bureau of Mainland British Columbia===
A non-profit organization that assists people in the Lower Mainland and interior BC in finding businesses and charities they can trust.
:Toll-free: 1-888-803-1222
:[mailto://contactus@mbc.bbb.org contactus@mbc.bbb.org]
:[http://www.mbc.bbb.org www.mbc.bbb.org]

===Better Business Bureau of Victoria===
A non-profit organization that assists people on Vancouver Island in finding businesses and charities they can trust.
:Toll-free: 1-877-826-4222
:[mailto://info@vi.bbb.org info@vi.bbb.org]
:[http://www.vi.bbb.org www.vi.bbb.org]

===Canadian Anti-Fraud Centre===
The central agency in Canada that collects information about fraud and identity theft. They don’t conduct investigations but they do help law enforcement agencies by identifying connections among seemingly unrelated cases.
:Toll-free: 1-888-495-8501
:[http://www.antifraudcentre.ca www.antifraudcentre.ca]

===Competition Bureau===
A federal agency that helps consumers make informed purchasing decisions. They help combat deceptive selling practices and scams.
:Toll-free: 1-800-348-5358
:Toll-free TTY: 1-800-642-3844 (for hard of hearing)
:[http://www.competitionbureau.gc.ca www.competitionbureau.gc.ca]

===Consumer Protection BC===
A non-profit organization that helps protect consumers in BC. They provide information and investigate complaints relating to consumer purchases.
:Toll-free: 1-888-564-9963
:[mailto://info@consumerprotectionbc.ca info@consumerprotectionbc.ca]
:[http://www.consumerprotectionbc.ca www.consumerprotectionbc.ca ]

===Credit Counselling Society ===
A non-profit organization that provides support for people struggling with debt, as well as counselling to help people manage money better.
:Toll-free: 1-888-527-8999
:[mailto://info@nomoredebts.org info@nomoredebts.org]
:[http://www.nomoredebts.org www.nomoredebts.org]

===Lawyer Referral Service===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:[mailto:lawyerreferral@accessprobono.ca lawyerreferral@accessprobono.ca]
:[http://www.lrsbc.org www.lrsbc.org]

===VictimLink BC===
A toll-free 24/7 information and support line for victims of crime in British Columbia.
:Toll-free: 1-800-563-0808
:TTY: 604-875-0885 (for hard of hearing)
:[mailto:VictimLinkBC@bc211.ca VictimLinkBC@bc211.ca]

{{Scams to Avoid Navbox}}

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Where to Get Help for Scams to Avoid

2025-08-05T21:53:09Z

Drew Jackson: /* Lawyer Referral Service */

{{REVIEWEDPLS | reviewer = [[People's Law School]]|date= March 2017}}{{Scams to Avoid TOC}}
===Access Pro Bono===
Volunteer lawyers provide free legal advice to qualifying persons who cannot obtain legal aid or afford a lawyer.
:Lower Mainland: 604-878-7400
:Toll-free: 1-877-762-6664
:[http://www.accessprobono.ca www.accessprobono.ca]

===Better Business Bureau of Mainland British Columbia===
A non-profit organization that assists people in the Lower Mainland and interior BC in finding businesses and charities they can trust.
:Toll-free: 1-888-803-1222
:[mailto://contactus@mbc.bbb.org contactus@mbc.bbb.org]
:[http://www.mbc.bbb.org www.mbc.bbb.org]

===Better Business Bureau of Victoria===
A non-profit organization that assists people on Vancouver Island in finding businesses and charities they can trust.
:Toll-free: 1-877-826-4222
:[mailto://info@vi.bbb.org info@vi.bbb.org]
:[http://www.vi.bbb.org www.vi.bbb.org]

===Canadian Anti-Fraud Centre===
The central agency in Canada that collects information about fraud and identity theft. They don’t conduct investigations but they do help law enforcement agencies by identifying connections among seemingly unrelated cases.
:Toll-free: 1-888-495-8501
:[http://www.antifraudcentre.ca www.antifraudcentre.ca]

===Competition Bureau===
A federal agency that helps consumers make informed purchasing decisions. They help combat deceptive selling practices and scams.
:Toll-free: 1-800-348-5358
:Toll-free TTY: 1-800-642-3844 (for hard of hearing)
:[http://www.competitionbureau.gc.ca www.competitionbureau.gc.ca]

===Consumer Protection BC===
A non-profit organization that helps protect consumers in BC. They provide information and investigate complaints relating to consumer purchases.
:Toll-free: 1-888-564-9963
:[mailto://info@consumerprotectionbc.ca info@consumerprotectionbc.ca]
:[http://www.consumerprotectionbc.ca www.consumerprotectionbc.ca ]

===Credit Counselling Society ===
A non-profit organization that provides support for people struggling with debt, as well as counselling to help people manage money better.
:Toll-free: 1-888-527-8999
:[mailto://info@nomoredebts.org info@nomoredebts.org]
:[http://www.nomoredebts.org www.nomoredebts.org]

===Lawyer Referral Service===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:[mailto:lawyerreferral@accessprobono.ca lawyerreferral@accessprobono.ca]
:[http://www.lrsbc.org www.lrsbc.org]

===VictimLink BC===
A toll-free 24/7 information and support line for victims of crime in British Columbia.
:Toll-free: 1-800-563-0808
:TTY: 604-875-0885 (for hard of hearing)
:[mailto://VictimLinkBC@bc211.ca VictimLinkBC@bc211.ca]

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Where to Get Help for Consumer Law Essentials

2025-08-05T21:52:18Z

Drew Jackson: /* Lawyer Referral Service */

{{Consumer Law Essentials TOC}}
Here are options for further information and assistance with consumer problems.

===Access Pro Bono===
Volunteer lawyers provide free legal advice to qualifying persons who cannot obtain legal aid or afford a lawyer.
:Lower Mainland: 604-878-7400
:Toll-free: 1-877-762-6664
:[http://www.accessprobono.ca www.accessprobono.ca]

=== Better Business Bureau of Mainland British Columbia===
A non-profit organization that assists people in the Lower Mainland and interior BC in finding businesses they can trust.
:Toll-free: 1-888-803-1222
:[mailto:contactus@mbc.bbb.org contactus@mbc.bbb.org]
:[http://www.mbc.bbb.org www.mbc.bbb.org]

===Better Business Bureau of Vancouver Island===
A non-profit organization that assists people on Vancouver Island in finding businesses they can trust.
:Toll-free: 1-877-826-4222
:[mailto:info@vi.bbb.org info@vi.bbb.org]
:[http://www.vi.bbb.org www.vi.bbb.org]

===Competition Bureau===
A federal agency that helps consumers make informed purchasing decisions. They help combat deceptive selling practices and scams.
:Toll-free: 1-800-348-5358
:Toll-free TTY: 1-800-642-3844 (for hard of hearing)
:[http://www.competitionbureau.gc.ca www.competitionbureau.gc.ca]

===Consumer Protection BC===
A non-profit organization that helps protect consumers in BC. They provide assistance and investigate complaints relating to certain types of consumer problems and contracts.
:Toll-free: 1-888-564-9963
:[mailto:info@consumerprotectionbc.ca info@consumerprotectionbc.ca]
:[http://www.consumerprotectionbc.ca www.consumerprotectionbc.ca]

===Lawyer Referral Service===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:[mailto:lawyerreferral@accessprobono.ca lawyerreferral@accessprobono.ca]
:[http://www.lrsbc.org www.lrsbc.org]

{{Consumer Law Essentials Navbox}}

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__NOTOC__

Where to Get Help for Managing Someone Else's Money

2025-08-05T21:50:25Z

Drew Jackson: /* Provincial Health Authorities */

{{REVIEWEDPLS | reviewer = [[Kevin Smith]]|date= January 2018}}{{Managing Someone Else's Money TOC}}==Local & provincial agencies==

===Better Business Bureau ===
A non-profit organization that assists people in finding businesses they can trust. You can file a complaint about a business or report a scam.
:Lower Mainland: 1-888-803-1222
:Vancouver Island: 1-877-826-4222
:[https://www.bbb.org/en/ca/bbb-directory/bc www.bbb.org]

===Consumer Protection BC===
A non-profit organization that helps protect consumers in BC. They provide assistance and investigate complaints relating to certain types of consumer problems and contracts.
:Toll-free: 1-888-564-9963
:[mailto://info@consumerprotectionbc.ca info@consumerprotectionbc.ca]
:[http://www.consumerprotectionbc.ca www.consumerprotectionbc.ca]

===Nidus Personal Planning Resource Centre===
A non-profit organization providing people in BC with information on personal planning, and assistance to make and use representation agreements. They offer extensive [http://www.nidus.ca/?page_id=68 resources for attorneys] acting under an enduring power of attorney. They also host a registry for personal planning documents.
:[mailto://info@nidus.ca info@nidus.ca]
:[http://www.nidus.ca www.nidus.ca]

===Provincial Health Authorities===
If abuse of an older adult is suspected, an agency designated under the law in BC can investigate. The provincial health authorities are designated agencies. These agencies can offer support to the older adult or take steps to protect them.
:[https://www.trustee.bc.ca/adults/protecting-vulnerable-adult-abuse-neglect-or-self-neglect#designated-agency Designated Agencies Contact Information]

===Public Guardian and Trustee===
This public body can investigate the misuse of a power of attorney where the adult has become mentally incapable. It also provides financial management and legal decision-making for vulnerable adults.
:700 - 808 West Hastings Street
:Vancouver, BC V6C 3L3
:604-660-4444
:[http://www.trustee.bc.ca www.trustee.bc.ca]

===Seniors Abuse and Information Line (SAIL)===
A safe, confidential place for older adults and those who care about them to talk to someone about situations where they feel they are being abused or mistreated, or to receive information about elder abuse prevention.
:Lower Mainland: 604-437-1940
:Toll-free: 1-866-437-1940
:[http://www.seniorsfirstbc.ca/programs/sail www.seniorsfirstbc.ca/programs/sail]

===Seniors Advocate BC===
The Office of the Seniors Advocate BC monitors and analyzes seniors’ services and issues in the province, and makes recommendations to government and service providers to address systemic issues.
:Victoria: 250-952-3181
:Toll-free: 1-877-952-3181
:[mailto://info@seniorsadvocatebc.ca info@seniorsadvocatebc.ca]
:[http://www.seniorsadvocatebc.ca www.seniorsadvocatebc.ca]

===SeniorsBC===
This provincial government website provides information about BC government programs and services for older adults.
:[http://www2.gov.bc.ca/gov/content/family-social-supports/seniors www2.gov.bc.ca/gov/content/family-social-supports/seniors]

===Service BC (Enquiry BC)===
Call toll-free to reach provincial government offices and services throughout British Columbia from 8 am – 5 pm, Monday to Friday. Service BC offices are the business offices of the provincial government in about 60 communities across the province.
:Lower Mainland: 604-660-2421
:Victoria: 250-387-6121
:Toll-free: 1-800-663-7867
:TTY/TDD for hearing impaired: 1-800-661-8773
:[mailto://enquirybc@gov.bc.ca enquirybc@gov.bc.ca]
:[http://www2.gov.bc.ca www2.gov.bc.ca]

==For legal help==
===Access Pro Bono===
Volunteer lawyers provide free legal advice to qualifying persons who cannot obtain legal aid or afford a lawyer.
:604-878-7400
:[http://www.accessprobono.ca accessprobono.ca]

===Lawyer Referral Service===
Access Pro Bono offers referrals to lawyers who can provide a free 15-minute consultation. (Try to organize your information in advance so as to make efficient use of the time available.)
:604-687-3221
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

===Seniors First BC===
A non-profit organization providing free legal services for people age 55 and over. Older adults experiencing issues with debt, tenancy matters, or pensions or benefits can be assisted by a legal advocate. An Elder Law Clinic offers lawyers experienced in matters involving capacity, residential care, and elder abuse or neglect.
:Lower Mainland: 604-437-1940
:Toll free: 1-866-437-1940
:[http://seniorsfirstbc.ca seniorsfirstbc.ca]

==For accounting and financial help==
===Accountants===
Find a local chartered professional accountant on the website of the Chartered Professional Accountants of BC.
:[http://www.bccpa.ca www.bccpa.ca]

===Quicken===
Quicken is a software program from Intuit that can help with managing personal funds. The company also offers a free online service for personal finances, called Mint. These services help you set budgets, track spending and pay bills.
:[http://www.quicken.com www.quicken.com]

===Self Counsel Press Guides===
Self Counsel Press publishes do-it-yourself guides on legal and financial topics for BC, including ''Financial Care for Your Aging Parent'', ''Personal Budgeting Kit'' and ''Protect Your Elderly Parents: Become Your Parents’ Guardian or Trustee''. These guides include templates and forms to help with budgeting, inventories and staying organized.
:[http://www.self-counsel.com www.self-counsel.com]

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Where to Get Help for Being an Executor

2025-08-05T21:46:06Z

Drew Jackson:

{{REVIEWEDPLS | reviewer = [[Stephen Hsia|Stephen Hsia]]|date= March 2019}}
{{Being an Executor TOC}}
=== Access Pro Bono ===
Volunteer lawyers provide free legal advice to qualifying people who cannot obtain legal aid or afford a lawyer.
:Toll-free: 604-878-7400
:[http://www.accessprobono.ca accessprobono.ca]

=== Canada Revenue Agency ===
''[https://www.canada.ca/en/revenue-agency/services/tax/individuals/life-events/doing-taxes-someone-died/prepare-returns.html Prepare tax returns for someone who died]'' provides information and forms for those filing tax returns for someone who died.
:Toll-free: 1-800-959-8281
:[http://www.canada.ca/tax canada.ca/tax]

=== Clicklaw ===
Online resource offers one-stop access to legal information, education, and help for British Columbians from trusted organizations. Select the topic “Wills, estates & planning.”
:[http://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Lawyer Referral Service ===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Toll-free: 604-687-3221
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== People's Law School ===
More in depth guidance for executors of an estate in British Columbia, including how to fill out probate or administration forms.
:[https://www.peopleslawschool.ca/category/wills-estates/dealing-with-estate/ peopleslawschool.ca]

=== Public Guardian and Trustee of BC ===
This public body may manage estates, for a fee, when the executor isn’t able or willing to do so, or when someone dies without a will.
:700 - 808 West Hastings Street
:Vancouver, BC V6C 3L3
:Phone: 604-660-4444
:[http://www.trustee.bc.ca trustee.bc.ca]

=== Self Counsel Press ===
Publisher of do-it-yourself guides on legal topics, including the ''British Columbia Probate Kit'', which includes the forms required for probate and a step-by-step explanation of the process.
:[http://www.self-counsel.com self-counsel.com]

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Where to Get Help for Being an Executor

2025-08-05T21:44:22Z

Drew Jackson:

{{REVIEWEDPLS | reviewer = [[Stephen Hsia|Stephen Hsia]]|date= March 2019}}
{{Being an Executor TOC}}
=== Access Pro Bono ===
Volunteer lawyers provide free legal advice to qualifying people who cannot obtain legal aid or afford a lawyer.
:Toll-free: 604-878-7400
:[http://www.accessprobono.ca accessprobono.ca]

=== Canada Revenue Agency ===
''[https://www.canada.ca/en/revenue-agency/services/tax/individuals/life-events/doing-taxes-someone-died/prepare-returns.html Prepare tax returns for someone who died]'' provides information and forms for those filing tax returns for someone who died.
:Toll-free: 1-800-959-8281
:[http://www.canada.ca/tax canada.ca/tax]

=== Clicklaw ===
Online resource offers one-stop access to legal information, education, and help for British Columbians from trusted organizations. Select the topic “Wills, estates & planning.”
:[http://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Lawyer Referral Service ===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Toll-free: 604-687-3221
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== People's Law School ===
Step-by-step guidance for executors and administrators of an estate in British Columbia.
:[https://www.peopleslawschool.ca/category/wills-estates/dealing-with-estate/ peopleslawschool.ca]

=== Public Guardian and Trustee of BC ===
This public body may manage estates, for a fee, when the executor isn’t able or willing to do so, or when someone dies without a will.
:700 - 808 West Hastings Street
:Vancouver, BC V6C 3L3
:Phone: 604-660-4444
:[http://www.trustee.bc.ca trustee.bc.ca]

=== Self Counsel Press ===
Publisher of do-it-yourself guides on legal topics, including the ''British Columbia Probate Kit'', which includes the forms required for probate and a step-by-step explanation of the process.
:[http://www.self-counsel.com self-counsel.com]

{{Being an Executor Navbox}}

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Where to Get Help for Being an Executor

2025-08-05T21:42:07Z

Drew Jackson: /* Lawyer Referral Service */

{{REVIEWEDPLS | reviewer = [[Stephen Hsia|Stephen Hsia]]|date= March 2019}}
{{Being an Executor TOC}}
=== Access Pro Bono ===
Volunteer lawyers provide free legal advice to qualifying people who cannot obtain legal aid or afford a lawyer.
:Toll-free: 604-878-7400
:[http://www.accessprobono.ca accessprobono.ca]

=== Canada Revenue Agency ===
''[https://www.canada.ca/en/revenue-agency/services/tax/individuals/life-events/doing-taxes-someone-died/prepare-returns.html Prepare tax returns for someone who died]'' provides information and forms for those filing tax returns for someone who died.
:Toll-free: 1-800-959-8281
:[http://www.canada.ca/tax canada.ca/tax]

=== Clicklaw ===
Online resource offers one-stop access to legal information, education, and help for British Columbians from trusted organizations. Select the topic “Wills, estates & planning.”
:[http://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Lawyer Referral Service ===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Toll-free: 604-687-3221
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Public Guardian and Trustee of BC ===
This public body may manage estates, for a fee, when the executor isn’t able or willing to do so, or when someone dies without a will.
:700 - 808 West Hastings Street
:Vancouver, BC V6C 3L3
:Phone: 604-660-4444
:[http://www.trustee.bc.ca trustee.bc.ca]

=== Self Counsel Press ===
Publisher of do-it-yourself guides on legal topics, including the ''British Columbia Probate Kit'', which includes the forms required for probate and a step-by-step explanation of the process.
:[http://www.self-counsel.com self-counsel.com]

