Driving Without Insurance - Revision history

Elena Renderos: /* If you don’t want to fight the charge */

2020-09-17T01:31:55Z

If you don’t want to fight the charge

← Older revision		Revision as of 01:31, 17 September 2020
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	If you don't want to fight the charge, you can '''plead guilty'''. This means you admit you committed the offence.		If you don't want to fight the charge, you can '''plead guilty'''. This means you admit you committed the offence.

	If you received an appearance notice or summons, see our information on [~~https://dialalaw.peopleslawschool.ca/pleading-guilty-~~to-a~~-criminal-charge/~~ pleading guilty to a criminal charge].		If you received an appearance notice or summons, see our information on [[Pleading Guilty to a Criminal Charge\|pleading guilty to a criminal charge]].

	If you received a violation ticket, you can plead guilty by '''paying the fine'''. If you do, you don't have to go to court. There are many ways to pay ticket fines: [https://www.icbc.com/driver-licensing/tickets/Pages/Paying-and-disputing-tickets.aspx see the ICBC website for details]. The fine is reduced by $25 if you pay it within 30 days.		If you received a violation ticket, you can plead guilty by '''paying the fine'''. If you do, you don't have to go to court. There are many ways to pay ticket fines: [https://www.icbc.com/driver-licensing/tickets/Pages/Paying-and-disputing-tickets.aspx see the ICBC website for details]. The fine is reduced by $25 if you pay it within 30 days.

Elena Renderos: /* If you want to fight the charge */

2020-09-17T01:30:28Z

If you want to fight the charge

← Older revision		Revision as of 01:30, 17 September 2020
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	===If you want to fight the charge===		===If you want to fight the charge===
	If you want to fight the charge and you received an appearance notice or summons, see our information on [~~https://dialalaw.peopleslawschool.ca/defending-yourself-against-~~a~~-criminal-charge/~~ defending yourself against a criminal charge].		If you want to fight the charge and you received an appearance notice or summons, see our information on [[Defending Yourself Against a Criminal Charge\|defending yourself against a criminal charge]].

	If you received a violation ticket, you can '''dispute the ticket'''. You have 30 days from the date of the offence to dispute the ticket.		If you received a violation ticket, you can '''dispute the ticket'''. You have 30 days from the date of the offence to dispute the ticket.

Elena Renderos: /* The ticket or notice will say what you are charged with */

2020-09-17T01:29:33Z

The ticket or notice will say what you are charged with

← Older revision		Revision as of 01:29, 17 September 2020
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	The paperwork tells you exactly what offences you’re charged with, the penalties for them, and whether you must appear in court. For a violation ticket, you don’t ''have'' to appear in court — if you don't want to fight the ticket, you can '''pay the fine''' shown on the ticket. We explain your options shortly.		The paperwork tells you exactly what offences you’re charged with, the penalties for them, and whether you must appear in court. For a violation ticket, you don’t ''have'' to appear in court — if you don't want to fight the ticket, you can '''pay the fine''' shown on the ticket. We explain your options shortly.

	But for an appearance notice or a summons, '''you must go to court''' on the date shown on the notice or summons. If you don’t go to court, a warrant can be issued for your arrest. For more details, see our information on [~~https://dialalaw.peopleslawschool.ca/appearance-notice-~~or~~-summons/~~ if you receive an appearance notice or summons].		But for an appearance notice or a summons, '''you must go to court''' on the date shown on the notice or summons. If you don’t go to court, a warrant can be issued for your arrest. For more details, see our information on [[If You Receive an Appearance Notice or Summons\|if you receive an appearance notice or summons]].

