Insurance Benefits for Accident Victims - Revision history

Drew Jackson: /* Explore further */

2024-03-07T22:55:55Z

Explore further

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	\| text = '''Deeper coverage of insurance benefits'''<br>		\| text = '''Deeper coverage of insurance benefits'''<br>
	For more, see ~~our in-depth information on~~ [https://www.peopleslawschool.ca/insurance-benefits-for-accident-victims/ insurance benefits ~~and compensation~~ for accident victims].		For more, see [https://www.peopleslawschool.ca/insurance-benefits-for-accident-victims/ the People's Law School coverage of insurance benefits for accident victims].
	}}		}}

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Drew Jackson: /* Common questions */

2024-03-07T22:55:20Z

Common questions

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	==Common questions==		==Common questions==
	===What are “no fault” insurance benefits?===		===What are “no fault” insurance benefits?===
	'''“No fault” insurance benefits''' refers to support that’s available to all parties involved in an accident, regardless of who was responsible (“at fault”). ICBC uses a no fault insurance model, called ~~'''enhanced~~ care~~'''~~. Enhanced care is included in basic Autoplan insurance coverage. Everyone who owns a motor vehicle in BC must have this basic coverage from ICBC.		'''“No fault” insurance benefits''' refers to support that’s available to all parties involved in an accident in British Columbia, regardless of who was responsible (“at fault”). The Insurance Corporation of British Columbia (ICBC), which provides universal auto insurance to British Columbians, uses a no fault insurance model, called “enhanced care.” Enhanced care is included in basic Autoplan insurance coverage. Everyone who owns a motor vehicle in BC must have this basic coverage from ICBC.

	===What type of benefits are available through basic Autoplan coverage?===		===What type of benefits are available through basic Autoplan coverage?===
	There are a range of accident benefits available through ICBC’s '''basic Autoplan coverage'''. ~~Enhanced~~ accident benefits can help you with the cost of medical care and rehabilitation if you’re injured in an accident. You may also be entitled to wage loss benefits, if you’re unable to work due to an injury from a crash.		There are a range of accident benefits available through ICBC’s '''basic Autoplan coverage'''. Included are enhanced accident benefits, which can help you with the cost of medical care and rehabilitation if you’re injured in an accident. You may also be entitled to wage loss benefits, if you’re unable to work due to an injury from a crash.

	Other benefits available to those hurt in an accident include:		Other benefits available to those hurt in an accident include:
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	* a lump sum payment if you sustain a permanent impairment		* a lump sum payment if you sustain a permanent impairment

	For a closer look, see ~~our~~ [https://www.peopleslawschool.ca/insurance-benefits-for-accident-victims/ ~~in-depth guidance~~ on insurance benefits for accident victims].		For a closer look, see [https://www.peopleslawschool.ca/insurance-benefits-for-accident-victims/ the People's Law School page on insurance benefits for accident victims].

	===My car was ~~totaled~~ in a crash and the other driver was found to be 100% at fault. Can I sue them?===		===My car was totalled in a crash and the other driver was found to be 100% at fault. Can I sue them?===
	Generally, no. Under ICBC’s no fault insurance model, accident victims cannot sue the at fault driver for compensation. Instead, your own insurance will cover you. ICBC’s basic Autoplan insurance includes up to $200,000 of basic vehicle damage coverage. This covers repairs to your vehicle when the other driver is found to be at fault.		Generally, no. Under ICBC’s no fault insurance model, accident victims cannot sue the at fault driver for compensation. Instead, your own insurance will cover you. ICBC’s basic Autoplan insurance includes up to $200,000 of basic vehicle damage coverage. This covers repairs to your vehicle when the other driver is found to be at fault.

Drew Jackson: Drew Jackson moved page Insurance Benefits and Compensation for Accident Victims to Insurance Benefits for Accident Victims: Simplifying title

2024-03-07T22:51:56Z

Drew Jackson moved page Insurance Benefits and Compensation for Accident Victims to Insurance Benefits for Accident Victims: Simplifying title

← Older revision	Revision as of 22:51, 7 March 2024
(No difference)

Elena Renderos: /* Explore further */

2024-03-03T07:02:44Z

Explore further

← Older revision		Revision as of 07:02, 3 March 2024
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	You have until midnight on the expiry date to renew your insurance.		You have until midnight on the expiry date to renew your insurance.