{{Being an Executor Navbox}}

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__NOGLOSSARY__
__NOTOC__

Where to Get Help for Being an Executor

2025-08-05T21:41:19Z

Drew Jackson: /* Clicklaw */

{{REVIEWEDPLS | reviewer = [[Stephen Hsia|Stephen Hsia]]|date= March 2019}}
{{Being an Executor TOC}}
=== Access Pro Bono ===
Volunteer lawyers provide free legal advice to qualifying people who cannot obtain legal aid or afford a lawyer.
:Toll-free: 604-878-7400
:[http://www.accessprobono.ca accessprobono.ca]

=== Canada Revenue Agency ===
''[https://www.canada.ca/en/revenue-agency/services/tax/individuals/life-events/doing-taxes-someone-died/prepare-returns.html Prepare tax returns for someone who died]'' provides information and forms for those filing tax returns for someone who died.
:Toll-free: 1-800-959-8281
:[http://www.canada.ca/tax canada.ca/tax]

=== Clicklaw ===
Online resource offers one-stop access to legal information, education, and help for British Columbians from trusted organizations. Select the topic “Wills, estates & planning.”
:[http://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Lawyer Referral Service ===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Toll-free: 604-687-3221
:Toll-free: 1-800-663-1919

=== Public Guardian and Trustee of BC ===
This public body may manage estates, for a fee, when the executor isn’t able or willing to do so, or when someone dies without a will.
:700 - 808 West Hastings Street
:Vancouver, BC V6C 3L3
:Phone: 604-660-4444
:[http://www.trustee.bc.ca trustee.bc.ca]

=== Self Counsel Press ===
Publisher of do-it-yourself guides on legal topics, including the ''British Columbia Probate Kit'', which includes the forms required for probate and a step-by-step explanation of the process.
:[http://www.self-counsel.com self-counsel.com]

{{Being an Executor Navbox}}

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__NOGLOSSARY__
__NOTOC__

Where to Get Help for Being an Executor

2025-08-05T21:40:04Z

Drew Jackson:

{{REVIEWEDPLS | reviewer = [[Stephen Hsia|Stephen Hsia]]|date= March 2019}}
{{Being an Executor TOC}}
=== Access Pro Bono ===
Volunteer lawyers provide free legal advice to qualifying people who cannot obtain legal aid or afford a lawyer.
:Toll-free: 604-878-7400
:[http://www.accessprobono.ca accessprobono.ca]

=== Canada Revenue Agency ===
''[https://www.canada.ca/en/revenue-agency/services/tax/individuals/life-events/doing-taxes-someone-died/prepare-returns.html Prepare tax returns for someone who died]'' provides information and forms for those filing tax returns for someone who died.
:Toll-free: 1-800-959-8281
:[http://www.canada.ca/tax canada.ca/tax]

=== Clicklaw ===
Online resource offers one-stop access to legal information, education, and help for British Columbians from trusted organizations. Select the topic “Wills & Estates.”
:[http://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Lawyer Referral Service ===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Toll-free: 604-687-3221
:Toll-free: 1-800-663-1919

=== Public Guardian and Trustee of BC ===
This public body may manage estates, for a fee, when the executor isn’t able or willing to do so, or when someone dies without a will.
:700 - 808 West Hastings Street
:Vancouver, BC V6C 3L3
:Phone: 604-660-4444
:[http://www.trustee.bc.ca trustee.bc.ca]

=== Self Counsel Press ===
Publisher of do-it-yourself guides on legal topics, including the ''British Columbia Probate Kit'', which includes the forms required for probate and a step-by-step explanation of the process.
:[http://www.self-counsel.com self-counsel.com]

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Consequences of a Youth Record in BC

2025-08-05T21:31:58Z

Drew Jackson:

{{Cover Thumbnail
|filename = Consequences of a Youth Record in BC cover image.jpg
|title = ''Consequences of a Youth Record''}}{{Clicklaw Wikibooks Badge}}
{{Export_Badge
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}}
'''''Consequences of a Youth Record''''' from [[People's Law School]] sets out a young person’s involvement in Canada’s youth justice system. This wikibook contains public legal information on frequently asked questions about a youth record, access to and closure of a youth record, and consequences of a record.

== Contents ==

*[[What is a Youth Record|What is a Youth Record?]]

*[[Protection of a Young Person's Privacy|Protection of a Young Person's Privacy]]

*[[How Long Does a Youth Record Last|How Long Does a Youth Record Last?]]

*[[Consequences of Having a Youth Record|Consequences of Having a Youth Record]]

*[[Making Sure a Youth Record is Closed|Making Sure a Youth Record is Closed]]

*[[Glossary of Consequences of a Youth Record| Glossary]]

*[[Where to Get Help for Consequences of Youth Record|Where to Get Help]]

==About this Wikibook==

*[[About Consequences of a Youth Record|About ''Consequences of a Youth Record'']]
*Learn more about [[Clicklaw Wikibooks]] or visit other wikibooks from [[People's Law School]]

== About People's Law School==
The [[People's Law School]] is a non-profit charitable society whose purpose is to provide British Columbians with reliable information about their rights and responsibilities under the law.

[[File:Peopleslawschoollogo-horizontal.jpg|250px|link=]]
:1433 - 1130 W Pender Street
:Vancouver, BC V6E 4A4
:604-331-5400
:[mailto:info@peopleslawschool.ca info@peopleslawschool.ca]
:[http://www.peopleslawschool.ca www.peopleslawschool.ca]

{{Consequences of a Youth Record Navbox}}

Where to Get Help for Consequences of Youth Record

2025-08-05T21:30:40Z

Drew Jackson: /* Legal Aid BC */

{{Consequences of Youth Record TOC}}

=== Department of Justice Canada ===
The department's website has more information about the justice system in Canada.
:[https://www.justice.gc.ca/youth justice.gc.ca/youth]

=== Clicklaw ===
Clicklaw features legal information and education designed for the public.
:[https://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students Legal Advice Clinics ===
Law student clinics in the Lower Mainland and Victoria provide information and assistance.
:Lower Mainland: 604-822-5791 or [https://www.lslap.bc.ca lslap.bc.ca]
:Victoria: 250-385-1221 or [https://thelawcentre.ca/ thelawcentre.ca]
:

=== Lawyer Referral Service ===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:Email: lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Legal Aid BC ===
Assistance for low income people facing criminal law issues.
:Lower Mainland: 604-408-2172
:Outside Lower Mainland: 1-866-577-2525

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

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Where to Get Help for Consequences of Youth Record

2025-08-05T21:27:33Z

Drew Jackson: /* Lawyer Referral Service */

{{Consequences of Youth Record TOC}}

=== Department of Justice Canada ===
The department's website has more information about the justice system in Canada.
:[https://www.justice.gc.ca/youth justice.gc.ca/youth]

=== Clicklaw ===
Clicklaw features legal information and education designed for the public.
:[https://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students Legal Advice Clinics ===
Law student clinics in the Lower Mainland and Victoria provide information and assistance.
:Lower Mainland: 604-822-5791 or [https://www.lslap.bc.ca lslap.bc.ca]
:Victoria: 250-385-1221 or [https://thelawcentre.ca/ thelawcentre.ca]
:

=== Lawyer Referral Service ===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Phone: 604-687-3221
:Email: lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Legal Aid BC Call Centre ===
Can answer legal questions and direct people to other information or services that can help them solve their legal problems. They do not give legal advice.
:Lower Mainland: 604.408.2172
:Outside Lower Mainland: 1.866.577.2525

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

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Where to Get Help for Consequences of Youth Record

2025-08-05T21:26:49Z

Drew Jackson: /* Lawyer Referral Service */

{{Consequences of Youth Record TOC}}

=== Department of Justice Canada ===
The department's website has more information about the justice system in Canada.
:[https://www.justice.gc.ca/youth justice.gc.ca/youth]

=== Clicklaw ===
Clicklaw features legal information and education designed for the public.
:[https://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students Legal Advice Clinics ===
Law student clinics in the Lower Mainland and Victoria provide information and assistance.
:Lower Mainland: 604-822-5791 or [https://www.lslap.bc.ca lslap.bc.ca]
:Victoria: 250-385-1221 or [https://thelawcentre.ca/ thelawcentre.ca]
:

=== Lawyer Referral Service ===
Helps people connect with a lawyer for a complimentary 15-minute consult.
:Lower Mainland: 604-687-3221
:Outside Lower Mainland: 1-800-663-1919
:lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Legal Aid BC Call Centre ===
Can answer legal questions and direct people to other information or services that can help them solve their legal problems. They do not give legal advice.
:Lower Mainland: 604.408.2172
:Outside Lower Mainland: 1.866.577.2525

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

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Where to Get Help for Consequences of Youth Record

2025-08-05T21:25:47Z

Drew Jackson: /* Law Students Legal Advice Clinics */

{{Consequences of Youth Record TOC}}

=== Department of Justice Canada ===
The department's website has more information about the justice system in Canada.
:[https://www.justice.gc.ca/youth justice.gc.ca/youth]

=== Clicklaw ===
Clicklaw features legal information and education designed for the public.
:[https://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students Legal Advice Clinics ===
Law student clinics in the Lower Mainland and Victoria provide information and assistance.
:Lower Mainland: 604-822-5791 or [https://www.lslap.bc.ca lslap.bc.ca]
:Victoria: 250-385-1221 or [https://thelawcentre.ca/ thelawcentre.ca]
:

=== Lawyer Referral Service ===
Helps you connect with a lawyer for a complimentary 15-minute consult to see if you want to hire them.
:Lower Mainland: 604.687.3221
:Outside Lower Mainland: 1.800.663.1919
:lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Legal Aid BC Call Centre ===
Can answer legal questions and direct people to other information or services that can help them solve their legal problems. They do not give legal advice.
:Lower Mainland: 604.408.2172
:Outside Lower Mainland: 1.866.577.2525

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

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Where to Get Help for Consequences of Youth Record

2025-08-05T21:24:16Z

Drew Jackson:

{{Consequences of Youth Record TOC}}

=== Department of Justice Canada ===
The department's website has more information about the justice system in Canada.
:[https://www.justice.gc.ca/youth justice.gc.ca/youth]

=== Clicklaw ===
Clicklaw features legal information and education designed for the public.
:[https://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students Legal Advice Clinics ===
Law student clinics in the Lower Mainland and Victoria provide information and assistance.
:Lower Mainland: 604.822.5791 or [https://www.lslap.bc.ca lslap.bc.ca]
:Victoria: 1.250.385.1221 or [https://thelawcentre.ca/ thelawcentre.ca]
:

=== Lawyer Referral Service ===
Helps you connect with a lawyer for a complimentary 15-minute consult to see if you want to hire them.
:Lower Mainland: 604.687.3221
:Outside Lower Mainland: 1.800.663.1919
:lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Legal Aid BC Call Centre ===
Can answer legal questions and direct people to other information or services that can help them solve their legal problems. They do not give legal advice.
:Lower Mainland: 604.408.2172
:Outside Lower Mainland: 1.866.577.2525

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

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Where to Get Help for Consequences of Youth Record

2025-08-05T21:21:23Z

Drew Jackson: /* Department of Justice Canada */

{{Consequences of Youth Record TOC}}

=== Department of Justice Canada ===
The department's website has more information about the justice system in Canada.
:[https://www.justice.gc.ca/youth justice.gc.ca/youth]

=== Clicklaw ===
Clicklaw is a website aimed at enhancing access to justice in British Columbia. It features legal information and education designed for the public from over 24 contributor organizations.
:[https://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students Legal Advice Clinics ===
These clinics provide information and assistance about choosing or being an executor, and youth records. In the Lower Mainland, law students from the University of British Columbia hold free legal clinics in different locations.
:Lower Mainland: 604.822.5791
:Victoria: 1.250.385.1221
:[https://www.lslap.bc.ca lslap.bc.ca]

=== Lawyer Referral Service ===
Helps you connect with a lawyer for a complimentary 15-minute consult to see if you want to hire them.
:Lower Mainland: 604.687.3221
:Outside Lower Mainland: 1.800.663.1919
:lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Legal Aid BC Call Centre ===
Can answer legal questions and direct people to other information or services that can help them solve their legal problems. They do not give legal advice.
:Lower Mainland: 604.408.2172
:Outside Lower Mainland: 1.866.577.2525

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

{{Consequences of a Youth Record Navbox}}

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Where to Get Help for Consequences of Youth Record

2025-08-05T21:20:40Z

Drew Jackson:

{{Consequences of Youth Record TOC}}

=== Department of Justice Canada ===
Visit the website for more information about the Justice System in Canada.
:[https://www.justice.gc.ca/youth justice.gc.ca/youth]

=== Clicklaw ===
Clicklaw is a website aimed at enhancing access to justice in British Columbia. It features legal information and education designed for the public from over 24 contributor organizations.
:[https://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students Legal Advice Clinics ===
These clinics provide information and assistance about choosing or being an executor, and youth records. In the Lower Mainland, law students from the University of British Columbia hold free legal clinics in different locations.
:Lower Mainland: 604.822.5791
:Victoria: 1.250.385.1221
:[https://www.lslap.bc.ca lslap.bc.ca]

=== Lawyer Referral Service ===
Helps you connect with a lawyer for a complimentary 15-minute consult to see if you want to hire them.
:Lower Mainland: 604.687.3221
:Outside Lower Mainland: 1.800.663.1919
:lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Legal Aid BC Call Centre ===
Can answer legal questions and direct people to other information or services that can help them solve their legal problems. They do not give legal advice.
:Lower Mainland: 604.408.2172
:Outside Lower Mainland: 1.866.577.2525

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

{{Consequences of a Youth Record Navbox}}

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Where to Get Help for Consequences of Youth Record

2025-08-05T21:19:28Z

Drew Jackson:

{{Consequences of Youth Record TOC}}

=== Department of Justice Canada ===
Visit the website for more information about the Justice System in Canada.
:[https://www.justice.gc.ca/youth justice.gc.ca/youth]

=== Clicklaw ===
Clicklaw is a website aimed at enhancing access to justice in British Columbia. It features legal information and education designed for the public from over 24 contributor organizations.
:[https://www.clicklaw.bc.ca clicklaw.bc.ca]

=== Law Students Legal Advice Clinics ===
These clinics provide information and assistance about choosing or being an executor, and youth records. In the Lower Mainland, law students from the University of British Columbia hold free legal clinics in different locations.
:Lower Mainland: 604.822.5791
:Victoria: 1.250.385.1221
:[https://www.lslap.bc.ca lslap.bc.ca]

|=== Lawyer Referral Service ===
Helps you connect with a lawyer for a complimentary 15-minute consult to see if you want to hire them.
:Lower Mainland: 604.687.3221
:Outside Lower Mainland: 1.800.663.1919
:lawyerreferral@bccba.org
:[https://www.accessprobono.ca/our-programs/lawyer-referral-service accessprobono.ca]

=== Legal Aid BC Call Centre ===
Can answer legal questions and direct people to other information or services that can help them solve their legal problems. They do not give legal advice.
:Lower Mainland: 604.408.2172
:Outside Lower Mainland: 1.866.577.2525

|-
|}

{{REVIEWED | reviewer = [[People's Law School]], 2014}}

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__NOGLOSSARY__

Renting a Home

2025-07-25T20:45:53Z

Drew Jackson: /* Eviction */

{{REVIEWEDPLS | reviewer = [[People's Law School]]|date= February 2023}}{{Learning about the Law Wikibook TOC}}{{Law-Related ESL Badge
|lessonname= Renting a Home Lesson Module}}
Every province in Canada has laws about renting, as well as about buying and owning a home. In this section, you will learn about these laws in British Columbia.

{{PLSTipsbox
| text = For updated and in-depth coverage of renting or buying a home in BC, visit [https://www.peopleslawschool.ca/renting peopleslawschool.ca].
}}

==Before renting==
[[File:cutoutofhome.jpg|thumb|275px|right| link=| Image via www.istock.com]]

When you rent a place to live, you are a renter, also known as a '''tenant'''. If you own a home or apartment and you rent it to someone else, you are a '''landlord'''.

You must follow BC laws about renting if you are a tenant or a landlord. A government office is responsible for making sure landlords and tenants follow these laws. It’s called the [https://gov.bc.ca/landlordtenant Residential Tenancy Branch].

===The laws in play===
The main law that sets out the rules for tenants and landlords is called the [https://www.canlii.org/en/bc/laws/stat/sbc-2002-c-78/189289/sbc-2002-c-78.html ''Residential Tenancy Act'']. There are more rules in another law called the [https://www.canlii.org/en/bc/laws/regu/bc-reg-477-2003/latest/bc-reg-477-2003.html Residential Tenancy Regulation].

===There are supports available===
For information or free help, you can contact the Residential Tenancy Branch or the Tenant Resource & Advisory Centre.

:'''Residential Tenancy Branch'''
:Vancouver: 604-660-1020
:Victoria: 250-387-1602
:Toll-free: 1-800-665-8779
:[https://gov.bc.ca/landlordtenant gov.bc.ca/landlordtenant]

:'''Tenant Resource & Advisory Centre (TRAC)'''
:Vancouver: 604-255-0546
:Toll-free: 1-800-665-1185
:[https://tenants.bc.ca/ tenants.bc.ca]

TRAC has an online course for first-time tenants at [https://rentingitright.ca/ rentingitright.ca]. In it, you’ll learn how to search for housing, put together a strong rental application, and safely sign a contract about your tenancy with the landlord.

You can also find answers to common questions tenants have at [https://www.peopleslawschool.ca/renting peopleslawschool.ca/renting].

==Looking for a place==
When you look at a place to rent, the landlord will tell you how much the rent is. It’s important to ask the landlord what is included in the rent. For example, does the rent include gas, electricity, internet, cable service, or laundry machines for your use?

When you apply to rent a place, the landlord cannot charge you money to take your application. Doing this is illegal.

===Discrimination in renting===
A landlord can’t refuse to rent a place to live based on a part of someone’s identity protected under the law. Doing so is '''discrimination'''. The law protects against discrimination based on a person’s:
* race, colour, ancestry, place of origin, or Indigenous identity
* age
* sex, sexual orientation, or gender identity or expression
* marital or family status
* religion
* (legal) source of income
* mental or physical disability

A landlord can't refuse to rent to someone or charge a different rent based on any of these protected characteristics.

So a landlord can't, for example, refuse to rent to someone because they’re on income assistance.

Or a landlord can't refuse to rent to someone because they have children. (There is an exception to this rule for rental buildings reserved for people age 55 and older.)

You can complain to the BC Human Rights Tribunal at [http://www.bchrt.bc.ca/ bchrt.bc.ca] if you think a landlord has discriminated against you.