	===If you had insurance when you were stopped===		===If you had insurance when you were stopped===

Elena Renderos at 01:27, 17 September 2020

2020-09-17T01:27:10Z

Elena Renderos: Elena Renderos moved page Driving Without Insurance (No. 193) to Driving Without Insurance: Removing recording numbers from page names

2020-09-12T00:45:32Z

Elena Renderos moved page Driving Without Insurance (No. 193) to Driving Without Insurance: Removing recording numbers from page names

← Older revision	Revision as of 00:45, 12 September 2020
(No difference)

Drew Jackson at 20:39, 25 March 2019

2019-03-25T20:39:35Z

← Older revision		Revision as of 20:39, 25 March 2019
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	{{REVIEWEDPLS \| reviewer = [https://jcarrlawyers.com/~~lawyers~~/ Jeremy Carr], Jeremy Carr & Associates\|date= May 2018}} {{Dial-A-Law TOC\|expanded = crime}}		{{REVIEWEDPLS \| reviewer = [https://jcarrlawyers.com/jeremy-carr/ Jeremy Carr], Jeremy Carr & Associates\|date= May 2018}} {{Dial-A-Law TOC\|expanded = crime}}
	Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with '''driving without insurance'''. Learn your rights and the steps you can take.		Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with '''driving without insurance'''. Learn your rights and the steps you can take.

Drew Jackson at 20:38, 25 March 2019

2019-03-25T20:38:04Z

← Older revision		Revision as of 20:38, 25 March 2019
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	{{REVIEWEDPLS \| reviewer = [https://jcarrlawyers.com/lawyers/ Jeremy Carr], Jeremy Carr & Associates\|date= May 2018}} {{Dial-A-Law TOC\|expanded = crime}}		{{REVIEWEDPLS \| reviewer = [https://jcarrlawyers.com/lawyers/ Jeremy Carr], Jeremy Carr & Associates\|date= May 2018}} {{Dial-A-Law TOC\|expanded = crime}}
	Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with driving without insurance. Learn your rights and the steps you can take.		Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with '''driving without insurance'''. Learn your rights and the steps you can take.

	==Understand your legal rights==		==Understand your legal rights==
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	:Web: [http://www.icbc.com/driver-licensing/tickets/Pages/default.aspx icbc.com]		:Web: [http://www.icbc.com/driver-licensing/tickets/Pages/default.aspx icbc.com]


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Elena Renderos at 06:27, 24 March 2019

2019-03-24T06:27:44Z

← Older revision		Revision as of 06:27, 24 March 2019
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	{{~~Dial-A-Law Blurb~~}}		{{REVIEWEDPLS \| reviewer = [https://jcarrlawyers.com/lawyers/ Jeremy Carr], Jeremy Carr & Associates\|date= May 2018}} {{Dial-A-Law TOC\|expanded = crime}}

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	Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with driving without insurance. Learn your rights and the steps you can take.		Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with driving without insurance. Learn your rights and the steps you can take.

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	The paperwork tells you exactly what offences you’re charged with, the penalties for them, and whether you must appear in court. For a violation ticket, you don’t ''have'' to appear in court — if you don't want to fight the ticket, you can '''pay the fine''' shown on the ticket. We explain your options shortly.		The paperwork tells you exactly what offences you’re charged with, the penalties for them, and whether you must appear in court. For a violation ticket, you don’t ''have'' to appear in court — if you don't want to fight the ticket, you can '''pay the fine''' shown on the ticket. We explain your options shortly.

	But for an appearance notice or a summons, '''you must go to court''' on the date shown on the notice or summons. If you don’t go to court, a warrant can be issued for your arrest. For more details, see our information on [[If You Receive an Appearance Notice or Summons (~~Script~~ 210)\|if you receive an appearance notice or summons (no. 210)]].		But for an appearance notice or a summons, '''you must go to court''' on the date shown on the notice or summons. If you don’t go to court, a warrant can be issued for your arrest. For more details, see our information on [[If You Receive an Appearance Notice or Summons (No. 210)\|if you receive an appearance notice or summons (no. 210)]].

	===If you had insurance when you were stopped===		===If you had insurance when you were stopped===
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	If you don't want to fight the charge, you can '''plead guilty'''. This means you admit you committed the offence.		If you don't want to fight the charge, you can '''plead guilty'''. This means you admit you committed the offence.

	If you received an appearance notice or summons, see our information on [[Pleading Guilty to a Criminal Charge (~~Script~~ 212)\|pleading guilty to a criminal charge (no. 212)]].		If you received an appearance notice or summons, see our information on [[Pleading Guilty to a Criminal Charge (No. 212)\|pleading guilty to a criminal charge (no. 212)]].

