Glossary for Scams to Avoid - Revision history

Drew Jackson at 21:41, 25 April 2017

2017-04-25T21:41:37Z

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	;Catphishing: When someone assumes a fake identity to lure another person into an emotional or romantic relationship with them, so they can trick them out of their money.		;Catphishing: When someone assumes a fake identity to lure another person into an emotional or romantic relationship with them, so they can trick them out of their money.

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	;Credit: The ability to obtain money or value based on trust that payment will be made in the future.		;Credit: The ability to obtain money or value based on trust that payment will be made in the future.

	;Credit report: A detailed list of a ~~person’s~~ credit and bill-paying history, and other information about them.		;Credit report: A detailed list of a person's credit and bill-paying history, and other information about them.

	;Credit score: A number that expresses the information in a ~~person’s~~ credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a scale from 300 to 900. The higher the score, the lower the risk for lenders.		;Credit score: A number that expresses the information in a person's credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a scale from 300 to 900. The higher the score, the lower the risk for lenders.

	;Creditor: A person or company to whom another person owes money or an obligation.		;Creditor: A person or company to whom another person owes money or an obligation.
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	;Fraud: To intentionally deceive someone in order to gain an unfair or illegal advantage.		;Fraud: To intentionally deceive someone in order to gain an unfair or illegal advantage.

	;Identity theft: When someone takes personal information and uses it to access that ~~person’s~~ finances, make purchases in their name, or commit other crimes.		;Identity theft: When someone takes personal information and uses it to access that person's finances, make purchases in their name, or commit other crimes.

	;Malware: Software used to disrupt use of a computer or other device or gain access to sensitive information on the device.		;Malware: Software used to disrupt use of a computer or other device or gain access to sensitive information on the device.

	;Phishing: When someone sends a fake email or text to trick a person into handing over personal and financial information. Their message is being used as bait to ~~“fish”~~ for victims.		;Phishing: When someone sends a fake email or text to trick a person into handing over personal and financial information. Their message is being used as bait to "fish" for victims.

	;Scam: An illegal or dishonest scheme to trick people out of their money.		;Scam: An illegal or dishonest scheme to trick people out of their money.

Elena Renderos at 01:54, 24 April 2017

2017-04-24T01:54:20Z

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	;Credit report: A detailed list of a person’s credit and bill-paying history, and other information about them.		;Credit report: A detailed list of a person’s credit and bill-paying history, and other information about them.

	;Credit score: A number that expresses the information in a person’s credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a		;Credit score: A number that expresses the information in a person’s credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a scale from 300 to 900. The higher the score, the lower the risk for lenders.
	scale from 300 to 900. The higher the score, the lower the risk for lenders.

	;Creditor: A person or company to whom another person owes money or an obligation.		;Creditor: A person or company to whom another person owes money or an obligation.

Elena Renderos at 01:53, 24 April 2017

2017-04-24T01:53:57Z

Elena Renderos at 01:50, 24 April 2017

2017-04-24T01:50:43Z

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2017-04-20T20:58:59Z

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	~~'''~~Catphishing:~~'''~~ When someone assumes a fake identity to lure another person into an emotional or romantic relationship with them, so they can trick them out of their money.		;Catphishing: When someone assumes a fake identity to lure another person into an emotional or romantic relationship with them, so they can trick them out of their money.

	~~'''~~Consumer:~~'''~~ A person who buys goods or services.		;Consumer: A person who buys goods or services.

	~~'''~~Contract:~~'''~~ A legally recognized agreement made between two or more people.		;Contract: A legally recognized agreement made between two or more people.

	~~'''~~Credit:~~'''~~ The ability to obtain money or value based on trust that payment will be made in the future.		;Credit: The ability to obtain money or value based on trust that payment will be made in the future.

	~~'''~~Credit report:~~'''~~ A detailed list of a person’s credit and bill-paying history, and other information about them.		;Credit report: A detailed list of a person’s credit and bill-paying history, and other information about them.

	~~'''~~Credit score:~~'''~~ A number that expresses the information in a person’s credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a		;Credit score: A number that expresses the information in a person’s credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a
	scale from 300 to 900. The higher the score, the lower the risk for lenders.		scale from 300 to 900. The higher the score, the lower the risk for lenders.

	~~'''~~Creditor:~~'''~~ A person or company to whom another person owes money or an obligation.		;Creditor: A person or company to whom another person owes money or an obligation.

	~~'''~~Debt: ~~'''~~A sum of money or an obligation owed by one person to another.		;Debt: A sum of money or an obligation owed by one person to another.

	~~'''~~Fraud:~~'''~~ To intentionally deceive someone in order to gain an unfair or illegal advantage.		;Fraud: To intentionally deceive someone in order to gain an unfair or illegal advantage.

	~~'''~~Identity theft:~~'''~~ When someone takes personal information and uses it to access that person’s finances, make purchases in their name, or commit other crimes.		;Identity theft: When someone takes personal information and uses it to access that person’s finances, make purchases in their name, or commit other crimes.

	~~'''~~Malware:~~'''~~ Software used to disrupt use of a computer or other device or gain access to sensitive information on the device.		;Malware: Software used to disrupt use of a computer or other device or gain access to sensitive information on the device.

	~~'''~~Phishing:~~'''~~ When someone sends a fake email or text to trick a person into handing over personal and financial information. Their message is being used as bait to “fish” for victims.		;Phishing: When someone sends a fake email or text to trick a person into handing over personal and financial information. Their message is being used as bait to “fish” for victims.

	~~'''~~Scam:~~'''~~ An illegal or dishonest scheme to trick people out of their money.		;Scam: An illegal or dishonest scheme to trick people out of their money.

	~~'''~~Spam:~~'''~~ Email that is not wanted.		;Spam: Email that is not wanted.

	~~'''~~Spyware:~~'''~~ Malicious software installed on a device without the owner realizing it.		;Spyware: Malicious software installed on a device without the owner realizing it.

	~~'''~~Virus:~~'''~~ A harmful software program.		;Virus: A harmful software program.