For help with filing a human rights complaint, you can contact the BC Human Rights Clinic at [https://bchrc.net/ bchrc.net] operated by the Community Legal Assistance Society.

===Making an agreement to rent===
When you find a suitable place to rent, you and the landlord make a contract. This is a binding legal agreement. A contract between a tenant and landlord is called a '''tenancy agreement'''.

A tenancy agreement must follow the rules about renting in the ''Residential Tenancy Act'' and Regulation. It must be in writing. The Residential Tenancy Branch has a '''residential tenancy agreement''' form at [https://gov.bc.ca/landlordtenant gov.bc.ca/landlordtenant] that you and the landlord can use.

The agreement will say how much the rent is and when you must pay it. The agreement should also include what the law says about such things as '''security deposits''', rent increases, and repairs.

A tenancy agreement can be a month-to-month agreement or a fixed-term agreement, also known as a '''lease'''. If you sign a lease, you can’t move out until your lease is finished without paying extra money.

{{PLSStorybox
| image = [[File:Headshot - Learning about the Law - Candace - 2023.png|link=]]
| text = “When I moved to BC, I signed a one-year lease for a rental apartment. I planned to stay the full year. Unfortunately, my mom isn’t doing well. With a few months still left on the lease, I decided to go back to Ontario to help her. But because I’m moving out early, I have to pay for the remaining months of the lease.” – Candace, Coquitlam, BC
}}

The tenancy agreement must be signed and dated by you and your landlord. You should read the agreement before you sign it. Get someone to help if you need to. The landlord must give you a copy of the signed agreement within 21 days.

===Move-in inspection===
You and the landlord must do a walkaround before you move in, checking the rental unit out together. The landlord must complete a '''condition inspection report''', and both of you need to sign it. This is a written record of the condition of the place. The report should show if it's in poor condition.

Make sure you get a copy of the condition inspection report from the landlord.

===Paying a deposit===
When you move into a place, the landlord can ask for some extra money to cover any damage you may cause to the rental unit. This is called a '''security deposit'''. It can’t be more than half the monthly rent. The landlord can also ask for a pet damage deposit if they allow you to have a pet. That also can’t be more than half the monthly rent.

It is very important you keep the receipts for these deposits. At the end of your tenancy, you are entitled to the deposits back unless the landlord can show you damaged the unit.

==While renting==
===Paying rent===
When you rent a place to live, you usually pay rent to the landlord once a month. Make sure you get proof that you paid the rent. This can take the form of a receipt from the landlord, a witness, or a cancelled cheque from your bank or credit union. Keep this proof in case there is a dispute about it later.

===Rent increases===
If your landlord wants to raise your rent, they must follow the rules. For example, the landlord can only increase the rent once every 12 months. They can’t increase it more than a percentage set by the government.

As well, the landlord must use a special form called '''notice of rent increase'''. And they must give you this notice three full months before they can increase the rent.

For more on rent increases, see the Residential Tenancy Branch at [https://gov.bc.ca/landlordtenant gov.bc.ca/landlordtenant] and TRAC at [https://tenants.bc.ca/ tenants.bc.ca].

===Repairs===
Landlords are generally responsible for fixing problems in a rental unit. Tenants are responsible for repairing damage they (or their visitors or pets) cause.

The landlord must put up a sign or tell you in writing who and what number to call if there is an emergency. This includes urgent problems with electricity, plumbing (say the toilet doesn’t work), and heating.

If something needs to be fixed, ask your landlord to make the repairs. It’s a good idea to do this in writing and keep a copy of the letter.

If the landlord doesn’t make the repairs, contact the Residential Tenancy Branch at [https://gov.bc.ca/landlordtenant gov.bc.ca/landlordtenant] or TRAC at [https://tenants.bc.ca/ tenants.bc.ca].

Another option may be to contact your municipality. Many towns and cities have rules (or '''bylaws''') about keeping rental suites safe and healthy. You can contact your local city hall to ask them about these rules. They may be able to send an '''inspector'''. An inspector can check your place for free and tell the landlord to do the repairs.

{{PLSStorybox
| image = [[File:Headshot_-_Learning_about_the_Law_-_Ciara_-_2023.png|link=]]
| text = “I live in a basement suite. The pipe from the toilet was leaking, so I told the landlord. But the landlord didn’t fix it, even after I asked a second time. I decided to contact city hall. An inspector came to look at the toilet. They told the landlord to fix the pipe. Because the landlord didn’t want to be fined, they fixed the problem.” – Ciara, Kamloops, BC
}}

===Paying for damage===
As a tenant, if you (or your visitor or pet) damage the rental unit, you have to pay for the repair. You should tell the landlord right away.

{{PLSStorybox
| image = [[File:Headshot - Learning about the Law - Quan - 2023.png|link=]]
| text = “I rent a suite in an older house. I threw a party one night. One of my friends accidentally broke a bedroom window. In the morning, I called the landlord and explained what happened. The landlord called a company to replace the window, and I paid $400 for the new window.” – Quan, Nelson, BC
}}

===Letting the landlord in===
Landlords can ask to enter the rental unit. You can agree to let the landlord in when they ask. Otherwise, the landlord must give you written notice at least 24 hours before they come. The notice must say what time between 8 am and 9 pm the landlord will come and why they are coming.

Sometimes there is an emergency. For example, you may have a fire or a broken water pipe. Then the landlord can come in without notice or permission.

===Resolving disputes===
If you have a problem with your landlord, you may be able to resolve the matter by talking to them. If you can’t work it out on your own, you can access '''dispute resolutio'''n through the Residential Tenancy Branch.

Either you or the landlord can apply for dispute resolution. The process involves a hearing — like a court hearing, but less formal. It’s usually held by teleconference. An independent decision-maker makes a decision in your situation based on the law. You need to have evidence in support of your claims. You and the landlord must follow the decision.

To learn more about how dispute resolution works, see the Residential Tenancy Branch at [https://gov.bc.ca/landlordtenant gov.bc.ca/landlordtenant] and TRAC at [https://tenants.bc.ca/ tenants.bc.ca].

==Ending a tenancy==
===Moving out===
When you want to move out of a house or apartment you are renting, the law requires that you tell your landlord in writing. This is called '''giving notice'''. You have to write your name, address and the date you will move out, and then sign the notice.

If you are in a '''month-to-month tenancy''', you must give notice to the landlord at least one month before you will move out. The first day of the month you plan to move out is too late.

{{PLSStorybox
| image = [[File:Headshot_-_Learning_about_the_Law_-_Nathan_-_2023.png|link=]]
| text = “I rent an apartment month-to-month. I’ve decided to move out and find a place closer to my parents. I plan to move out on December 31. That means I have to give notice to my landlord by November 30 at the latest. If I give notice on December 1, it would be too late; I’d have to pay an extra month’s rent in that case.” – Nathan, Courtenay, BC
}}

If you signed a fixed-term agreement or '''lease''', you are not allowed to end your tenancy early. If you do, you may have to pay extra money to the landlord for breaking the tenancy agreement.

It's best to give the notice to the landlord or the building manager yourself. You may want to ask someone to go with you in case the landlord denies receiving the notice. Keep a copy of the notice.

===Eviction===
A landlord can sometimes make a tenant move out of a rental unit. This is called '''eviction'''.

The law says how much time the landlord has to give the tenant to move out. It depends on the reasons for eviction. For example, the landlord can give:
* '''10 days notice''' when the tenant hasn’t paid the rent
* '''one month notice''' when the tenant is too noisy or has too many people living in the place
* '''three months notice''' when the landlord or a close family member wants to live in the rental unit

These are just examples.

As a tenant, be aware that the landlord cannot just tell you to leave. They have to put the eviction notice in writing, on the proper form, and explain the reason for the eviction. If you get an eviction notice, '''don’t ignore it'''. Read it very carefully.

You may disagree with the reason the landlord is evicting you. For example, you don’t think you’re too noisy, or you don’t have too many people living in your place. If you want to try to stop an eviction, you can '''dispute''' the notice. You can apply to the Residential Tenancy Branch to ask an arbitrator to decide. The eviction form will say how much time you have to do that.

If you get an eviction notice, you should ask for help or advice as soon as you can. Contact the Residential Tenancy Branch at [https://gov.bc.ca/landlordtenant gov.bc.ca/landlordtenant] or TRAC at [https://tenants.bc.ca/ tenants.bc.ca].

===Getting your security deposit back===
On moving out of your rental unit, you should give the landlord an address in writing saying where to send the '''security deposit'''. Once you have given the landlord this address, the landlord must do one of three things:
* return the security deposit with interest within 15 days,
* ask for your written permission to keep some or all of the deposit, or
* apply to the Residential Tenancy Branch for permission to keep some or all of the deposit.

If the landlord doesn’t deal with the security deposit within 15 days, they have to pay you double the amount of the deposit.

==Buying a home==
Buying a home is exciting. But it’s also stressful, as there’s a lot at stake.

Before you start looking, consider what you can afford. There are a lot of expenses involved. In addition to the obvious (the purchase price), there are closing costs (including legal fees), and ongoing costs such as loan payments, property taxes, and maintenance.

===Borrowing money to buy a home===
Most people cannot afford to pay the entire cost of a home up front. A lender may loan you money to purchase it. The money you borrow to buy a home is called a '''mortgage'''. The lender will also expect you to use some of your own money and make a '''down payment''' on the home you buy.

Sometimes a lender will give you a pre-approved mortgage. This is a mortgage amount at an interest rate they guarantee for a period of time, such as 90 days.

To pay down your mortgage, you make a regular payment, most often monthly. Your monthly payment includes the '''interest''' the lender charges you to borrow their money.

===What's involved in buying a home===
Most homes in Canada are sold through real estate agents, also called realtors. A real estate agent can assist you with the purchase process, including helping you understand the housing market, learning about the community you want to live in, and negotiating the purchase price. The cost of your real estate agent is usually covered by the seller of the home.

When you find a property you want to purchase, your real estate agent will write an offer, called a '''contract of purchase and sale'''. The agent will present your offer to the seller.

It’s a good idea to have the home inspected before you complete the sale. This may help you avoid big or small surprises such as structural problems or mould in the walls. A real estate agent can help you find a home inspector. As the buyer, you pay for the cost of the inspection.

To complete the sale, you need to prepare documents that transfer legal ownership from the seller to you. Most people hire a lawyer or notary public to help with this. Your real estate agent may be able to suggest one for you. Or you can search online or in your local phone book.

People’s Law School has more in-depth information about buying a home at [https://www.peopleslawschool.ca/buying-home/ peopleslawschool.ca].

===Owning a home and bylaws===
When you own your home, many laws that come into play are made by your city or town. These are called '''bylaws'''. They deal with safety and health issues and allowable uses of the property. They set out rules for things like fences, trees, noise, parking, and pets.

For more information on these topics, visit the neighbours section on the People’s Law School website at [https://www.peopleslawschool.ca/category/home-neighbours/neighbours/ peopleslawschool.ca].

{{Learning about the Law Wikibook Navbox}}

{{Creative Commons for PLS
|title = Learning about the Law
|author =
}}
__NOGLOSSARY__

Understanding Warehouse Liens

2025-06-30T15:50:09Z

Drew Jackson:

{{REVIEWEDPLS | reviewer = [https://www.peopleslawschool.ca/ People's Law School]|date= June 2025}} {{Dial-A-Law TOC|expanded = money}}

{| class="wikitable"
|align="left"|'''We're updating this page'''
The ''Commercial Liens Act'' came into effect on June 30, 2025. It replaces the ''Warehouse Lien Act'' (among other laws). We are currently updating this page to reflect the new law. Check back soon for updates.
|}

{{Dial-A-Law_Navbox|type=consumer}}
{{Dial-A-Law Copyright}}

Understanding Warehouse Liens

2025-06-30T15:49:39Z

Drew Jackson:

{{REVIEWEDPLS | reviewer = [https://www.peopleslawschool.ca/ People's Law School]|date= June 2025}} {{Dial-A-Law TOC|expanded = money}}
When someone leaves goods at a storage facility, the business has a legal claim on the goods. This is called a “lien”. It can help the business recover their fees.

{| class="wikitable"
|align="left"|'''We're updating this page'''
The ''Commercial Liens Act'' came into effect on June 30, 2025. It replaces the ''Warehouse Lien Act'' (among other laws). We are currently updating this page to reflect the new law. Check back soon for updates.
|}

{{Dial-A-Law_Navbox|type=consumer}}
{{Dial-A-Law Copyright}}

Understanding Warehouse Liens

2025-06-30T15:48:44Z

Drew Jackson:

{{REVIEWEDPLS | reviewer = [https://www.ganapathico.com/our-team/anna-kurt/ Anna Kurt], Ganapathi Law Group|date= June 2025}} {{Dial-A-Law TOC|expanded = money}}
When someone leaves goods at a storage facility, the business has a legal claim on the goods. This is called a “lien”. It can help the business recover their fees.

{| class="wikitable"
|align="left"|'''We're updating this page'''
The ''Commercial Liens Act'' came into effect on June 30, 2025. It replaces the ''Warehouse Lien Act'' (among other laws). We are currently updating this page to reflect the new law. Check back soon for updates.
|}

{{Dial-A-Law_Navbox|type=consumer}}
{{Dial-A-Law Copyright}}

Adoption of a Child

2025-04-14T16:37:49Z

Drew Jackson: /* Step 1. Application to adopt */

{{REVIEWEDPLS | reviewer = [http://gov.bc.ca/mcfd Adoption Branch], Ministry of Children & Family Development|date= February 2020}} {{Dial-A-Law TOC|expanded = children}}
'''Adoption''' can be a happy event for two families. But first there are legal matters to take care of — the transfer of parental rights and responsibilities for a child from one family to another. Learn what’s involved in adopting a child or placing a child for adoption.

==What you should know==

===There are several types of adoption===
There are different ways to adopt a child in BC.

[https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec4_smooth Under the law in BC], a parent or guardian may place a child for adoption. They can place the child with an adoption agency to find an adoptive family or work with an agency to place the child with someone they know (who is not a relative). This type of adoption is called a '''direct placement'''.

A child can be placed into the permanent '''care of the provincial government'''. This is called foster care. The goal is to reunite the child with their birth family. But in some circumstances, this isn’t possible or isn’t in the child's best interests. [https://adopt.gov.bc.ca/ These children are placed in the Adopt BC Kids program].

BC’s licensed adoption agencies help with '''international adoptions'''. These involve adopting a child from another country.

A family may want to adopt a '''relative or partner's child'''. It could be a niece or nephew, for instance, or the child of your new partner. To adopt a child related to you by blood, or to adopt your partner's child, you need to apply to the BC Supreme Court.

===Who can adopt a child===

An adult (someone age 19 years or older) who lives in BC can adopt a child in the province. A person does not need to be married to adopt a child. You can apply to adopt a child if you're single or in an opposite-sex or same-sex relationship.

A child may be placed for adoption with one adult or two adults jointly.

===Who handles adoptions in BC===

Only the BC government, or an agency licensed by it, can handle an adoption in BC. [https://www2.gov.bc.ca/gov/content/governments/organizational-structure/ministries-organizations/ministries/children-and-family-development The Ministry of Children & Family Development] helps with the adoption of BC children living in foster care.

[https://belongingnetwork.com/adoption-permanency/adoption/adoption-agencies/ Adoption agencies licensed by the BC government] handle various types of adoptions. A licensed adoption agency must be involved before adoptive parents receive the child. This is true even for a direct placement, where the birth parents choose the adoptive parents.

===It’s illegal to pay or accept payment for an adoption ===

Birth parents can’t be paid for placing a child for adoption. [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec84_smooth Under BC law], it’s illegal, with a few specific exceptions.

The '''exceptions''' are:

* A '''parent or guardian''' can accept money from a prospective adoptive parent to cover certain expenses. For example, the birth mother can be paid for medical services for the birth of the child, as well as accommodation and transportation of the child.
* An '''adoption agency''' can receive fees and expenses up to certain limits set under the law.
* A '''lawyer''' can receive reasonable fees and expenses for providing legal services related to the adoption.
* A '''health care provider''' can receive reasonable fees and expenses for giving medical services to:
** a child being adopted, or
** the birth mother in connection with the pregnancy or birth.

The Ministry of Children & Family Development doesn’t charge people to adopt a child in care.

===Who must consent to an adoption===
'''A birth mother''' must consent to an adoption unless the child is in the permanent care of the child protection authorities. Her consent is valid only if the child is '''at least 10 days old''' when she gives it. The consent must be in a specific written form. Other documents are also required.

'''A biological father’s''' consent is usually required too. But there are exceptions. For example, a court can be asked to do away with the biological father’s consent if:

* he can’t be found, or
* it’s in the child’s best interests to do so.

Any other '''parent or guardian''' of the child must also consent to an adoption.

If a '''child is age 12 or older''', they must consent to being adopted.

====If the mother or father changes their mind====
A person who consented to their child's adoption may '''revoke''' their consent (cancel it) before the child is placed for adoption.

As well, the birth mother may revoke her consent to the adoption in writing within 30 days of the child’s birth. This can happen even if the child has already been placed for adoption.

A child who has consented to their adoption has until the adoption order is granted to revoke their consent.

A revocation must be '''in writing'''. It must be given directly to the adoption agency or the BC director of adoptions.

====The child’s perspective====
If a child is age 12 or older, they must consent to being adopted. The views of a child between ages seven and 11 must be considered. If the child is mature enough, the child must receive counselling about the effects of adoption.

===Factors considered in placing a child for adoption===
Under BC law, the most important consideration in placing a child for adoption is the '''best interests of the child'''. The relevant factors here are set out in the [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec3_smooth ''Adoption Act''] and the [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-46/latest/rsbc-1996-c-46.html#sec4_smooth ''Child, Family and Community Service Act'']. They include:

* the child's safety
* the child's physical and emotional needs and level of development
* the importance of continuity in the child's care
* the child having a positive relationship with a parent and a secure place as a member of a family
* the quality of the child’s relationship with a parent or other individual, and the effect of maintaining that relationship
* the child's cultural, racial, linguistic, and religious heritage
* the child's views
* the effect on the child if a decision is delayed

===Relative or stepparent adoption of a child===

Someone may want to adopt a '''relative or partner's child'''. For instance, they may want to adopt a grandchild or the child of their new partner.

In order to adopt a child related to you by blood, or to adopt your partner's child, you need to apply to court. The legal requirements are outlined in [http://canlii.ca/t/84g5 BC’s adoption law]. It's a good idea to get legal advice on how to complete this kind of adoption.