	If you received a violation ticket, you can plead guilty by '''paying the fine'''. If you do, you don't have to go to court. There are many ways to pay ticket fines: see the ICBC website at [http://www.icbc.com/driver-licensing/tickets/Pages/Paying-and-disputing-tickets.aspx icbc.com] for details. The fine is reduced by $25 if you pay it within 30 days.		If you received a violation ticket, you can plead guilty by '''paying the fine'''. If you do, you don't have to go to court. There are many ways to pay ticket fines: see the ICBC website at [http://www.icbc.com/driver-licensing/tickets/Pages/Paying-and-disputing-tickets.aspx icbc.com] for details. The fine is reduced by $25 if you pay it within 30 days.
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	===If you want to fight the charge===		===If you want to fight the charge===
	If you want to fight the charge and you received an appearance notice or summons, see our information on [[Defending Yourself Against a Criminal Charge (~~Script~~ 211)\|defending yourself against a criminal charge (no. 211)]].		If you want to fight the charge and you received an appearance notice or summons, see our information on [[Defending Yourself Against a Criminal Charge (No. 211)\|defending yourself against a criminal charge (no. 211)]].

	If you received a violation ticket, you can '''dispute the ticket'''. You have 30 days from the date of the offence to dispute the ticket.		If you received a violation ticket, you can '''dispute the ticket'''. You have 30 days from the date of the offence to dispute the ticket.

	You can dispute the ticket in person or by mail. We explain the details in our information on [[Traffic Tickets (~~Script~~ 194)\|traffic tickets (no. 194)]].		You can dispute the ticket in person or by mail. We explain the details in our information on [[Traffic Tickets (No. 194)\|traffic tickets (no. 194)]].

	A '''hearing date''' will be set. At your hearing, the police officer who stopped you will '''testify''' (tell the court what happened). You will get a chance to question the officer. After, you can choose to testify yourself. You may also call other witnesses. A judicial justice will decide whether you’re guilty or not guilty. Our information on [[Traffic Tickets (~~Script~~ 194)\|traffic tickets]] explains the process more fully.		A '''hearing date''' will be set. At your hearing, the police officer who stopped you will '''testify''' (tell the court what happened). You will get a chance to question the officer. After, you can choose to testify yourself. You may also call other witnesses. A judicial justice will decide whether you’re guilty or not guilty. Our information on [[Traffic Tickets (No. 194)\|traffic tickets]] explains the process more fully.

	===If you’re found guilty of driving without insurance===		===If you’re found guilty of driving without insurance===
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	:Web: [http://www.icbc.com/driver-licensing/tickets/Pages/default.aspx icbc.com]		:Web: [http://www.icbc.com/driver-licensing/tickets/Pages/default.aspx icbc.com]



	~~[updated May 2018]~~

	~~'''The above was last reviewed for legal accuracy by [https://jcarrlawyers.com/lawyers/ Jeremy Carr], Jeremy Carr & Associates.'''~~

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Drew Jackson: Drew Jackson moved page Driving Without Insurance (Script 193) to Driving Without Insurance (No. 193): align with new Dial-A-Law website

2019-03-22T16:02:15Z

Drew Jackson moved page Driving Without Insurance (Script 193) to Driving Without Insurance (No. 193): align with new Dial-A-Law website

← Older revision		Revision as of 16:02, 22 March 2019
(No difference)

Drew Jackson: /* If you want to fight the charge */

2019-01-29T17:49:28Z

If you want to fight the charge

← Older revision		Revision as of 17:49, 29 January 2019
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	You can dispute the ticket in person or by mail. We explain the details in our information on [[Traffic Tickets (Script 194)\|traffic tickets (no. 194)]].		You can dispute the ticket in person or by mail. We explain the details in our information on [[Traffic Tickets (Script 194)\|traffic tickets (no. 194)]].