	===Explore further===		==Explore further==
	{{PLSTipsbox		{{PLSTipsbox
	\| text = '''Deeper coverage of insurance benefits'''<br>		\| text = '''Deeper coverage of insurance benefits'''<br>

Elena Renderos: /* Explore further */

2024-03-03T06:51:48Z

Explore further

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	\| text = '''Deeper coverage of insurance benefits'''<br>		\| text = '''Deeper coverage of insurance benefits'''<br>
	For more, see our in-depth information on insurance benefits and compensation for accident victims.		For more, see our in-depth information on [https://www.peopleslawschool.ca/insurance-benefits-for-accident-victims/ insurance benefits and compensation for accident victims].
	}}		}}

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Elena Renderos at 06:51, 3 March 2024

2024-03-03T06:51:10Z

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	{{REVIEWEDPLS \| reviewer = [https://www.icbc.com/ Krista Prockiw], ICBC\|date= February 2024}} {{Dial-A-Law TOC\|expanded = cars}}		{{REVIEWEDPLS \| reviewer = [https://www.icbc.com/ Krista Prockiw], ICBC\|date= February 2024}} {{Dial-A-Law TOC\|expanded = cars}}
	Being involved in a motor vehicle accident can have a serious impact on your health, as well as your wallet. Insurance benefits can help ease the financial burden.		Being involved in a motor vehicle accident can have a serious impact on your health, as well as your wallet. '''Insurance benefits''' can help ease the financial burden.

	==Common questions==		==Common questions==

Elena Renderos at 06:50, 3 March 2024

2024-03-03T06:50:54Z

Show changes

Elena Renderos: /* If you’re hurt in a motor vehicle accident */

2024-03-03T06:39:41Z

If you’re hurt in a motor vehicle accident

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	{{PLSTipsbox		{{PLSTipsbox
	\| text = '''Try the solution explorer'''		\| text = '''Try the solution explorer'''<br>
	The Civil Resolution Tribunal handles most vehicle accident disputes in BC. If you have a problem involving a motor vehicle accident, try their solution explorer. It asks you questions about your situation and provides information and options tailored to your situation. It also offers self-help tools, like template letters, that may help you solve the problem on your own. Get started with the solution explorer here.		The Civil Resolution Tribunal handles most vehicle accident disputes in BC. If you have a problem involving a motor vehicle accident, try their solution explorer. It asks you questions about your situation and provides information and options tailored to your situation. It also offers self-help tools, like template letters, that may help you solve the problem on your own. Get started with the solution explorer here.
	}}		}}

Elena Renderos: /* You can buy more than the basic insurance */

2024-03-03T06:39:14Z

You can buy more than the basic insurance

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	ICBC’s website explains their range of [https://www.icbc.com/insurance/products-coverage/Pages/Default.aspx optional insurance products].		ICBC’s website explains their range of [https://www.icbc.com/insurance/products-coverage/Pages/Default.aspx optional insurance products].


	===If you’re hurt in a motor vehicle accident===		===If you’re hurt in a motor vehicle accident===

Elena Renderos: /* Your basic insurance comes with enhanced accident benefits */

2024-03-03T06:38:26Z

Your basic insurance comes with enhanced accident benefits

← Older revision		Revision as of 06:38, 3 March 2024
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	For the full details on basic Autoplan, [https://www.icbc.com/insurance/products-coverage/Pages/basic-insurance.aspx see ICBC’s website].		For the full details on basic Autoplan, [https://www.icbc.com/insurance/products-coverage/Pages/basic-insurance.aspx see ICBC’s website].

	====Your basic insurance comes with enhanced accident benefits====		===Your basic insurance comes with enhanced accident benefits===
	ICBC’s basic Autoplan insurance comes with '''enhanced accident benefits''' included. Enhanced accident benefits help you with medical costs and wage loss if you’re injured in an accident. They’re available to you whether you’re a driver, passenger, cyclist, or pedestrian, even if you’re found responsible for the crash. For that reason, they’re often referred to as '''“no fault” benefits.'''		ICBC’s basic Autoplan insurance comes with '''enhanced accident benefits''' included. Enhanced accident benefits help you with medical costs and wage loss if you’re injured in an accident. They’re available to you whether you’re a driver, passenger, cyclist, or pedestrian, even if you’re found responsible for the crash. For that reason, they’re often referred to as '''“no fault” benefits.'''