The court will consider the '''child’s best interests''' when making decisions about their future. Children older than age seven will have a private interview. An adoption worker will ask questions to make sure they understand what it means to be adopted and to get their views on potential placement. Children age 12 and over must consent to their adoption.

Anyone who has a court order or enforceable agreement for contact with the child will be given notice about the adoption application.

==The process to adopt a child ==

===Step 1. Application to adopt===
The adoption process begins with an [https://belongingnetwork.com/adoption-permanency/adoption/adoption-step-by-step/ application to adopt]. An [https://belongingnetwork.com/adoption-permanency/adoption/adoption-agencies/ adoption representative] (such as a licensed adoption agency or the Ministry of Children and Family Development) then reviews the application. They:

* check references
* conduct a criminal record check
* conduct a medical check
* complete a prior contact search through the ministry (including similar searches in any other jurisdiction the applicant has lived in)

After submitting the application, the applicant ''must'' take adoption training, such as [https://belongingnetwork.com/resources-education/leap/ this course from Belonging Network].

===Step 2. Homestudy===

A social worker conducts a '''homestudy'''. This involves six to eight visits to the home of the prospective adoptive parents.

===Step 3. Placement===

The adoption representative carefully considers whether the prospective family meets the best interests of a child. If the prospective family is chosen, the representative calls the prospective adoptive parents with a potential '''placement'''. If the placement is accepted, a transition plan is made to place the child in the adoptive home.

===Step 4. Application for the adoption order===

For the first six months, the social worker visits the child in the home.

After the child has lived with the adoptive parents for at least six months, the parents can apply to court for an adoption order. If it’s a ministry adoption, the social worker makes the court application for the parents.

If the court is satisfied that the proposed adoption is in the child’s best interests, it makes the '''adoption order'''.

==Common questions==
===What if the child is Indigenous?===

Under [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec3_smooth BC’s adoption law], special consideration is given to Indigenous heritage. If the child is Indigenous, the importance of preserving their cultural identity must be considered in determining the child’s best interests.

If the child is under 12 and the birth parent or other guardian doesn’t object, the Ministry of Children & Family Development or adoption agency will notify the child’s Indigenous community and consult with them about planning for the adoption.

Under the [http://canlii.ca/t/7vhk federal ''Indian Act''], an Indigenous person who is adopted doesn’t lose any rights or privileges they have as a “status Indian” under the Act and other laws like the ''Income Tax Act''.

===Can a birth parent choose an open adoption?===
Yes, the birth parents and adoptive parents can choose to stay in touch with each other after a child is adopted. Before an adoption order is made, the birth parents and adoptive parents can agree on how much and what type of ongoing communication or contact they want going forward. If an agreement isn’t made before the adoption order, they can register with the post-adoption openness registry. [[Adoption_Registries|Our information on adoption registries has more on open adoptions]].

===What if I want to adopt a child from another country?===
To adopt a child from another country, you must use one of the licensed adoption agencies in BC. You should tell them your plan early in the process if you want to adopt a child from outside of Canada.

Like BC adoptions, an international adoption requires a homestudy. This will help determine if you’re the right fit for the adoption.

===What information is given to the birth and adoptive parents?===
Before a child is placed with their adoptive parents, the Ministry of Children & Family Development or the adoption agency must explain the adoption process, and its alternatives, to the birth parents. The ministry gathers as much information as possible about the medical and social history of the child’s birth family. It preserves this information for the child and gives a copy to the adoptive parents.

===What is the effect of an adoption?===
Under [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec37 BC’s adoption law], once a child is adopted:

* the child becomes the child of the adoptive parent,
* the adoptive parent becomes the parent of the child, and
* the birth parents have no further parental rights or obligations to the child (unless a birth parent is parenting jointly with the adoptive parent).

After an adoption order is made, the child has only one set of parents: the adoptive parents. The birth parents no longer have any rights to see the child or make any parenting decisions. They have no obligation to pay child support.

An adoption also affects inheritance claims. A child who has been legally adopted by adoptive parents (unless they were adopted by the parent’s spouse) is not entitled to inherit from their biological parent’s estate.

==Who can help==

===With more information===
The '''Ministry of Children & Family Development''' has information about adoption on its website.

* [http://gov.bc.ca/mcfd Visit website]

There are children in BC waiting for an adoptive family right now. '''Adopt BC Kids''' features information on applying for a waiting child.

* [http://adopt.gov.bc.ca/ Visit website]

The '''Belonging Network''' supports the adoption community at all ages and stages through education, counselling, and advocacy.

* Call 1-877-236-7807 (toll-free)
* [https://belongingnetwork.com/ Visit website]

The '''BC Supreme Court''' has a [https://www.bccourts.ca/supreme_court/self-represented_litigants/Supreme%20Court%20Document%20Packages/Adoption%20Package.docx package of information and forms on their website]. People who are representing themselves can use the package to make a basic adoption application.

* [https://www.bccourts.ca/supreme_court/self-represented_litigants/info_packages.aspx Visit website]

===Free and low-cost legal help===
Options for legal help include legal aid, pro bono services, legal clinics, and advocates. [[Free and Low-Cost Legal Help|See our information on free and low-cost legal help]].

{{Dial-A-Law_Navbox|type=families}}
{{Dial-A-Law Copyright}}

Adoption of a Child

2025-04-14T16:36:52Z

Drew Jackson: /* Step 1. Application to adopt */

{{REVIEWEDPLS | reviewer = [http://gov.bc.ca/mcfd Adoption Branch], Ministry of Children & Family Development|date= February 2020}} {{Dial-A-Law TOC|expanded = children}}
'''Adoption''' can be a happy event for two families. But first there are legal matters to take care of — the transfer of parental rights and responsibilities for a child from one family to another. Learn what’s involved in adopting a child or placing a child for adoption.

==What you should know==

===There are several types of adoption===
There are different ways to adopt a child in BC.

[https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec4_smooth Under the law in BC], a parent or guardian may place a child for adoption. They can place the child with an adoption agency to find an adoptive family or work with an agency to place the child with someone they know (who is not a relative). This type of adoption is called a '''direct placement'''.

A child can be placed into the permanent '''care of the provincial government'''. This is called foster care. The goal is to reunite the child with their birth family. But in some circumstances, this isn’t possible or isn’t in the child's best interests. [https://adopt.gov.bc.ca/ These children are placed in the Adopt BC Kids program].

BC’s licensed adoption agencies help with '''international adoptions'''. These involve adopting a child from another country.

A family may want to adopt a '''relative or partner's child'''. It could be a niece or nephew, for instance, or the child of your new partner. To adopt a child related to you by blood, or to adopt your partner's child, you need to apply to the BC Supreme Court.

===Who can adopt a child===

An adult (someone age 19 years or older) who lives in BC can adopt a child in the province. A person does not need to be married to adopt a child. You can apply to adopt a child if you're single or in an opposite-sex or same-sex relationship.

A child may be placed for adoption with one adult or two adults jointly.

===Who handles adoptions in BC===

Only the BC government, or an agency licensed by it, can handle an adoption in BC. [https://www2.gov.bc.ca/gov/content/governments/organizational-structure/ministries-organizations/ministries/children-and-family-development The Ministry of Children & Family Development] helps with the adoption of BC children living in foster care.

[https://belongingnetwork.com/adoption-permanency/adoption/adoption-agencies/ Adoption agencies licensed by the BC government] handle various types of adoptions. A licensed adoption agency must be involved before adoptive parents receive the child. This is true even for a direct placement, where the birth parents choose the adoptive parents.

===It’s illegal to pay or accept payment for an adoption ===

Birth parents can’t be paid for placing a child for adoption. [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec84_smooth Under BC law], it’s illegal, with a few specific exceptions.

The '''exceptions''' are:

* A '''parent or guardian''' can accept money from a prospective adoptive parent to cover certain expenses. For example, the birth mother can be paid for medical services for the birth of the child, as well as accommodation and transportation of the child.
* An '''adoption agency''' can receive fees and expenses up to certain limits set under the law.
* A '''lawyer''' can receive reasonable fees and expenses for providing legal services related to the adoption.
* A '''health care provider''' can receive reasonable fees and expenses for giving medical services to:
** a child being adopted, or
** the birth mother in connection with the pregnancy or birth.

The Ministry of Children & Family Development doesn’t charge people to adopt a child in care.

===Who must consent to an adoption===
'''A birth mother''' must consent to an adoption unless the child is in the permanent care of the child protection authorities. Her consent is valid only if the child is '''at least 10 days old''' when she gives it. The consent must be in a specific written form. Other documents are also required.

'''A biological father’s''' consent is usually required too. But there are exceptions. For example, a court can be asked to do away with the biological father’s consent if:

* he can’t be found, or
* it’s in the child’s best interests to do so.

Any other '''parent or guardian''' of the child must also consent to an adoption.

If a '''child is age 12 or older''', they must consent to being adopted.

====If the mother or father changes their mind====
A person who consented to their child's adoption may '''revoke''' their consent (cancel it) before the child is placed for adoption.

As well, the birth mother may revoke her consent to the adoption in writing within 30 days of the child’s birth. This can happen even if the child has already been placed for adoption.

A child who has consented to their adoption has until the adoption order is granted to revoke their consent.

A revocation must be '''in writing'''. It must be given directly to the adoption agency or the BC director of adoptions.

====The child’s perspective====
If a child is age 12 or older, they must consent to being adopted. The views of a child between ages seven and 11 must be considered. If the child is mature enough, the child must receive counselling about the effects of adoption.

===Factors considered in placing a child for adoption===
Under BC law, the most important consideration in placing a child for adoption is the '''best interests of the child'''. The relevant factors here are set out in the [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec3_smooth ''Adoption Act''] and the [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-46/latest/rsbc-1996-c-46.html#sec4_smooth ''Child, Family and Community Service Act'']. They include:

* the child's safety
* the child's physical and emotional needs and level of development
* the importance of continuity in the child's care
* the child having a positive relationship with a parent and a secure place as a member of a family
* the quality of the child’s relationship with a parent or other individual, and the effect of maintaining that relationship
* the child's cultural, racial, linguistic, and religious heritage
* the child's views
* the effect on the child if a decision is delayed

===Relative or stepparent adoption of a child===

Someone may want to adopt a '''relative or partner's child'''. For instance, they may want to adopt a grandchild or the child of their new partner.

In order to adopt a child related to you by blood, or to adopt your partner's child, you need to apply to court. The legal requirements are outlined in [http://canlii.ca/t/84g5 BC’s adoption law]. It's a good idea to get legal advice on how to complete this kind of adoption.

The court will consider the '''child’s best interests''' when making decisions about their future. Children older than age seven will have a private interview. An adoption worker will ask questions to make sure they understand what it means to be adopted and to get their views on potential placement. Children age 12 and over must consent to their adoption.

Anyone who has a court order or enforceable agreement for contact with the child will be given notice about the adoption application.

==The process to adopt a child ==

===Step 1. Application to adopt===
The adoption process begins with an [https://belongingnetwork.com/adoption-permanency/adoption/adoption-step-by-step/ application to adopt]. An [https://belongingnetwork.com/adoption-permanency/adoption/adoption-agencies/ adoption representative] (such as a licensed adoption agency or the Ministry of Children and Family Development) then reviews the application. They:

* check references
* conduct a criminal record check
* conduct a medical check
* complete a prior contact search through the ministry (including similar searches in any other jurisdiction the applicant has lived in)

After submitting the application, the applicant ''must'' take adoption training, such as [https://belongingnetwork.com/resources-education/leap/ this course from the Belonging Network].

===Step 2. Homestudy===

A social worker conducts a '''homestudy'''. This involves six to eight visits to the home of the prospective adoptive parents.

===Step 3. Placement===

The adoption representative carefully considers whether the prospective family meets the best interests of a child. If the prospective family is chosen, the representative calls the prospective adoptive parents with a potential '''placement'''. If the placement is accepted, a transition plan is made to place the child in the adoptive home.

===Step 4. Application for the adoption order===

For the first six months, the social worker visits the child in the home.

After the child has lived with the adoptive parents for at least six months, the parents can apply to court for an adoption order. If it’s a ministry adoption, the social worker makes the court application for the parents.

If the court is satisfied that the proposed adoption is in the child’s best interests, it makes the '''adoption order'''.

==Common questions==
===What if the child is Indigenous?===

Under [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec3_smooth BC’s adoption law], special consideration is given to Indigenous heritage. If the child is Indigenous, the importance of preserving their cultural identity must be considered in determining the child’s best interests.

If the child is under 12 and the birth parent or other guardian doesn’t object, the Ministry of Children & Family Development or adoption agency will notify the child’s Indigenous community and consult with them about planning for the adoption.

Under the [http://canlii.ca/t/7vhk federal ''Indian Act''], an Indigenous person who is adopted doesn’t lose any rights or privileges they have as a “status Indian” under the Act and other laws like the ''Income Tax Act''.

===Can a birth parent choose an open adoption?===
Yes, the birth parents and adoptive parents can choose to stay in touch with each other after a child is adopted. Before an adoption order is made, the birth parents and adoptive parents can agree on how much and what type of ongoing communication or contact they want going forward. If an agreement isn’t made before the adoption order, they can register with the post-adoption openness registry. [[Adoption_Registries|Our information on adoption registries has more on open adoptions]].

===What if I want to adopt a child from another country?===
To adopt a child from another country, you must use one of the licensed adoption agencies in BC. You should tell them your plan early in the process if you want to adopt a child from outside of Canada.

Like BC adoptions, an international adoption requires a homestudy. This will help determine if you’re the right fit for the adoption.

===What information is given to the birth and adoptive parents?===
Before a child is placed with their adoptive parents, the Ministry of Children & Family Development or the adoption agency must explain the adoption process, and its alternatives, to the birth parents. The ministry gathers as much information as possible about the medical and social history of the child’s birth family. It preserves this information for the child and gives a copy to the adoptive parents.

===What is the effect of an adoption?===
Under [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec37 BC’s adoption law], once a child is adopted:

* the child becomes the child of the adoptive parent,
* the adoptive parent becomes the parent of the child, and
* the birth parents have no further parental rights or obligations to the child (unless a birth parent is parenting jointly with the adoptive parent).

After an adoption order is made, the child has only one set of parents: the adoptive parents. The birth parents no longer have any rights to see the child or make any parenting decisions. They have no obligation to pay child support.

An adoption also affects inheritance claims. A child who has been legally adopted by adoptive parents (unless they were adopted by the parent’s spouse) is not entitled to inherit from their biological parent’s estate.

==Who can help==

===With more information===
The '''Ministry of Children & Family Development''' has information about adoption on its website.

* [http://gov.bc.ca/mcfd Visit website]

There are children in BC waiting for an adoptive family right now. '''Adopt BC Kids''' features information on applying for a waiting child.

* [http://adopt.gov.bc.ca/ Visit website]

The '''Belonging Network''' supports the adoption community at all ages and stages through education, counselling, and advocacy.

* Call 1-877-236-7807 (toll-free)
* [https://belongingnetwork.com/ Visit website]

The '''BC Supreme Court''' has a [https://www.bccourts.ca/supreme_court/self-represented_litigants/Supreme%20Court%20Document%20Packages/Adoption%20Package.docx package of information and forms on their website]. People who are representing themselves can use the package to make a basic adoption application.

* [https://www.bccourts.ca/supreme_court/self-represented_litigants/info_packages.aspx Visit website]

===Free and low-cost legal help===
Options for legal help include legal aid, pro bono services, legal clinics, and advocates. [[Free and Low-Cost Legal Help|See our information on free and low-cost legal help]].

{{Dial-A-Law_Navbox|type=families}}
{{Dial-A-Law Copyright}}

Adoption of a Child

2025-04-14T16:36:15Z

Drew Jackson: /* Step 1. Application to adopt */

{{REVIEWEDPLS | reviewer = [http://gov.bc.ca/mcfd Adoption Branch], Ministry of Children & Family Development|date= February 2020}} {{Dial-A-Law TOC|expanded = children}}
'''Adoption''' can be a happy event for two families. But first there are legal matters to take care of — the transfer of parental rights and responsibilities for a child from one family to another. Learn what’s involved in adopting a child or placing a child for adoption.

==What you should know==

===There are several types of adoption===
There are different ways to adopt a child in BC.

[https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec4_smooth Under the law in BC], a parent or guardian may place a child for adoption. They can place the child with an adoption agency to find an adoptive family or work with an agency to place the child with someone they know (who is not a relative). This type of adoption is called a '''direct placement'''.

A child can be placed into the permanent '''care of the provincial government'''. This is called foster care. The goal is to reunite the child with their birth family. But in some circumstances, this isn’t possible or isn’t in the child's best interests. [https://adopt.gov.bc.ca/ These children are placed in the Adopt BC Kids program].

BC’s licensed adoption agencies help with '''international adoptions'''. These involve adopting a child from another country.

A family may want to adopt a '''relative or partner's child'''. It could be a niece or nephew, for instance, or the child of your new partner. To adopt a child related to you by blood, or to adopt your partner's child, you need to apply to the BC Supreme Court.

===Who can adopt a child===

An adult (someone age 19 years or older) who lives in BC can adopt a child in the province. A person does not need to be married to adopt a child. You can apply to adopt a child if you're single or in an opposite-sex or same-sex relationship.

A child may be placed for adoption with one adult or two adults jointly.

===Who handles adoptions in BC===

Only the BC government, or an agency licensed by it, can handle an adoption in BC. [https://www2.gov.bc.ca/gov/content/governments/organizational-structure/ministries-organizations/ministries/children-and-family-development The Ministry of Children & Family Development] helps with the adoption of BC children living in foster care.

[https://belongingnetwork.com/adoption-permanency/adoption/adoption-agencies/ Adoption agencies licensed by the BC government] handle various types of adoptions. A licensed adoption agency must be involved before adoptive parents receive the child. This is true even for a direct placement, where the birth parents choose the adoptive parents.

===It’s illegal to pay or accept payment for an adoption ===

Birth parents can’t be paid for placing a child for adoption. [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec84_smooth Under BC law], it’s illegal, with a few specific exceptions.

The '''exceptions''' are:

* A '''parent or guardian''' can accept money from a prospective adoptive parent to cover certain expenses. For example, the birth mother can be paid for medical services for the birth of the child, as well as accommodation and transportation of the child.
* An '''adoption agency''' can receive fees and expenses up to certain limits set under the law.
* A '''lawyer''' can receive reasonable fees and expenses for providing legal services related to the adoption.
* A '''health care provider''' can receive reasonable fees and expenses for giving medical services to:
** a child being adopted, or
** the birth mother in connection with the pregnancy or birth.