	A '''hearing date''' will be set. At your hearing, the police officer who stopped you will '''testify''' (tell the court what happened). You will get a chance to question the officer. After, you can choose to testify yourself. You may also call other witnesses. A judicial justice will decide whether you’re guilty or not guilty. Our information on traffic tickets explains the process more fully.		A '''hearing date''' will be set. At your hearing, the police officer who stopped you will '''testify''' (tell the court what happened). You will get a chance to question the officer. After, you can choose to testify yourself. You may also call other witnesses. A judicial justice will decide whether you’re guilty or not guilty. Our information on [[Traffic Tickets (Script 194)\|traffic tickets]] explains the process more fully.

	===If you’re found guilty of driving without insurance===		===If you’re found guilty of driving without insurance===

← Older revision		Revision as of 01:27, 17 September 2020
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	{{REVIEWEDPLS \| reviewer = [https://jcarrlawyers.com/jeremy-carr/ Jeremy Carr], Jeremy Carr & Associates\|date= May 2018}} {{Dial-A-Law TOC\|expanded = crime}}		{{REVIEWEDPLS \| reviewer = [https://jcarrlawyers.com/jeremy-carr/ Jeremy Carr], Jeremy Carr & Associates\|date= May 2018}} {{Dial-A-Law TOC\|expanded = crime}}
	Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with '''driving without insurance'''. Learn your rights and the steps you can take.		Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with '''driving without insurance'''. Learn your rights and the steps you can take.

	==~~Understand your legal rights~~==		==What you should know==

	===The offences you may be charged with===		===The offences you may be charged with===
	Driving without valid insurance ~~is an offence under the ''~~[https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-318/latest/rsbc-1996-c-318.html#sec24_smooth Motor Vehicle Act]''. If you’re unable to show your vehicle insurance paperwork to a police officer when asked, you may be charged with any (or all) of the following three offences:		Driving without valid insurance [https://www.canlii.org/en/bc/laws/stat/rsbc-1996-c-318/latest/rsbc-1996-c-318.html#sec24_smooth is an offence under the ''Motor Vehicle Act'']. If you’re unable to show your vehicle insurance paperwork to a police officer when asked, you may be charged with any (or all) of the following three offences:

	* '''Driving without insurance'''. This is the most serious of the three offences, with a usual penalty of a $598 fine.		* '''Driving without insurance'''. This is the most serious of the three offences, with a usual penalty of a $598 fine.
	* '''Failing to produce an insurance document'''. Less serious, with a usual penalty of an $81 fine.		* '''Failing to produce an insurance document'''. Less serious, with a usual penalty of an $81 fine.
	* '''Failing to display a decal on your licence plate'''. The usual penalty is a fine of $109.		* '''Failing to display a decal on your licence plate'''. The usual penalty is a fine of $109.

	~~The ICBC website at~~ [https://www.icbc.com/driver-licensing/tickets/Pages/fines-points-offences.aspx ~~icbc.com]~~ shows the current fine amounts for these offences.		[https://www.icbc.com/driver-licensing/tickets/Pages/fines-points-offences.aspx The ICBC website shows the current fine amounts for these offences].

	You don’t receive penalty points against your driver’s licence if you drive without insurance.		You don’t receive penalty points against your driver’s licence if you drive without insurance.
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	===The ticket or notice will say what you are charged with===		===The ticket or notice will say what you are charged with===
	If you are charged with driving without insurance, you will get a piece of paper saying what you’ve been charged with. You will get one of:		If you are charged with driving without insurance, you will get a piece of paper saying what you’ve been charged with. You will get one of:

	* a violation ticket,		* a violation ticket,
	* an appearance notice, or		* an appearance notice, or
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	The paperwork tells you exactly what offences you’re charged with, the penalties for them, and whether you must appear in court. For a violation ticket, you don’t ''have'' to appear in court — if you don't want to fight the ticket, you can '''pay the fine''' shown on the ticket. We explain your options shortly.		The paperwork tells you exactly what offences you’re charged with, the penalties for them, and whether you must appear in court. For a violation ticket, you don’t ''have'' to appear in court — if you don't want to fight the ticket, you can '''pay the fine''' shown on the ticket. We explain your options shortly.