The Ministry of Children & Family Development doesn’t charge people to adopt a child in care.

===Who must consent to an adoption===
'''A birth mother''' must consent to an adoption unless the child is in the permanent care of the child protection authorities. Her consent is valid only if the child is '''at least 10 days old''' when she gives it. The consent must be in a specific written form. Other documents are also required.

'''A biological father’s''' consent is usually required too. But there are exceptions. For example, a court can be asked to do away with the biological father’s consent if:

* he can’t be found, or
* it’s in the child’s best interests to do so.

Any other '''parent or guardian''' of the child must also consent to an adoption.

If a '''child is age 12 or older''', they must consent to being adopted.

====If the mother or father changes their mind====
A person who consented to their child's adoption may '''revoke''' their consent (cancel it) before the child is placed for adoption.

As well, the birth mother may revoke her consent to the adoption in writing within 30 days of the child’s birth. This can happen even if the child has already been placed for adoption.

A child who has consented to their adoption has until the adoption order is granted to revoke their consent.

A revocation must be '''in writing'''. It must be given directly to the adoption agency or the BC director of adoptions.

====The child’s perspective====
If a child is age 12 or older, they must consent to being adopted. The views of a child between ages seven and 11 must be considered. If the child is mature enough, the child must receive counselling about the effects of adoption.

===Factors considered in placing a child for adoption===
Under BC law, the most important consideration in placing a child for adoption is the '''best interests of the child'''. The relevant factors here are set out in the [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec3_smooth ''Adoption Act''] and the [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-46/latest/rsbc-1996-c-46.html#sec4_smooth ''Child, Family and Community Service Act'']. They include:

* the child's safety
* the child's physical and emotional needs and level of development
* the importance of continuity in the child's care
* the child having a positive relationship with a parent and a secure place as a member of a family
* the quality of the child’s relationship with a parent or other individual, and the effect of maintaining that relationship
* the child's cultural, racial, linguistic, and religious heritage
* the child's views
* the effect on the child if a decision is delayed

===Relative or stepparent adoption of a child===

Someone may want to adopt a '''relative or partner's child'''. For instance, they may want to adopt a grandchild or the child of their new partner.

In order to adopt a child related to you by blood, or to adopt your partner's child, you need to apply to court. The legal requirements are outlined in [http://canlii.ca/t/84g5 BC’s adoption law]. It's a good idea to get legal advice on how to complete this kind of adoption.

The court will consider the '''child’s best interests''' when making decisions about their future. Children older than age seven will have a private interview. An adoption worker will ask questions to make sure they understand what it means to be adopted and to get their views on potential placement. Children age 12 and over must consent to their adoption.

Anyone who has a court order or enforceable agreement for contact with the child will be given notice about the adoption application.

==The process to adopt a child ==

===Step 1. Application to adopt===
The adoption process begins with an [https://belongingnetwork.com/adoption-permanency/adoption/adoption-step-by-step/ application to adopt]. An [https://belongingnetwork.com/adoption-permanency/adoption/adoption-agencies/ adoption representative] (such as a licensed adoption agency or the Ministry of Children and Family Development) then reviews the application. They:

* check references
* conduct a criminal record check
* conduct a medical check
* complete a prior contact search through the ministry (including similar searches in any other jurisdiction the applicant has lived in)

After submitting the application, the applicant ''must'' take adoption training, such as [https://belongingnetwork.com/resources-education/leap/ this one from the Belonging Network].

===Step 2. Homestudy===

A social worker conducts a '''homestudy'''. This involves six to eight visits to the home of the prospective adoptive parents.

===Step 3. Placement===

The adoption representative carefully considers whether the prospective family meets the best interests of a child. If the prospective family is chosen, the representative calls the prospective adoptive parents with a potential '''placement'''. If the placement is accepted, a transition plan is made to place the child in the adoptive home.

===Step 4. Application for the adoption order===

For the first six months, the social worker visits the child in the home.

After the child has lived with the adoptive parents for at least six months, the parents can apply to court for an adoption order. If it’s a ministry adoption, the social worker makes the court application for the parents.

If the court is satisfied that the proposed adoption is in the child’s best interests, it makes the '''adoption order'''.

==Common questions==
===What if the child is Indigenous?===

Under [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec3_smooth BC’s adoption law], special consideration is given to Indigenous heritage. If the child is Indigenous, the importance of preserving their cultural identity must be considered in determining the child’s best interests.

If the child is under 12 and the birth parent or other guardian doesn’t object, the Ministry of Children & Family Development or adoption agency will notify the child’s Indigenous community and consult with them about planning for the adoption.

Under the [http://canlii.ca/t/7vhk federal ''Indian Act''], an Indigenous person who is adopted doesn’t lose any rights or privileges they have as a “status Indian” under the Act and other laws like the ''Income Tax Act''.

===Can a birth parent choose an open adoption?===
Yes, the birth parents and adoptive parents can choose to stay in touch with each other after a child is adopted. Before an adoption order is made, the birth parents and adoptive parents can agree on how much and what type of ongoing communication or contact they want going forward. If an agreement isn’t made before the adoption order, they can register with the post-adoption openness registry. [[Adoption_Registries|Our information on adoption registries has more on open adoptions]].

===What if I want to adopt a child from another country?===
To adopt a child from another country, you must use one of the licensed adoption agencies in BC. You should tell them your plan early in the process if you want to adopt a child from outside of Canada.

Like BC adoptions, an international adoption requires a homestudy. This will help determine if you’re the right fit for the adoption.

===What information is given to the birth and adoptive parents?===
Before a child is placed with their adoptive parents, the Ministry of Children & Family Development or the adoption agency must explain the adoption process, and its alternatives, to the birth parents. The ministry gathers as much information as possible about the medical and social history of the child’s birth family. It preserves this information for the child and gives a copy to the adoptive parents.

===What is the effect of an adoption?===
Under [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-5/latest/rsbc-1996-c-5.html#sec37 BC’s adoption law], once a child is adopted:

* the child becomes the child of the adoptive parent,
* the adoptive parent becomes the parent of the child, and
* the birth parents have no further parental rights or obligations to the child (unless a birth parent is parenting jointly with the adoptive parent).

After an adoption order is made, the child has only one set of parents: the adoptive parents. The birth parents no longer have any rights to see the child or make any parenting decisions. They have no obligation to pay child support.

An adoption also affects inheritance claims. A child who has been legally adopted by adoptive parents (unless they were adopted by the parent’s spouse) is not entitled to inherit from their biological parent’s estate.

==Who can help==

===With more information===
The '''Ministry of Children & Family Development''' has information about adoption on its website.

* [http://gov.bc.ca/mcfd Visit website]

There are children in BC waiting for an adoptive family right now. '''Adopt BC Kids''' features information on applying for a waiting child.

* [http://adopt.gov.bc.ca/ Visit website]

The '''Belonging Network''' supports the adoption community at all ages and stages through education, counselling, and advocacy.

* Call 1-877-236-7807 (toll-free)
* [https://belongingnetwork.com/ Visit website]

The '''BC Supreme Court''' has a [https://www.bccourts.ca/supreme_court/self-represented_litigants/Supreme%20Court%20Document%20Packages/Adoption%20Package.docx package of information and forms on their website]. People who are representing themselves can use the package to make a basic adoption application.

* [https://www.bccourts.ca/supreme_court/self-represented_litigants/info_packages.aspx Visit website]

===Free and low-cost legal help===
Options for legal help include legal aid, pro bono services, legal clinics, and advocates. [[Free and Low-Cost Legal Help|See our information on free and low-cost legal help]].

{{Dial-A-Law_Navbox|type=families}}
{{Dial-A-Law Copyright}}

Examination of Debtors

2024-11-12T23:57:16Z

Drew Jackson: /* Small Claims Rules */

{{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = enforcing}}
Once a creditor has a court judgment against a debtor, the creditor can ask to have an '''examination of the debtor'''. This is a hearing to gather information about the debtor’s financial situation and have an order made.

== Client problems==
* Client has been served court papers requiring them to go to a hearing to answer questions about their ability to pay a court judgment. 

== Summary of the law==
[[File:Consumer_Law_and_Debt_-_Examination_of_Debtors.jpg|thumb|275px|right| link=| Image via www.istockphoto.com]]
Once a judgment is taken against a debtor, the creditor has a number of legal methods to enforce the judgment. One method, available in both Small Claims Court and Supreme Court, is a kind of enforcement hearing. This is a hearing to gather information about the debtor’s financial situation and have an order made. At this hearing:
* the debtor is questioned about their ability to pay, 
* the creditor has an opportunity to find out the financial circumstances of the debtor, and 
* the creditor can get a judgment payment order against the debtor. 

The proceedings differ somewhat between Small Claims Court and Supreme Court.

=== Small Claims Rules===
The emphasis in the [http://canlii.ca/t/8571 Small Claims Rules] is on the creditor and debtor coming to a payment arrangement. If a judgment is made against a debtor but a payment order was not made at trial, the judgment creditor (the person or organization to whom money is owed), or the judgment debtor can initiate a '''payment hearing''' under Small Claims Rule 12.

If a judgment creditor applies for a payment hearing, they must file a '''summons to a payment hearing''' form with the court registry. The registry will provide a hearing date. The creditor must personally serve the summons on the judgment debtor, or arrange for someone else to personally serve the debtor, at least 14 days before the payment hearing. Service by mail is not permitted. The judgment debtor must attend the payment hearing. Failure to attend can result in the debtor being declared in contempt of court.

If a judgment debtor wants to apply for a payment hearing, the process is different. The debtor must complete a '''notice of payment hearing''' form, file it with the court registry, and then serve it on the judgment creditor at least 14 days before the payment hearing. The debtor can serve the notice of payment hearing by mail or email. (Service by mail is presumed to be served 14 days after mailing. Service by email is deemed to occur on the same day if it's sent before 4 pm, or on the next day that is not a Saturday or a holiday if it's sent after 4 pm.)

At the hearing, the judge considers the financial circumstances of the debtor and may order a [[Instalment Payment Orders|payment schedule]].

=== Supreme Court Civil Rules===
Under the [http://canlii.ca/t/8lld Supreme Court Civil Rules], there are two examination processes. The Supreme Court process most similar to the Small Claims Court payment hearing is called the '''subpoena to debtor''' process. This is outlined in Rule 13-3 of the Supreme Court Civil Rules. Under this process, the judgment debtor (the person who owes money) is summoned to a hearing to look into the debtor’s financial situation. If the debtor does not attend, they may be declared in [[Contempt of Court|contempt of court]]. Under the subpoena to debtor process, the registrar (or master) who holds the hearing examines (or allows someone to examine) the debtor. The registrar can make a payment order.

The other examination process, under Rule 13-4, is an '''examination in aid of execution'''. At an examination in aid of execution hearing, the judgment creditor (the person or organization to whom money is owed), or its lawyer, asks the debtor questions about the debtor’s income, assets and other finances. Usually a court reporter is present to record the questions and answers. For this hearing, the judgment debtor is served with a notice, called an “appointment”, which sets out when and where the hearing will be held.

== Information gathering ==
In some instances, clients may have ignored the legal proceedings taken against them. An examination hearing in either court may be the first hearing they attend. You must get a client’s full financial picture, including a history of the court proceedings. Obtain copies of all relevant court documents, either from the client or from the court registry. Be careful to note the date of the hearing.

== Solving the problem==
If the client has ignored the legal process to date, advocates may need to explain the entire process. It may well be, for example, that a default judgment was taken against the debtor. (You may want to satisfy yourself that, even at this late date, there is no defence or cause of action for the client. There may still be a remote possibility of applying to set aside the default judgment or commencing a legal action against the judgment creditor.)

Explain to the debtor how important it is to attend the hearing. At the same time, review the debtor’s circumstances to consider how best to resolve their financial difficulties. If the judgment creditor is the client’s only creditor, consider negotiating some kind of financial solution on behalf of the debtor before the hearing. This might mean that the hearing need not be held. If there are other creditors, other types of financial or legal solutions may be necessary.

If an arrangement with the creditor cannot be made, you may be able to assist the debtor in obtaining an [[Instalment Payment Orders|instalment payment order]] at the hearing. Small Claims Court judges can make instalment payment orders at payment hearings, and Supreme Court registrars can make instalment payment orders at subpoena to debtor hearings. You may be able to use these hearings to your client’s advantage. An instalment payment order protects the client: in both courts, the creditor cannot take the enforcement process any further so long as the judgment debtor is not in default of the instalment payment order.

== Related topics and materials==
See the other sections on enforcing court judgments:
* [[Enforcing Judgments Against Chattels]] 
* [[Enforcing Judgments Against Land]] 
* [[Stays of Enforcement]] 

See related topics:
* [[Contempt of Court]] 
* [[Court Process in Consumer and Debt Matters]] 
* [[Instalment Payment Orders]]

{{Consumer and Debt Law Navbox|type = court}}

{{Creative Commons for PLS
|title = Consumer and Debt Law
|author =
}}
__NOGLOSSARY__

Examination of Debtors

2024-11-12T23:53:13Z

Drew Jackson: /* Small Claims Rules */

{{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = enforcing}}
Once a creditor has a court judgment against a debtor, the creditor can ask to have an '''examination of the debtor'''. This is a hearing to gather information about the debtor’s financial situation and have an order made.

== Client problems==
* Client has been served court papers requiring them to go to a hearing to answer questions about their ability to pay a court judgment. 

== Summary of the law==
[[File:Consumer_Law_and_Debt_-_Examination_of_Debtors.jpg|thumb|275px|right| link=| Image via www.istockphoto.com]]
Once a judgment is taken against a debtor, the creditor has a number of legal methods to enforce the judgment. One method, available in both Small Claims Court and Supreme Court, is a kind of enforcement hearing. This is a hearing to gather information about the debtor’s financial situation and have an order made. At this hearing:
* the debtor is questioned about their ability to pay, 
* the creditor has an opportunity to find out the financial circumstances of the debtor, and 
* the creditor can get a judgment payment order against the debtor. 

The proceedings differ somewhat between Small Claims Court and Supreme Court.

=== Small Claims Rules===
The emphasis in the [http://canlii.ca/t/8571 Small Claims Rules] is on the creditor and debtor coming to a payment arrangement. If a judgment is made against a debtor but a payment order was not made at trial, the judgment creditor (the person or organization to whom money is owed), or the judgment debtor can initiate a '''payment hearing''' under Small Claims Rule 12.

If a judgment creditor applies for a payment hearing, they must file a '''summons to a payment hearing''' form with the court registry. The registry will provide a hearing date. The creditor must personally serve the summons on the judgment debtor, or arrange for someone else to personally serve the debtor, at least 14 days before the payment hearing. Service by mail is not permitted. The judgment debtor must attend the payment hearing. Failure to attend can result in the debtor being declared in contempt of court.

If a judgment debtor wants to apply for a payment hearing, the process is different. The debtor must complete a '''notice of payment hearing''' form, file it with the court registry, and then serve it on the judgment creditor at least seven days before the payment hearing. The debtor can serve the notice of payment hearing by mail or email. (Service by mail is presumed to be served 14 days after mailing. Service by email is deemed to occur on the same day if it's sent before 4 pm, or on the next day that is not a Saturday or a holiday if it's sent after 4 pm.)

At the hearing, the judge considers the financial circumstances of the debtor and may order a [[Instalment Payment Orders|payment schedule]].

=== Supreme Court Civil Rules===
Under the [http://canlii.ca/t/8lld Supreme Court Civil Rules], there are two examination processes. The Supreme Court process most similar to the Small Claims Court payment hearing is called the '''subpoena to debtor''' process. This is outlined in Rule 13-3 of the Supreme Court Civil Rules. Under this process, the judgment debtor (the person who owes money) is summoned to a hearing to look into the debtor’s financial situation. If the debtor does not attend, they may be declared in [[Contempt of Court|contempt of court]]. Under the subpoena to debtor process, the registrar (or master) who holds the hearing examines (or allows someone to examine) the debtor. The registrar can make a payment order.

The other examination process, under Rule 13-4, is an '''examination in aid of execution'''. At an examination in aid of execution hearing, the judgment creditor (the person or organization to whom money is owed), or its lawyer, asks the debtor questions about the debtor’s income, assets and other finances. Usually a court reporter is present to record the questions and answers. For this hearing, the judgment debtor is served with a notice, called an “appointment”, which sets out when and where the hearing will be held.

== Information gathering ==
In some instances, clients may have ignored the legal proceedings taken against them. An examination hearing in either court may be the first hearing they attend. You must get a client’s full financial picture, including a history of the court proceedings. Obtain copies of all relevant court documents, either from the client or from the court registry. Be careful to note the date of the hearing.

== Solving the problem==
If the client has ignored the legal process to date, advocates may need to explain the entire process. It may well be, for example, that a default judgment was taken against the debtor. (You may want to satisfy yourself that, even at this late date, there is no defence or cause of action for the client. There may still be a remote possibility of applying to set aside the default judgment or commencing a legal action against the judgment creditor.)

Explain to the debtor how important it is to attend the hearing. At the same time, review the debtor’s circumstances to consider how best to resolve their financial difficulties. If the judgment creditor is the client’s only creditor, consider negotiating some kind of financial solution on behalf of the debtor before the hearing. This might mean that the hearing need not be held. If there are other creditors, other types of financial or legal solutions may be necessary.

If an arrangement with the creditor cannot be made, you may be able to assist the debtor in obtaining an [[Instalment Payment Orders|instalment payment order]] at the hearing. Small Claims Court judges can make instalment payment orders at payment hearings, and Supreme Court registrars can make instalment payment orders at subpoena to debtor hearings. You may be able to use these hearings to your client’s advantage. An instalment payment order protects the client: in both courts, the creditor cannot take the enforcement process any further so long as the judgment debtor is not in default of the instalment payment order.

== Related topics and materials==
See the other sections on enforcing court judgments:
* [[Enforcing Judgments Against Chattels]] 
* [[Enforcing Judgments Against Land]] 
* [[Stays of Enforcement]] 

See related topics:
* [[Contempt of Court]] 
* [[Court Process in Consumer and Debt Matters]] 
* [[Instalment Payment Orders]]

{{Consumer and Debt Law Navbox|type = court}}

{{Creative Commons for PLS
|title = Consumer and Debt Law
|author =
}}
__NOGLOSSARY__

Examination of Debtors

2024-11-12T23:52:17Z

Drew Jackson: /* Small Claims Rules */

{{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = enforcing}}
Once a creditor has a court judgment against a debtor, the creditor can ask to have an '''examination of the debtor'''. This is a hearing to gather information about the debtor’s financial situation and have an order made.

== Client problems==
* Client has been served court papers requiring them to go to a hearing to answer questions about their ability to pay a court judgment. 

== Summary of the law==
[[File:Consumer_Law_and_Debt_-_Examination_of_Debtors.jpg|thumb|275px|right| link=| Image via www.istockphoto.com]]
Once a judgment is taken against a debtor, the creditor has a number of legal methods to enforce the judgment. One method, available in both Small Claims Court and Supreme Court, is a kind of enforcement hearing. This is a hearing to gather information about the debtor’s financial situation and have an order made. At this hearing:
* the debtor is questioned about their ability to pay, 
* the creditor has an opportunity to find out the financial circumstances of the debtor, and 
* the creditor can get a judgment payment order against the debtor. 

The proceedings differ somewhat between Small Claims Court and Supreme Court.

=== Small Claims Rules===
The emphasis in the [http://canlii.ca/t/8571 Small Claims Rules] is on the creditor and debtor coming to a payment arrangement. If a judgment is made against a debtor but a payment order was not made at trial, the judgment creditor (the person or organization to whom money is owed), or the judgment debtor can initiate a '''payment hearing''' under Small Claims Rule 12.

If a judgment creditor applies for a payment hearing, they must file a '''summons to a payment hearing''' form with the court registry. The registry will provide a hearing date. The creditor must personally serve the summons on the judgment debtor, or arrange for someone else to personally serve the debtor, at least 14 days before the payment hearing. Service by mail is not permitted. The judgment debtor must attend the payment hearing. Failure to attend can result in the debtor being declared in contempt of court.

If judgment debtor wants to apply for a payment hearing, the process is different. The debtor must complete a '''notice of payment hearing''' form, file it with the court registry, and then serve it on the judgment creditor at least seven days before the payment hearing. The debtor can serve the notice of payment hearing by mail or email. (Service by mail is presumed to be served 14 days after mailing. Service by email is deemed to occur on the same day if it's sent before 4 pm, or on the next day that is not a Saturday or a holiday if it's sent after 4 pm.)

At the hearing, the judge considers the financial circumstances of the debtor and may order a [[Instalment Payment Orders|payment schedule]].

=== Supreme Court Civil Rules===
Under the [http://canlii.ca/t/8lld Supreme Court Civil Rules], there are two examination processes. The Supreme Court process most similar to the Small Claims Court payment hearing is called the '''subpoena to debtor''' process. This is outlined in Rule 13-3 of the Supreme Court Civil Rules. Under this process, the judgment debtor (the person who owes money) is summoned to a hearing to look into the debtor’s financial situation. If the debtor does not attend, they may be declared in [[Contempt of Court|contempt of court]]. Under the subpoena to debtor process, the registrar (or master) who holds the hearing examines (or allows someone to examine) the debtor. The registrar can make a payment order.

The other examination process, under Rule 13-4, is an '''examination in aid of execution'''. At an examination in aid of execution hearing, the judgment creditor (the person or organization to whom money is owed), or its lawyer, asks the debtor questions about the debtor’s income, assets and other finances. Usually a court reporter is present to record the questions and answers. For this hearing, the judgment debtor is served with a notice, called an “appointment”, which sets out when and where the hearing will be held.

== Information gathering ==
In some instances, clients may have ignored the legal proceedings taken against them. An examination hearing in either court may be the first hearing they attend. You must get a client’s full financial picture, including a history of the court proceedings. Obtain copies of all relevant court documents, either from the client or from the court registry. Be careful to note the date of the hearing.

== Solving the problem==
If the client has ignored the legal process to date, advocates may need to explain the entire process. It may well be, for example, that a default judgment was taken against the debtor. (You may want to satisfy yourself that, even at this late date, there is no defence or cause of action for the client. There may still be a remote possibility of applying to set aside the default judgment or commencing a legal action against the judgment creditor.)

Explain to the debtor how important it is to attend the hearing. At the same time, review the debtor’s circumstances to consider how best to resolve their financial difficulties. If the judgment creditor is the client’s only creditor, consider negotiating some kind of financial solution on behalf of the debtor before the hearing. This might mean that the hearing need not be held. If there are other creditors, other types of financial or legal solutions may be necessary.

If an arrangement with the creditor cannot be made, you may be able to assist the debtor in obtaining an [[Instalment Payment Orders|instalment payment order]] at the hearing. Small Claims Court judges can make instalment payment orders at payment hearings, and Supreme Court registrars can make instalment payment orders at subpoena to debtor hearings. You may be able to use these hearings to your client’s advantage. An instalment payment order protects the client: in both courts, the creditor cannot take the enforcement process any further so long as the judgment debtor is not in default of the instalment payment order.

== Related topics and materials==
See the other sections on enforcing court judgments:
* [[Enforcing Judgments Against Chattels]] 
* [[Enforcing Judgments Against Land]] 
* [[Stays of Enforcement]] 

See related topics:
* [[Contempt of Court]] 
* [[Court Process in Consumer and Debt Matters]] 
* [[Instalment Payment Orders]]

{{Consumer and Debt Law Navbox|type = court}}

{{Creative Commons for PLS
|title = Consumer and Debt Law
|author =
}}
__NOGLOSSARY__

Examination of Debtors

2024-11-12T23:50:34Z

Drew Jackson: /* Small Claims Rules */

{{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = enforcing}}
Once a creditor has a court judgment against a debtor, the creditor can ask to have an '''examination of the debtor'''. This is a hearing to gather information about the debtor’s financial situation and have an order made.

== Client problems==
* Client has been served court papers requiring them to go to a hearing to answer questions about their ability to pay a court judgment. 

== Summary of the law==
[[File:Consumer_Law_and_Debt_-_Examination_of_Debtors.jpg|thumb|275px|right| link=| Image via www.istockphoto.com]]
Once a judgment is taken against a debtor, the creditor has a number of legal methods to enforce the judgment. One method, available in both Small Claims Court and Supreme Court, is a kind of enforcement hearing. This is a hearing to gather information about the debtor’s financial situation and have an order made. At this hearing:
* the debtor is questioned about their ability to pay, 
* the creditor has an opportunity to find out the financial circumstances of the debtor, and 
* the creditor can get a judgment payment order against the debtor. 

The proceedings differ somewhat between Small Claims Court and Supreme Court.

=== Small Claims Rules===
The emphasis in the [http://canlii.ca/t/8571 Small Claims Rules] is on the creditor and debtor coming to a payment arrangement. If a judgment is made against a debtor but a payment order was not made at trial, the judgment creditor (the person or organization to whom money is owed), or the judgment debtor can initiate a '''payment hearing''' under Small Claims Rule 12.

If a judgment creditor applies for a payment hearing, they must file a '''summons to a payment hearing''' form with the court registry. The registry will provide a hearing date. The creditor must personally serve the summons on the judgment debtor, or arrange for someone else to personally serve the debtor. Service by mail is not permitted. The judgment debtor must attend the payment hearing. Failure to attend can result in the debtor being declared in contempt of court.

If judgment debtor wants to apply for a payment hearing, the process is different. The debtor must complete a '''notice of payment hearing''' form, file it with the court registry, and then serve it on the judgment creditor at least seven days before the payment hearing. The debtor can serve the notice of payment hearing by mail or email. (Service by mail is presumed to be served 14 days after mailing. Service by email is deemed to occur on the same day if it's sent before 4 pm, or on the next day that is not a Saturday or a holiday if it's sent after 4 pm.)

At the hearing, the judge considers the financial circumstances of the debtor and may order a [[Instalment Payment Orders|payment schedule]].

=== Supreme Court Civil Rules===
Under the [http://canlii.ca/t/8lld Supreme Court Civil Rules], there are two examination processes. The Supreme Court process most similar to the Small Claims Court payment hearing is called the '''subpoena to debtor''' process. This is outlined in Rule 13-3 of the Supreme Court Civil Rules. Under this process, the judgment debtor (the person who owes money) is summoned to a hearing to look into the debtor’s financial situation. If the debtor does not attend, they may be declared in [[Contempt of Court|contempt of court]]. Under the subpoena to debtor process, the registrar (or master) who holds the hearing examines (or allows someone to examine) the debtor. The registrar can make a payment order.

The other examination process, under Rule 13-4, is an '''examination in aid of execution'''. At an examination in aid of execution hearing, the judgment creditor (the person or organization to whom money is owed), or its lawyer, asks the debtor questions about the debtor’s income, assets and other finances. Usually a court reporter is present to record the questions and answers. For this hearing, the judgment debtor is served with a notice, called an “appointment”, which sets out when and where the hearing will be held.

== Information gathering ==
In some instances, clients may have ignored the legal proceedings taken against them. An examination hearing in either court may be the first hearing they attend. You must get a client’s full financial picture, including a history of the court proceedings. Obtain copies of all relevant court documents, either from the client or from the court registry. Be careful to note the date of the hearing.

== Solving the problem==
If the client has ignored the legal process to date, advocates may need to explain the entire process. It may well be, for example, that a default judgment was taken against the debtor. (You may want to satisfy yourself that, even at this late date, there is no defence or cause of action for the client. There may still be a remote possibility of applying to set aside the default judgment or commencing a legal action against the judgment creditor.)

Explain to the debtor how important it is to attend the hearing. At the same time, review the debtor’s circumstances to consider how best to resolve their financial difficulties. If the judgment creditor is the client’s only creditor, consider negotiating some kind of financial solution on behalf of the debtor before the hearing. This might mean that the hearing need not be held. If there are other creditors, other types of financial or legal solutions may be necessary.

If an arrangement with the creditor cannot be made, you may be able to assist the debtor in obtaining an [[Instalment Payment Orders|instalment payment order]] at the hearing. Small Claims Court judges can make instalment payment orders at payment hearings, and Supreme Court registrars can make instalment payment orders at subpoena to debtor hearings. You may be able to use these hearings to your client’s advantage. An instalment payment order protects the client: in both courts, the creditor cannot take the enforcement process any further so long as the judgment debtor is not in default of the instalment payment order.

== Related topics and materials==
See the other sections on enforcing court judgments:
* [[Enforcing Judgments Against Chattels]] 
* [[Enforcing Judgments Against Land]] 
* [[Stays of Enforcement]] 

See related topics:
* [[Contempt of Court]] 
* [[Court Process in Consumer and Debt Matters]] 
* [[Instalment Payment Orders]]

{{Consumer and Debt Law Navbox|type = court}}

{{Creative Commons for PLS
|title = Consumer and Debt Law
|author =
}}
__NOGLOSSARY__

Examination of Debtors

2024-11-12T23:48:41Z

Drew Jackson: /* Small Claims Rules */

{{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = enforcing}}
Once a creditor has a court judgment against a debtor, the creditor can ask to have an '''examination of the debtor'''. This is a hearing to gather information about the debtor’s financial situation and have an order made.

== Client problems==
* Client has been served court papers requiring them to go to a hearing to answer questions about their ability to pay a court judgment. 

== Summary of the law==
[[File:Consumer_Law_and_Debt_-_Examination_of_Debtors.jpg|thumb|275px|right| link=| Image via www.istockphoto.com]]
Once a judgment is taken against a debtor, the creditor has a number of legal methods to enforce the judgment. One method, available in both Small Claims Court and Supreme Court, is a kind of enforcement hearing. This is a hearing to gather information about the debtor’s financial situation and have an order made. At this hearing:
* the debtor is questioned about their ability to pay, 
* the creditor has an opportunity to find out the financial circumstances of the debtor, and 
* the creditor can get a judgment payment order against the debtor. 

The proceedings differ somewhat between Small Claims Court and Supreme Court.

=== Small Claims Rules===
The emphasis in the [http://canlii.ca/t/8571 Small Claims Rules] is on the creditor and debtor coming to a payment arrangement. If a judgment is made against a debtor but a payment order was not made at trial, the judgment creditor (the person or organization to whom money is owed), or the judgment debtor can initiate a '''payment hearing''' under Small Claims Rule 12.

If a judgment creditor applies for a payment hearing, they must file a *summons to a payment hearing* form with the court registry. The registry will provide a hearing date. The creditor must personally serve the summons on the judgment debtor, or arrange for someone else to personally serve the debtor. Service by mail is not permitted. The judgment debtor must attend the payment hearing. Failure to attend can result in the debtor being declared in contempt of court.

If judgment debtor wants to apply for a payment hearing, the process is different. The debtor must complete a notice under Small Claims Rule 12(10), file it with the court registry, and then serve it on the judgment creditor at least seven days before the payment hearing. The debtor can serve the notice of payment hearing by mail or email. (Service by mail is presumed to be served 14 days after mailing. Service by email is deemed to occur on the same day if it's sent before 4 pm, or on the next day that is not a Saturday or a holiday if it's sent after 4 pm.)

At the hearing, the judge considers the financial circumstances of the debtor and may order a [[Instalment Payment Orders|payment schedule]].

=== Supreme Court Civil Rules===
Under the [http://canlii.ca/t/8lld Supreme Court Civil Rules], there are two examination processes. The Supreme Court process most similar to the Small Claims Court payment hearing is called the '''subpoena to debtor''' process. This is outlined in Rule 13-3 of the Supreme Court Civil Rules. Under this process, the judgment debtor (the person who owes money) is summoned to a hearing to look into the debtor’s financial situation. If the debtor does not attend, they may be declared in [[Contempt of Court|contempt of court]]. Under the subpoena to debtor process, the registrar (or master) who holds the hearing examines (or allows someone to examine) the debtor. The registrar can make a payment order.

The other examination process, under Rule 13-4, is an '''examination in aid of execution'''. At an examination in aid of execution hearing, the judgment creditor (the person or organization to whom money is owed), or its lawyer, asks the debtor questions about the debtor’s income, assets and other finances. Usually a court reporter is present to record the questions and answers. For this hearing, the judgment debtor is served with a notice, called an “appointment”, which sets out when and where the hearing will be held.

== Information gathering ==
In some instances, clients may have ignored the legal proceedings taken against them. An examination hearing in either court may be the first hearing they attend. You must get a client’s full financial picture, including a history of the court proceedings. Obtain copies of all relevant court documents, either from the client or from the court registry. Be careful to note the date of the hearing.

== Solving the problem==
If the client has ignored the legal process to date, advocates may need to explain the entire process. It may well be, for example, that a default judgment was taken against the debtor. (You may want to satisfy yourself that, even at this late date, there is no defence or cause of action for the client. There may still be a remote possibility of applying to set aside the default judgment or commencing a legal action against the judgment creditor.)

Explain to the debtor how important it is to attend the hearing. At the same time, review the debtor’s circumstances to consider how best to resolve their financial difficulties. If the judgment creditor is the client’s only creditor, consider negotiating some kind of financial solution on behalf of the debtor before the hearing. This might mean that the hearing need not be held. If there are other creditors, other types of financial or legal solutions may be necessary.

If an arrangement with the creditor cannot be made, you may be able to assist the debtor in obtaining an [[Instalment Payment Orders|instalment payment order]] at the hearing. Small Claims Court judges can make instalment payment orders at payment hearings, and Supreme Court registrars can make instalment payment orders at subpoena to debtor hearings. You may be able to use these hearings to your client’s advantage. An instalment payment order protects the client: in both courts, the creditor cannot take the enforcement process any further so long as the judgment debtor is not in default of the instalment payment order.

== Related topics and materials==
See the other sections on enforcing court judgments:
* [[Enforcing Judgments Against Chattels]] 
* [[Enforcing Judgments Against Land]] 
* [[Stays of Enforcement]] 

See related topics:
* [[Contempt of Court]] 
* [[Court Process in Consumer and Debt Matters]] 
* [[Instalment Payment Orders]]

{{Consumer and Debt Law Navbox|type = court}}

{{Creative Commons for PLS
|title = Consumer and Debt Law
|author =
}}
__NOGLOSSARY__

Examination of Debtors

2024-11-12T23:48:02Z

Drew Jackson: /* Small Claims Rules */

{{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = enforcing}}
Once a creditor has a court judgment against a debtor, the creditor can ask to have an '''examination of the debtor'''. This is a hearing to gather information about the debtor’s financial situation and have an order made.

== Client problems==
* Client has been served court papers requiring them to go to a hearing to answer questions about their ability to pay a court judgment. 

== Summary of the law==
[[File:Consumer_Law_and_Debt_-_Examination_of_Debtors.jpg|thumb|275px|right| link=| Image via www.istockphoto.com]]
Once a judgment is taken against a debtor, the creditor has a number of legal methods to enforce the judgment. One method, available in both Small Claims Court and Supreme Court, is a kind of enforcement hearing. This is a hearing to gather information about the debtor’s financial situation and have an order made. At this hearing:
* the debtor is questioned about their ability to pay, 
* the creditor has an opportunity to find out the financial circumstances of the debtor, and 
* the creditor can get a judgment payment order against the debtor. 

The proceedings differ somewhat between Small Claims Court and Supreme Court.

=== Small Claims Rules===
The emphasis in the [http://canlii.ca/t/8571 Small Claims Rules] is on the creditor and debtor coming to a payment arrangement. If a judgment is made against a debtor but a payment order was not made at trial, the judgment creditor (the person or organization to whom money is owed), or the judgment debtor can initiate a '''payment hearing''' under Small Claims Rule 12.

If a judgment creditor applies for a payment hearing, they must file a summons to a payment hearing form with the court registry. The registry will provide a hearing date. The creditor must personally serve the summons on the judgment debtor, or arrange for someone else to personally serve the debtor. Service by mail is not permitted. The judgment debtor must attend the payment hearing. Failure to attend can result in the debtor being declared in contempt of court.

If judgment debtor wants to apply for a payment hearing, the process is different. The debtor must complete a notice under Small Claims Rule 12(10), file it with the court registry, and then serve it on the judgment creditor at least seven days before the payment hearing. The debtor can serve the notice of payment hearing by mail or email. (Service by mail is presumed to be served 14 days after mailing. Service by email is deemed to occur on the same day if it's sent before 4 pm, or on the next day that is not a Saturday or a holiday if it's sent after 4 pm.)

At the hearing, the judge considers the financial circumstances of the debtor and may order a [[Instalment Payment Orders|payment schedule]].