	But for an appearance notice or a summons, '''you must go to court''' on the date shown on the notice or summons. If you don’t go to court, a warrant can be issued for your arrest. For more details, see our information on [~~[If You Receive an Appearance Notice~~ or ~~Summons (No. 210)\|~~if you receive an appearance notice or summons ~~(no. 210)]~~].		But for an appearance notice or a summons, '''you must go to court''' on the date shown on the notice or summons. If you don’t go to court, a warrant can be issued for your arrest. For more details, see our information on [https://dialalaw.peopleslawschool.ca/appearance-notice-or-summons/ if you receive an appearance notice or summons].

	===If you had insurance when you were stopped===		===If you had insurance when you were stopped===
	You may have had vehicle insurance when the police stopped you, but you didn’t have your insurance documents with you or you didn’t have a decal on your licence plate. If so, you should take the insurance documents and decal ~~to the~~ [https://www2.gov.bc.ca/gov/content/justice/courthouse-services/courthouse-locations?keyword=provincial&keyword=court&keyword=locations Provincial Court registry] in your community. Explain that you want to plead '''not guilty''' to the charge of driving without insurance.		You may have had vehicle insurance when the police stopped you, but you didn’t have your insurance documents with you or you didn’t have a decal on your licence plate. If so, you should take the insurance documents and decal [https://www2.gov.bc.ca/gov/content/justice/courthouse-services/courthouse-locations?keyword=provincial&keyword=court&keyword=locations to the Provincial Court registry in your community]. Explain that you want to plead '''not guilty''' to the charge of driving without insurance.

	In most cases, if you can prove the vehicle was insured, the charge of driving without insurance will be withdrawn. But if you were also charged with failing to produce the insurance document or failing to display the insurance decal, you will still have to deal with those charges. The fact that the vehicle was actually insured doesn’t matter for these charges. You’ll have to decide whether to plead guilty to these charges and pay the fines, or whether to fight the charges.		In most cases, if you can prove the vehicle was insured, the charge of driving without insurance will be withdrawn. But if you were also charged with failing to produce the insurance document or failing to display the insurance decal, you will still have to deal with those charges. The fact that the vehicle was actually insured doesn’t matter for these charges. You’ll have to decide whether to plead guilty to these charges and pay the fines, or whether to fight the charges.

	===If you don’t want to fight the charge===		===If you don’t want to fight the charge===
	If you don't want to fight the charge, you can '''plead guilty'''. This means you admit you committed the offence.		If you don't want to fight the charge, you can '''plead guilty'''. This means you admit you committed the offence.

	If you received an appearance notice or summons, see our information on [~~[Pleading Guilty~~ to a ~~Criminal Charge (No. 212)\|~~pleading guilty to a criminal charge ~~(no. 212)]~~].		If you received an appearance notice or summons, see our information on [https://dialalaw.peopleslawschool.ca/pleading-guilty-to-a-criminal-charge/ pleading guilty to a criminal charge].

	If you received a violation ticket, you can plead guilty by '''paying the fine'''. If you do, you don't have to go to court. There are many ways to pay ticket fines: ~~see the ICBC website at~~ [~~http~~://www.icbc.com/driver-licensing/tickets/Pages/Paying-and-disputing-tickets.aspx ~~icbc.com]~~ for details. The fine is reduced by $25 if you pay it within 30 days.		If you received a violation ticket, you can plead guilty by '''paying the fine'''. If you do, you don't have to go to court. There are many ways to pay ticket fines: [https://www.icbc.com/driver-licensing/tickets/Pages/Paying-and-disputing-tickets.aspx see the ICBC website for details]. The fine is reduced by $25 if you pay it within 30 days.

	You won’t be able to renew your car insurance or your driver's licence until you pay the fine or otherwise deal with the ticket.		You won’t be able to renew your car insurance or your driver's licence until you pay the fine or otherwise deal with the ticket.