=== Supreme Court Civil Rules===
Under the [http://canlii.ca/t/8lld Supreme Court Civil Rules], there are two examination processes. The Supreme Court process most similar to the Small Claims Court payment hearing is called the '''subpoena to debtor''' process. This is outlined in Rule 13-3 of the Supreme Court Civil Rules. Under this process, the judgment debtor (the person who owes money) is summoned to a hearing to look into the debtor’s financial situation. If the debtor does not attend, they may be declared in [[Contempt of Court|contempt of court]]. Under the subpoena to debtor process, the registrar (or master) who holds the hearing examines (or allows someone to examine) the debtor. The registrar can make a payment order.

The other examination process, under Rule 13-4, is an '''examination in aid of execution'''. At an examination in aid of execution hearing, the judgment creditor (the person or organization to whom money is owed), or its lawyer, asks the debtor questions about the debtor’s income, assets and other finances. Usually a court reporter is present to record the questions and answers. For this hearing, the judgment debtor is served with a notice, called an “appointment”, which sets out when and where the hearing will be held.

== Information gathering ==
In some instances, clients may have ignored the legal proceedings taken against them. An examination hearing in either court may be the first hearing they attend. You must get a client’s full financial picture, including a history of the court proceedings. Obtain copies of all relevant court documents, either from the client or from the court registry. Be careful to note the date of the hearing.

== Solving the problem==
If the client has ignored the legal process to date, advocates may need to explain the entire process. It may well be, for example, that a default judgment was taken against the debtor. (You may want to satisfy yourself that, even at this late date, there is no defence or cause of action for the client. There may still be a remote possibility of applying to set aside the default judgment or commencing a legal action against the judgment creditor.)

Explain to the debtor how important it is to attend the hearing. At the same time, review the debtor’s circumstances to consider how best to resolve their financial difficulties. If the judgment creditor is the client’s only creditor, consider negotiating some kind of financial solution on behalf of the debtor before the hearing. This might mean that the hearing need not be held. If there are other creditors, other types of financial or legal solutions may be necessary.

If an arrangement with the creditor cannot be made, you may be able to assist the debtor in obtaining an [[Instalment Payment Orders|instalment payment order]] at the hearing. Small Claims Court judges can make instalment payment orders at payment hearings, and Supreme Court registrars can make instalment payment orders at subpoena to debtor hearings. You may be able to use these hearings to your client’s advantage. An instalment payment order protects the client: in both courts, the creditor cannot take the enforcement process any further so long as the judgment debtor is not in default of the instalment payment order.

== Related topics and materials==
See the other sections on enforcing court judgments:
* [[Enforcing Judgments Against Chattels]] 
* [[Enforcing Judgments Against Land]] 
* [[Stays of Enforcement]] 

See related topics:
* [[Contempt of Court]] 
* [[Court Process in Consumer and Debt Matters]] 
* [[Instalment Payment Orders]]

{{Consumer and Debt Law Navbox|type = court}}

{{Creative Commons for PLS
|title = Consumer and Debt Law
|author =
}}
__NOGLOSSARY__

Making a Vehicle Damage Claim

2024-03-08T00:20:32Z

Drew Jackson: /* Explore further */

{{REVIEWEDPLS | reviewer = [https://www.icbc.com/ Krista Prockiw] of ICBC |date= February 2024}} {{Dial-A-Law TOC|expanded = cars}}
If your car is damaged in an accident — or you damage someone else’s car — insurance may cover the damage. Learn answers to common questions relating '''vehicle damage claims'''.

==Common questions==
===Will insurance cover repair costs to my vehicle?===
It depends on who caused the accident.

Everyone who owns a motor vehicle in BC must have basic insurance from ICBC, called '''basic Autoplan'''.

If ICBC finds the other driver was 100% at fault for the accident, your basic insurance will cover the cost of repairs to your vehicle.

If ICBC finds you were 100% at fault for the accident, '''collision insurance''' can cover the cost of repairs to your vehicle. This is optional insurance coverage. If you don’t have it, you’ll typically be on the hook for the cost of repairs.

If you and the other driver share responsibility for the accident, your basic insurance will cover the non-responsible portion of your repair costs, up to $200,000. For a closer look, see [https://www.peopleslawschool.ca/vehicle-damage-claim/ the People’s Law School’s in-depth guidance on making a vehicle damage claim.].

===If I was at fault, will my insurance premiums go up?===
If ICBC finds you were more than 25% at fault for an accident that results in a claim — by you or the other driver — they will usually increase your insurance premium the next year. The costs for any optional insurance you have (for example, collision coverage) may go up as well. Generally, the more accidents you’re responsible for, the more you’ll pay in insurance.

You can [https://www.icbc.com/insurance/buy-renew-cancel/prepare-an-estimate use this tool] to get an estimate of how your insurance premiums may be impacted by an accident. Note that you need to be within six weeks of your insurance renewal for the estimate to be accurate.

===Can I pay for the damage myself without involving ICBC?===
If you cause a small accident, you can pay for any damage to your vehicle and the other vehicle yourself to avoid higher insurance premiums. However, it’s a good idea to discuss this with a claims representative before deciding. Depending on your insurance coverage, the impact on your premiums may be small.

===What are my options if my car is unrepairable?===
If your car is too badly damaged to repair (ICBC calls this a '''total loss'''), they will pay you an amount based on the value of your car at the time of the crash. A vehicle is considered unrepairable if the repairs would cost more than its estimated value at the time of the accident.

If you disagree with ICBC’s assessment, you can dispute it. [https://www.icbc.com/claims/disputes-appeals/Vehicle-valuation-disputes ICBC explains the steps to dispute a valuation].

===Can I get my car repaired outside of British Columbia?===
Before authorizing any repairs outside of the province, contact ICBC at 1-800-910-4222. Ask the claims representative if your vehicle can be repaired where you are, or if it needs to be brought back to BC.

Some garages outside of BC may not accept payment directly from ICBC. You may have to pay for the repairs out of pocket and apply for reimbursement when you get home. Keep a copy of the repair bill and any invoices for parts and material.

===What if I have a complaint with ICBC?===
If you’re not happy with the service you received from ICBC, you have options. First, raise the issue with the manager or supervisor of the ICBC office you’ve been dealing with. You can do this by asking a customer service representative to put you in touch with a manager or supervisor.

If that doesn’t resolve the issue, you can contact ICBC’s '''fair practices office'''. See [https://www.icbc.com/about-icbc/contact-us/Raising-your-complaints ICBC’s website for details, including further steps you can take].

==Explore further==
{{PLSTipsbox
| text = '''Deeper coverage of vehicle damage claims''' 
For more detail, including the steps to make a vehicle damage claim, see [https://www.peopleslawschool.ca/vehicle-damage-claim/ the People's Law School coverage of vehicle damage claims].
}}

{{Dial-A-Law_Navbox|type=consumer}}
{{Dial-A-Law Copyright}}

Making a Vehicle Damage Claim

2024-03-08T00:18:42Z

Drew Jackson: /* Explore further */

{{REVIEWEDPLS | reviewer = [https://www.icbc.com/ Krista Prockiw] of ICBC |date= February 2024}} {{Dial-A-Law TOC|expanded = cars}}
If your car is damaged in an accident — or you damage someone else’s car — insurance may cover the damage. Learn answers to common questions relating '''vehicle damage claims'''.

==Common questions==
===Will insurance cover repair costs to my vehicle?===
It depends on who caused the accident.

Everyone who owns a motor vehicle in BC must have basic insurance from ICBC, called '''basic Autoplan'''.

If ICBC finds the other driver was 100% at fault for the accident, your basic insurance will cover the cost of repairs to your vehicle.

If ICBC finds you were 100% at fault for the accident, '''collision insurance''' can cover the cost of repairs to your vehicle. This is optional insurance coverage. If you don’t have it, you’ll typically be on the hook for the cost of repairs.

If you and the other driver share responsibility for the accident, your basic insurance will cover the non-responsible portion of your repair costs, up to $200,000. For a closer look, see [https://www.peopleslawschool.ca/vehicle-damage-claim/ the People’s Law School’s in-depth guidance on making a vehicle damage claim.].

===If I was at fault, will my insurance premiums go up?===
If ICBC finds you were more than 25% at fault for an accident that results in a claim — by you or the other driver — they will usually increase your insurance premium the next year. The costs for any optional insurance you have (for example, collision coverage) may go up as well. Generally, the more accidents you’re responsible for, the more you’ll pay in insurance.

You can [https://www.icbc.com/insurance/buy-renew-cancel/prepare-an-estimate use this tool] to get an estimate of how your insurance premiums may be impacted by an accident. Note that you need to be within six weeks of your insurance renewal for the estimate to be accurate.

===Can I pay for the damage myself without involving ICBC?===
If you cause a small accident, you can pay for any damage to your vehicle and the other vehicle yourself to avoid higher insurance premiums. However, it’s a good idea to discuss this with a claims representative before deciding. Depending on your insurance coverage, the impact on your premiums may be small.

===What are my options if my car is unrepairable?===
If your car is too badly damaged to repair (ICBC calls this a '''total loss'''), they will pay you an amount based on the value of your car at the time of the crash. A vehicle is considered unrepairable if the repairs would cost more than its estimated value at the time of the accident.

If you disagree with ICBC’s assessment, you can dispute it. [https://www.icbc.com/claims/disputes-appeals/Vehicle-valuation-disputes ICBC explains the steps to dispute a valuation].

===Can I get my car repaired outside of British Columbia?===
Before authorizing any repairs outside of the province, contact ICBC at 1-800-910-4222. Ask the claims representative if your vehicle can be repaired where you are, or if it needs to be brought back to BC.

Some garages outside of BC may not accept payment directly from ICBC. You may have to pay for the repairs out of pocket and apply for reimbursement when you get home. Keep a copy of the repair bill and any invoices for parts and material.

===What if I have a complaint with ICBC?===
If you’re not happy with the service you received from ICBC, you have options. First, raise the issue with the manager or supervisor of the ICBC office you’ve been dealing with. You can do this by asking a customer service representative to put you in touch with a manager or supervisor.

If that doesn’t resolve the issue, you can contact ICBC’s '''fair practices office'''. See [https://www.icbc.com/about-icbc/contact-us/Raising-your-complaints ICBC’s website for details, including further steps you can take].

==Explore further==
{{PLSTipsbox
| text = '''Deeper coverage of vehicle damage claims''' 
For more detail, including the steps to make a vehicle damage claim, see [https://www.peopleslawschool.ca/vehicle-damage-claim/ the People's Law School's coverage of vehicle damage claims].
}}

{{Dial-A-Law_Navbox|type=consumer}}
{{Dial-A-Law Copyright}}

Making a Vehicle Damage Claim

2024-03-08T00:17:59Z

Drew Jackson:

{{REVIEWEDPLS | reviewer = [https://www.icbc.com/ Krista Prockiw] of ICBC |date= February 2024}} {{Dial-A-Law TOC|expanded = cars}}
If your car is damaged in an accident — or you damage someone else’s car — insurance may cover the damage. Learn answers to common questions relating '''vehicle damage claims'''.

==Common questions==
===Will insurance cover repair costs to my vehicle?===
It depends on who caused the accident.

Everyone who owns a motor vehicle in BC must have basic insurance from ICBC, called '''basic Autoplan'''.

If ICBC finds the other driver was 100% at fault for the accident, your basic insurance will cover the cost of repairs to your vehicle.

If ICBC finds you were 100% at fault for the accident, '''collision insurance''' can cover the cost of repairs to your vehicle. This is optional insurance coverage. If you don’t have it, you’ll typically be on the hook for the cost of repairs.

If you and the other driver share responsibility for the accident, your basic insurance will cover the non-responsible portion of your repair costs, up to $200,000. For a closer look, see [https://www.peopleslawschool.ca/vehicle-damage-claim/ the People’s Law School’s in-depth guidance on making a vehicle damage claim.].

===If I was at fault, will my insurance premiums go up?===
If ICBC finds you were more than 25% at fault for an accident that results in a claim — by you or the other driver — they will usually increase your insurance premium the next year. The costs for any optional insurance you have (for example, collision coverage) may go up as well. Generally, the more accidents you’re responsible for, the more you’ll pay in insurance.

You can [https://www.icbc.com/insurance/buy-renew-cancel/prepare-an-estimate use this tool] to get an estimate of how your insurance premiums may be impacted by an accident. Note that you need to be within six weeks of your insurance renewal for the estimate to be accurate.

===Can I pay for the damage myself without involving ICBC?===
If you cause a small accident, you can pay for any damage to your vehicle and the other vehicle yourself to avoid higher insurance premiums. However, it’s a good idea to discuss this with a claims representative before deciding. Depending on your insurance coverage, the impact on your premiums may be small.

===What are my options if my car is unrepairable?===
If your car is too badly damaged to repair (ICBC calls this a '''total loss'''), they will pay you an amount based on the value of your car at the time of the crash. A vehicle is considered unrepairable if the repairs would cost more than its estimated value at the time of the accident.

If you disagree with ICBC’s assessment, you can dispute it. [https://www.icbc.com/claims/disputes-appeals/Vehicle-valuation-disputes ICBC explains the steps to dispute a valuation].

===Can I get my car repaired outside of British Columbia?===
Before authorizing any repairs outside of the province, contact ICBC at 1-800-910-4222. Ask the claims representative if your vehicle can be repaired where you are, or if it needs to be brought back to BC.

Some garages outside of BC may not accept payment directly from ICBC. You may have to pay for the repairs out of pocket and apply for reimbursement when you get home. Keep a copy of the repair bill and any invoices for parts and material.

===What if I have a complaint with ICBC?===
If you’re not happy with the service you received from ICBC, you have options. First, raise the issue with the manager or supervisor of the ICBC office you’ve been dealing with. You can do this by asking a customer service representative to put you in touch with a manager or supervisor.

If that doesn’t resolve the issue, you can contact ICBC’s '''fair practices office'''. See [https://www.icbc.com/about-icbc/contact-us/Raising-your-complaints ICBC’s website for details, including further steps you can take].

==Explore further==
{{PLSTipsbox
| text = '''Deeper coverage of vehicle damage claims''' 
For more detail, including the steps to take to make a vehicle damage claim, see [https://www.peopleslawschool.ca/vehicle-damage-claim/ the People's Law School's coverage of vehicle damage claims].
}}

{{Dial-A-Law_Navbox|type=consumer}}
{{Dial-A-Law Copyright}}

The Points System and ICBC

2024-03-07T23:04:20Z

Drew Jackson: /* Explore further */

{{REVIEWEDPLS | reviewer = [https://www.icbc.com Krista Prockiw], ICBC|date= February 2024}} {{Dial-A-Law TOC|expanded = cars}}
When you get a ticket for a driving offence in British Columbia, you’ll typically get '''penalty points''' on your driver’s record. The more points you get, the more you may have to pay in insurance premiums. Learn how penalty points work.

==Common questions==
===What are driver penalty points?===
'''Driver penalty points''' are like black marks on your driver’s record. You get them when you commit certain driving offences. The number of points varies depending on the type of offence. For example, speeding tickets earn you three points, while distracted driving earns you four. ICBC lists the [https://www.icbc.com/driver-licensing/tickets/Pages/fines-points-offences.aspx number of penalty points for each type of driving offence].

If you get more than three points in a one-year period, you have to pay a '''driver penalty point premium'''. This is an extra amount that’s separate from any fine for the offence. It’s also over and above your regular Autoplan insurance premiums.

===How does ICBC calculate driver penalty point premiums?===
Every year, ICBC looks at the number of penalty points you collected in a 12-month period. (They call this your “assessment period.”) If four or more points have been added to your driver’s record since your last assessment, you’ll be billed a penalty point premium.

The more points you have, the higher the premium. For example, say ICBC looks at your record and sees you only have three penalty points for a speeding offence in the assessment period. This is below the four-point threshold, so you wouldn’t pay a premium. But say you got ''two'' speeding tickets in your assessment period. In this case, you’d have six penalty points, resulting in a penalty point premium of $367. [https://www.icbc.com/driver-licensing/tickets/Driver-Penalty-Points See ICBC’s website for details].

===How long do penalty points stay on my driving record?===
Tickets and driver penalty points stay on your driver’s record for '''five years'''. But you only pay the penalty point premium once. You’ll get a bill just before your assessment date, which is usually your birthday.

===What if I can’t (or don’t) pay the premium?===
If you don’t pay the bill for a driver penalty point premium within 30 days, ICBC will charge you interest. ICBC can also refuse to renew your vehicle insurance until you pay. Also, you won’t be able to renew your driver’s licence if you don’t pay a driver premium bill.

If you give up your driver’s licence to an ICBC driver licensing office for the whole one-year billing period, you won’t have to pay the bill.

Or you can reduce a driver premium bill by giving up your licence for 30 days or more during the billing period. When you want your licence back, go to a driver licensing office and pay the reduced bill, plus any extra licence fees. But this works only if you do not have to take a driver re-examination and don’t have any outstanding driving prohibitions.

===What if I’m not allowed to drive? Do I have to pay the driver penalty point premium?===
ICBC will reduce a driver penalty point premium bill if you’ve been prohibited or legally banned from driving for 60 days or more in the billing period. It usually does this automatically, but you may have to ask it to do so and to prove your situation.

Also, you can apply to ICBC for a refund or reduction if, for at least 30 days in a row during the billing period, any of the following apply:

* you lived in another province and legally held a driver’s licence there
* you were not in Canada or the US
* you were in jail
* you had medical reasons for not driving

Again, you may have to prove your case to ICBC.

===How many penalty points lead to a driving prohibition?===
As a rule of thumb, those with a class five licence (the basic licence) get a driving prohibition if they get nine to 11 points. For those with a class seven licence (the new or learner’s licence), it’s four points. However, that’s not the whole picture. ICBC has the final say about whether to issue a prohibition.

In coming to a decision, ICBC will look at the circumstances behind why you got the points. For example, imagine a class five driver with six points on their record. The points came from three tickets for the same two-point offence — failing to yield to pedestrians. ICBC may decide to issue a driving prohibition even though they’re below the nine-point threshold. Because a dangerous pattern of conduct is on display here, in their view.

==Explore further==
{{PLSTipsbox
| text = '''Deeper coverage of ICBC’s penalty points system''' 
For more detail, see [https://www.peopleslawschool.ca/points-system-and-icbc/ the People's Law School's coverage of the points system and ICBC].
}}

{{Dial-A-Law_Navbox|type=consumer}}
{{Dial-A-Law Copyright}}

Making a Vehicle Damage Claim

2024-03-07T23:00:46Z

Drew Jackson: /* Explore further */

{{REVIEWEDPLS | reviewer = [https://www.icbc.com/ Krista Prockiw] of ICBC |date= February 2024}} {{Dial-A-Law TOC|expanded = cars}}
If your car is damaged in an accident — or you damage someone else’s car — insurance may cover the damage. Learn the steps to make a '''vehicle damage claim'''.

==Common questions==
===Will insurance cover repair costs to my vehicle?===
It depends on who caused the accident.

Everyone who owns a motor vehicle in BC must have basic insurance from ICBC, called '''basic Autoplan'''.

If ICBC finds the other driver was 100% at fault for the accident, your basic insurance will cover the cost of repairs to your vehicle.

If ICBC finds you were 100% at fault for the accident, '''collision insurance''' can cover the cost of repairs to your vehicle. This is optional insurance coverage. If you don’t have it, you’ll typically be on the hook for the cost of repairs.

If you and the other driver share responsibility for the accident, your basic insurance will cover the non-responsible portion of your repair costs, up to $200,000. For a closer look, see [https://www.peopleslawschool.ca/vehicle-damage-claim/ the People’s Law School’s in-depth guidance on making a vehicle damage claim.].

===If I was at fault, will my insurance premiums go up?===
If ICBC finds you were more than 25% at fault for an accident that results in a claim — by you or the other driver — they will usually increase your insurance premium the next year. The costs for any optional insurance you have (for example, collision coverage) may go up as well. Generally, the more accidents you’re responsible for, the more you’ll pay in insurance.

You can [https://www.icbc.com/insurance/buy-renew-cancel/prepare-an-estimate use this tool] to get an estimate of how your insurance premiums may be impacted by an accident. Note that you need to be within six weeks of your insurance renewal for the estimate to be accurate.

===Can I pay for the damage myself without involving ICBC?===
If you cause a small accident, you can pay for any damage to your vehicle and the other vehicle yourself to avoid higher insurance premiums. However, it’s a good idea to discuss this with a claims representative before deciding. Depending on your insurance coverage, the impact on your premiums may be small.

===What are my options if my car is unrepairable?===
If your car is too badly damaged to repair (ICBC calls this a '''total loss'''), they will pay you an amount based on the value of your car at the time of the crash. A vehicle is considered unrepairable if the repairs would cost more than its estimated value at the time of the accident.

If you disagree with ICBC’s assessment, you can dispute it. [https://www.icbc.com/claims/disputes-appeals/Vehicle-valuation-disputes ICBC explains the steps to dispute a valuation].

===Can I get my car repaired outside of British Columbia?===
Before authorizing any repairs outside of the province, contact ICBC at 1-800-910-4222. Ask the claims representative if your vehicle can be repaired where you are, or if it needs to be brought back to BC.

Some garages outside of BC may not accept payment directly from ICBC. You may have to pay for the repairs out of pocket and apply for reimbursement when you get home. Keep a copy of the repair bill and any invoices for parts and material.

===What if I have a complaint with ICBC?===
If you’re not happy with the service you received from ICBC, you have options. First, raise the issue with the manager or supervisor of the ICBC office you’ve been dealing with. You can do this by asking a customer service representative to put you in touch with a manager or supervisor.

If that doesn’t resolve the issue, you can contact ICBC’s '''fair practices office'''. See [https://www.icbc.com/about-icbc/contact-us/Raising-your-complaints ICBC’s website for details, including further steps you can take].

==Explore further==
{{PLSTipsbox
| text = '''Deeper coverage of vehicle damage claims''' 
For more detail, including the steps to take, see [https://www.peopleslawschool.ca/vehicle-damage-claim/ the People's Law School's coverage of making a vehicle damage claim].
}}

{{Dial-A-Law_Navbox|type=consumer}}
{{Dial-A-Law Copyright}}

Making a Vehicle Damage Claim

2024-03-07T23:00:01Z

Drew Jackson: /* Common questions */

{{REVIEWEDPLS | reviewer = [https://www.icbc.com/ Krista Prockiw] of ICBC |date= February 2024}} {{Dial-A-Law TOC|expanded = cars}}
If your car is damaged in an accident — or you damage someone else’s car — insurance may cover the damage. Learn the steps to make a '''vehicle damage claim'''.

==Common questions==
===Will insurance cover repair costs to my vehicle?===
It depends on who caused the accident.

Everyone who owns a motor vehicle in BC must have basic insurance from ICBC, called '''basic Autoplan'''.

If ICBC finds the other driver was 100% at fault for the accident, your basic insurance will cover the cost of repairs to your vehicle.

If ICBC finds you were 100% at fault for the accident, '''collision insurance''' can cover the cost of repairs to your vehicle. This is optional insurance coverage. If you don’t have it, you’ll typically be on the hook for the cost of repairs.

If you and the other driver share responsibility for the accident, your basic insurance will cover the non-responsible portion of your repair costs, up to $200,000. For a closer look, see [https://www.peopleslawschool.ca/vehicle-damage-claim/ the People’s Law School’s in-depth guidance on making a vehicle damage claim.].

===If I was at fault, will my insurance premiums go up?===
If ICBC finds you were more than 25% at fault for an accident that results in a claim — by you or the other driver — they will usually increase your insurance premium the next year. The costs for any optional insurance you have (for example, collision coverage) may go up as well. Generally, the more accidents you’re responsible for, the more you’ll pay in insurance.

You can [https://www.icbc.com/insurance/buy-renew-cancel/prepare-an-estimate use this tool] to get an estimate of how your insurance premiums may be impacted by an accident. Note that you need to be within six weeks of your insurance renewal for the estimate to be accurate.

===Can I pay for the damage myself without involving ICBC?===
If you cause a small accident, you can pay for any damage to your vehicle and the other vehicle yourself to avoid higher insurance premiums. However, it’s a good idea to discuss this with a claims representative before deciding. Depending on your insurance coverage, the impact on your premiums may be small.

===What are my options if my car is unrepairable?===
If your car is too badly damaged to repair (ICBC calls this a '''total loss'''), they will pay you an amount based on the value of your car at the time of the crash. A vehicle is considered unrepairable if the repairs would cost more than its estimated value at the time of the accident.

If you disagree with ICBC’s assessment, you can dispute it. [https://www.icbc.com/claims/disputes-appeals/Vehicle-valuation-disputes ICBC explains the steps to dispute a valuation].

===Can I get my car repaired outside of British Columbia?===
Before authorizing any repairs outside of the province, contact ICBC at 1-800-910-4222. Ask the claims representative if your vehicle can be repaired where you are, or if it needs to be brought back to BC.

Some garages outside of BC may not accept payment directly from ICBC. You may have to pay for the repairs out of pocket and apply for reimbursement when you get home. Keep a copy of the repair bill and any invoices for parts and material.

===What if I have a complaint with ICBC?===
If you’re not happy with the service you received from ICBC, you have options. First, raise the issue with the manager or supervisor of the ICBC office you’ve been dealing with. You can do this by asking a customer service representative to put you in touch with a manager or supervisor.

If that doesn’t resolve the issue, you can contact ICBC’s '''fair practices office'''. See [https://www.icbc.com/about-icbc/contact-us/Raising-your-complaints ICBC’s website for details, including further steps you can take].

==Explore further==
{{PLSTipsbox
| text = '''Deeper coverage of vehicle damage claims''' 
For more, see our in-depth information on [https://www.peopleslawschool.ca/vehicle-damage-claim/ making a vehicle damage claim].
}}

{{Dial-A-Law_Navbox|type=consumer}}
{{Dial-A-Law Copyright}}

Dial-A-Law

2024-03-07T22:58:17Z

Drew Jackson: /* Consumer & Money */

{{Cover Thumbnail
|filename = Dial-A-Law full cover image.jpg
|title = Dial-A-Law
}} {{Export_Badge
|SavedBookName = Dial-A-Law
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'''Dial-A-Law''' features free information on the law in British Columbia in over 130 topic areas. A service of [[People's Law School]], Dial-A-Law is available on Clicklaw Wikibooks, a dedicated website at [http://dialalaw.peopleslawschool.ca dialalaw.ca], and on the telephone at 1-800-565-5297.

==Contents==
<div class="ul-chapters-books">
*'''[[Introduction to Dial-A-Law|Introduction]]'''

===Consumer & Money===

* '''Cars & Getting Around'''
** [[Problem with a Used Car]]{{·}} [[Leasing a Car]]{{·}} [[Car Repairs]]{{·}} [[Insurance Benefits for Accident Victims]]{{·}} [[If You're Injured in a Motor Vehicle Accident|If You're Injured in a Motor Vehicle Accident]]{{·}} [[Making a Vehicle Damage Claim]]{{·}} [[The Points System and ICBC]]

* '''Consumer'''
** [[Problem with a Purchase]]{{·}} [[The Basics of Making a Purchase]]{{·}} [[Online Shopping]]{{·}} [[If You're Not Happy with a Service]]{{·}} [[Fitness Centres, Yoga Studios, and Other “Continuing Service Contracts”|Continuing Service Contracts]]

* '''Money & Debt'''
** [[Getting a Credit Card]]{{·}} [[Disputing a Credit Card Bill]]{{·}} [[Taking Charge of Your Credit Report|Credit Reports]]{{·}} [[Co-Signing or Guaranteeing a Loan]]{{·}} [[Collecting on a Debt]]{{·}} [[When a Creditor Wants to Take Money From Your Wages or Bank Account|Garnishment]]{{·}}[[You Have Options for Getting Out of Debt|Options for Getting Out of Debt]]{{·}} [[Dealing with Debt Collectors]]{{·}} [[Understanding Warehouse Liens|Warehouse Liens]]{{·}} [[Financial Help for People with Disabilities]]{{·}} [[Income Assistance: Reconsiderations and Appeals|Income Assistance]]{{·}} [[Your Bank Account]]

===Work & Business===
* '''Work'''
** [[Protection Against Job Discrimination|Job Discrimination]]{{·}} [[Sexual Harassment]]{{·}} [[Farm Workers' Wages]]{{·}} [[Farm Workers' Rights]]{{·}} [[Workers' Compensation]]{{·}} [[Appealing a Workers' Compensation Decision|Workers' Compensation Appeals]]{{·}} [[If You Are Fired: Wrongful Dismissal|If You Are Fired]]{{·}}[[Getting Laid Off]]{{·}} [[If You Quit Your Job|If You Quit]]{{·}} [[Applying for Employment Insurance|Applying for EI]]

* '''Business'''
** [[Starting a Small Business]]{{·}} [[Incorporating a Company]]{{·}} [[Forming a Partnership]]{{·}} [[Trademarks, Copyright and Other Intellectual Property|Intellectual Property]]{{·}} [[Music Law]]

===Families & Children===
* '''Family Relationships'''
**[[Introduction to Family Law|Introduction to Family Law]]{{·}} [[Getting Married in British Columbia|Getting Married]]{{·}} [[Marriage Agreements and Cohabitation Agreements|Marriage & Cohabitation Agreements]]{{·}} [[Couples Who Are Not Spouses: Your Income, Support and Property Rights|Couples Who Are Not Spouses]]{{·}} [[Introduction to Family Violence|Family Violence]]{{·}} [[Changing Your Name|Changing Your Name]]

* '''Divorce & Separation'''
**[[Separation and Separation Agreements|Separation & Separation Agreements]]{{·}} [[Deciding Who Will Move Out When You Separate|Deciding Who Will Move Out]]{{·}} [[Requirements for Divorce and Annulment|Requirements for Divorce & Annulment]]{{·}} [[Desk Order Divorce: The Do-It-Yourself Divorce Process|Desk Order Divorce]]{{·}} [[Responding to Divorce Proceedings|Responding to Divorce Proceedings]]{{·}} [[Guardianship, Parenting Arrangements, and Contact|Guardianship, Parenting Arrangements & Contact]]{{·}} [[Introduction to Child Support|Child Support]]{{·}} [[Introduction to Spousal Support|Spousal Support]]{{·}} [[Enforcing Support Orders and Agreements|Enforcing Support Orders & Agreements]]{{·}} [[Tax Implications of Support Payments|Tax Implications of Support Payments]]{{·}} [[Dividing Property and Debts|Dividing Property & Debts]]

* '''Children'''
** [[Children's Rights|Children's Rights]]{{·}} [[Children Born Outside Marriage|Children Born Outside Marriage]]{{·}} [[Adoption of a Child|Adoption]]{{·}} [[Adoption Registries|Adoption Registries]]{{·}} [[Reporting Suspected Child Abuse|Reporting Suspected Child Abuse]]{{·}} [[Child Protection and Removal|Child Protection & Removal]]

* '''Resolving Family Disputes'''
** [[Mediation, Collaborative Negotiation, and Arbitration|Mediation, Collaborative Negotiation, & Arbitration]]{{·}} [[Provincial (Family) Court|Family Court]]{{·}} [[Applying for an Interim Order in a Family Law Case in Supreme Court|Applying for an Interim Family Order]]

===Life===
* '''Health'''
** [[Adults and Consent to Health Care]]{{·}} [[Children and Consent to Health Care]]{{·}} [[Getting Your Medical Records]]{{·}} [[Hospitalizing a Mentally Ill Person]]{{·}} [[If You Have a Problem with a Doctor]]{{·}} [[Medical Malpractice]]

* '''Home & Neighbours'''
** [[Buying a Home]]{{·}} [[Buying a Condominium|Buying a Condo]]{{·}} [[Mortgages and Financing a Home Purchase|Mortgages & Financing a Home]]{{·}} [[Selling Your Home]]{{·}} [[Builders Liens]]{{·}} [[Owning a Condominium|Owning a Condo]]{{·}} [[Co-operative Housing: Members' Rights and Duties|Co-op Housing]]{{·}} [[Residential Tenancy]]{{·}} [[Neighbour Law]]{{·}} [[Home Repair Contractors]]{{·}} [[Foreclosure]]

* '''Rights & Citizenship'''
** [[Defamation: Libel and Slander|Defamation]]{{·}}[[Freedom of Information and Protection of Privacy|Information & Privacy]]{{·}} [[Human Rights and Discrimination Protection|Human Rights & Discrimination]]{{·}}[[Charter Rights: Overview]]{{·}} [[Charter Rights: Legal Rights]]{{·}} [[Charter Rights: Equality Rights]]{{·}} [[Aboriginal Law]]{{·}} [[Immigrating to British Columbia|Immigrating to BC]]{{·}} [[Seniors' Rights and Elder Abuse|Seniors' Rights & Elder Abuse]]

* '''Wills, Planning & Estates'''
** [[Preparing a Will and Estate Planning|Preparing a Will & Estate Planning]]{{·}} [[Challenging a Will]]{{·}} [[Your Duties As Executor|Duties of an Executor]]{{·}} [[When Someone Dies Without a Will]]{{·}} [[When Your Common-Law Spouse Dies]]{{·}} [[Powers of Attorney and Representation Agreements|Powers of Attorney & Representation Agreements]]{{·}} [[Committeeship]]

===Courts & Crime===
* '''Courts & Resolving Disputes'''
** [[Resolving Disputes Without Going to Court]]{{·}} [[Our Court System in a Nutshell]]{{·}} [[Starting a Lawsuit]]{{·}} [[Suing Someone in Small Claims Court]]{{·}} [[Being Sued in Small Claims Court]]{{·}} [[Going to Trial in Small Claims Court]]{{·}} [[Appearing in Court by Phone]]{{·}} [[Getting Your Judgment Paid]]{{·}} [[Class Actions in British Columbia|Class Actions]]

* '''Crime'''
** [[If You Receive an Appearance Notice or Summons|Appearance Notices & Summonses]]{{·}} [[Defending Yourself Against a Criminal Charge]]{{·}} [[Pleading Guilty to a Criminal Charge|Pleading Guilty]]{{·}} [[Outstanding Warrants and Welfare|Outstanding Warrants & Welfare]]{{·}}[[Possession of Marijuana]]{{·}} [[Shoplifting]]{{·}} [[Impaired Driving]]{{·}} [[Driving While Prohibited]]{{·}} [[Driving Without Insurance]]{{·}} [[Traffic Tickets]]{{·}} [[Conditional Sentences, Probation, and Discharges|Sentences & Discharges]]{{·}} [[Criminal Records & Record Suspensions]]{{·}} [[Being a Witness]]{{·}} [[Complaints Against the RCMP]]{{·}} [[Complaints Against the Municipal Police|Against Municipal Police]]{{·}} [[Firearms and the Firearms Act|Firearms & the ''Firearms Act'']]{{·}} [[Charging Someone with a Criminal Offence]]{{·}} [[Peace Bonds and Assault Charges|Peace Bonds & Assault Charges]]{{·}}[[Stalking, Criminal Harassment, and Cyberbullying|Stalking, Criminal Harassment, & Cyberbullying]]{{·}} [[Young People and Criminal Law|Young People & Criminal Law]]{{·}} [[Youth Justice Court Trials|Youth Court Trials]]

* '''Legal Help & Lawyers'''
** [[Free and Low-Cost Legal Help|Free & Low-Cost Legal Help]]{{·}} [[Choosing a Lawyer]]{{·}} [[Lawyers' Fees: Preventing and Solving Problems|Lawyers' Fees]]{{·}} [[If You Have a Problem with a Lawyer]]{{·}} [[The Law Society, Bar Associations, and Law Foundation|The Law Society, Bar Associations, & Law Foundation]]

== About ==

=== Copyright ===
[[File:Creativecommonssmall.png|link=Clicklaw Wikibooks Copyright Guide|alt=Creative Commons Attribution-NonCommercial-ShareAlike 2.5 Canada Licence]] '''Dial-A-Law''' © People’s Law School is, except for the images, made available under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International Licence.

=== Disclaimer ===
At People's Law School, we believe accurate, plain English information can help people take action to work out their legal problems. This information explains in a general way the law that applies in British Columbia. '''It is not intended as legal advice.''' For help with a specific legal problem, contact a legal professional. Some sources of legal help are highlighted in the page on [[Free and Low-Cost Legal Help (No. 430)|free and low-cost legal help]].

</div>

=== About People's Law School===
[[File:Peopleslawschoollogo-horizontal.jpg|frameless|none|200px|link=]]

[[People's Law School]] is a non-profit society in British Columbia providing free education and information on the legal problems of daily life. See [[People's Law School|more titles from People's Law School]].

{{Dial-A-Law_Navbox|type=consumer}}
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