	===If you ignore or forget a violation ticket===		===If you ignore or forget a violation ticket===
	If you ignore a violation ticket and don’t pay the fine or dispute the ticket within 30 days, you will be automatically convicted. If you had planned to dispute the ticket, but could not do so (and it wasn’t your fault), ~~you can go to the~~ [https://www2.gov.bc.ca/gov/content/justice/courthouse-services/courthouse-locations?keyword=provincial&keyword=court&keyword=locations Provincial Court registry] and ask to have your case go ahead.		If you ignore a violation ticket and don’t pay the fine or dispute the ticket within 30 days, you will be automatically convicted. If you had planned to dispute the ticket, but could not do so (and it wasn’t your fault), [https://www2.gov.bc.ca/gov/content/justice/courthouse-services/courthouse-locations?keyword=provincial&keyword=court&keyword=locations you can go to the Provincial Court registry] and ask to have your case go ahead.

	===If you want to fight the charge===		===If you want to fight the charge===
	If you want to fight the charge and you received an appearance notice or summons, see our information on [~~[Defending Yourself Against~~ a ~~Criminal Charge (No. 211)\|~~defending yourself against a criminal charge ~~(no. 211)]~~].		If you want to fight the charge and you received an appearance notice or summons, see our information on [https://dialalaw.peopleslawschool.ca/defending-yourself-against-a-criminal-charge/ defending yourself against a criminal charge].

	If you received a violation ticket, you can '''dispute the ticket'''. You have 30 days from the date of the offence to dispute the ticket.		If you received a violation ticket, you can '''dispute the ticket'''. You have 30 days from the date of the offence to dispute the ticket.

	You can dispute the ticket in person or by mail. We explain the details in our information on [[Traffic Tickets ~~(No. 194)~~\|traffic tickets ~~(no. 194)~~]].		You can dispute the ticket in person or by mail. We explain the details in our information on [[Traffic Tickets\|traffic tickets]].

	A '''hearing date''' will be set. At your hearing, the police officer who stopped you will '''testify''' (tell the court what happened). You will get a chance to question the officer. After, you can choose to testify yourself. You may also call other witnesses. A judicial justice will decide whether you’re guilty or not guilty. ~~Our information on~~ [[Traffic Tickets ~~(No. 194)~~\|traffic tickets]] explains the process more fully.		A '''hearing date''' will be set. At your hearing, the police officer who stopped you will '''testify''' (tell the court what happened). You will get a chance to question the officer. After, you can choose to testify yourself. You may also call other witnesses. A judicial justice will decide whether you’re guilty or not guilty. [[Traffic Tickets\|Our information on traffic tickets explains the process more fully]].

	===If you’re found guilty of driving without insurance===		===If you’re found guilty of driving without insurance===
	After a hearing or trial on a charge of driving without insurance, if you are found guilty, the court can fine you any amount from $300 to $2,000 (instead of the usual $598 fine). The court can prohibit you from driving for a certain time.		After a hearing or trial on a charge of driving without insurance, if you are found guilty, the court can fine you any amount from $300 to $2,000 (instead of the usual $598 fine). The court can prohibit you from driving for a certain time.

	Although the court could send you to jail for up to six months, it would be extremely rare and only if you had many convictions for the same offence.		Although the court could send you to jail for up to six months, it would be extremely rare and only if you had many convictions for the same offence.

	If you have a good driving record, tell the court, because this may help you get a lesser penalty.		If you have a good driving record, tell the court, because this may help you get a lesser penalty.
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	The '''Provincial Court of BC''' website includes a “Guide to Disputing a Ticket”.		The '''Provincial Court of BC''' website includes a “Guide to Disputing a Ticket”.

	~~:Web:~~ [http://www.provincialcourt.bc.ca/types-of-cases/traffic-and-bylaw-matters ~~provincialcourt.bc.ca~~]		* [http://www.provincialcourt.bc.ca/types-of-cases/traffic-and-bylaw-matters Visit website]

	The '''ICBC''' website explains how to dispute a ticket and pay fines.		The '''ICBC''' website explains how to dispute a ticket and pay fines.

	~~:Web:~~ [~~http~~://www.icbc.com/driver-licensing/tickets/Pages/default.aspx ~~icbc.com~~]		* [https://www.icbc.com/driver-licensing/tickets/Pages/default.aspx Visit website]

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