Keeping the Adult Safe - Revision history

Drew Jackson: /* Tips to avoid consumer scams */

2018-03-20T16:58:02Z

Tips to avoid consumer scams

← Older revision		Revision as of 16:58, 20 March 2018
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	\| text = If you suspect a scam, get help. People’s Law School describes [https://www.peopleslawschool.ca/everyday-legal-problems/money/scams-identity-theft/if-youve-been-scammed what steps to take if you have been the victim of a scam].		\| text = If you suspect a scam, get help. People’s Law School describes [https://www.peopleslawschool.ca/everyday-legal-problems/money/scams-identity-theft/if-youve-been-scammed what steps to take if you have been the victim of a scam].
	}}		}}


	{\| class="wikitable"		{\| class="wikitable"

Drew Jackson at 16:57, 20 March 2018

2018-03-20T16:57:34Z

Drew Jackson: /* Be on guard for consumer scams */

2018-03-20T00:24:50Z

Be on guard for consumer scams

← Older revision		Revision as of 00:24, 20 March 2018
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	==Be on guard for consumer scams==		==Be on guard for consumer scams==
	[[File:Managing Someone Else's Money-Contents-6.jpg\|thumb\|275px\|right\| link=\| <span style="font-size:50%;">Image via www.istockphoto.com</span>]]		[[File:Managing Someone Else's Money-Contents-6.jpg\|thumb\|275px\|right\| link=\| <span style="font-size:50%;">Image via www.istockphoto.com</span>]]
	As Martina’s attorney, be alert to protect her from consumer scams. Criminals and con artists often seek unsuspecting people who have access to money. Learn to spot consumer scams against Martina—and against you as her attorney.		As Martina’s attorney, be alert to protect her from '''consumer scams'''. Criminals and con artists often seek unsuspecting people who have access to money. Learn to spot consumer scams against Martina—and against you as her attorney.

	===Spotting a consumer scam===		===Spotting a consumer scam===

Drew Jackson: /* Tips to avoid consumer scams */

2018-03-20T00:20:45Z

Tips to avoid consumer scams

← Older revision		Revision as of 00:20, 20 March 2018
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	* '''Help Martina put her number on the National Do Not Call List.''' Doing so can help reduce the number of unwanted calls that she receives. You can do so:		* '''Help Martina put her number on the National Do Not Call List.''' Doing so can help reduce the number of unwanted calls that she receives. You can do so:
	**by [https://www.lnnte-dncl.gc.ca/insnum-regnum-eng registering online]		**by [https://www.lnnte-dncl.gc.ca/insnum-regnum-eng registering online]
	***by phoning 1-866-580-3625		**by phoning 1-866-580-3625
	**by TTY device at 1-888-362-5889		**by TTY device at 1-888-362-5889

Drew Jackson: /* Look for these signs */

2018-03-20T00:18:32Z

Look for these signs

← Older revision		Revision as of 00:18, 20 March 2018
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	* Consider talking to a lawyer about protecting Martina from more exploitation or getting back money or property taken from her.		* Consider talking to a lawyer about protecting Martina from more exploitation or getting back money or property taken from her.

	Each agency or professional has a different role, so you may need to call more than one. For more information, see the ~~“Where~~ to Get ~~Help”~~ section of this guide.		Each agency or professional has a different role, so you may need to call more than one. For more information, see the “[[Where to Get Help for Managing Someone Else's Money\|Where to Get Help]]” section of this guide.
	}}		}}

Drew Jackson: /* Look for these signs */

2018-03-20T00:14:31Z

Look for these signs

← Older revision		Revision as of 00:14, 20 March 2018
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	**makes new or unusual gifts to family or others, such as a “new best friend”		**makes new or unusual gifts to family or others, such as a “new best friend”
	**changes beneficiaries of a will, life insurance or retirement funds		**changes beneficiaries of a will, life insurance or retirement funds
	* Martina says she is afraid or seems afraid of a relative, ~~carBulleted list item~~		* Martina says she is afraid or seems afraid of a relative, caregiver or friend.
	~~egiver~~ or friend.
	* A relative, caregiver, friend or someone else keeps Martina from having visitors or phone calls, does not let her speak for herself, or seems to be controlling her decisions.		* A relative, caregiver, friend or someone else keeps Martina from having visitors or phone calls, does not let her speak for herself, or seems to be controlling her decisions.

Drew Jackson: /* Watch out for financial exploitation */

2018-03-20T00:12:35Z

Watch out for financial exploitation

← Older revision		Revision as of 00:12, 20 March 2018
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	==Watch out for financial exploitation==		==Watch out for financial exploitation==

	Family, friends, neighbours, caregivers, fiduciaries, business people and others may try to take advantage of an older adult. They may take the older adult's money without permission, fail to repay money they owe, charge them too much for services, or not do things the older adult has paid them to do. These are examples of financial exploitation or financial abuse.		Family, friends, neighbours, caregivers, fiduciaries, business people and others may try to take advantage of an older adult. They may take the older adult's money without permission, fail to repay money they owe, charge them too much for services, or not do things the older adult has paid them to do. These are examples of '''financial exploitation''' or '''financial abuse'''.

	When your friend Martina appoints you as her attorney, you should help protect her. You should know the signs of financial exploitation for several reasons.		When your friend Martina appoints you as her attorney, you should help protect her. You should know the signs of financial exploitation for several reasons.

Drew Jackson: /* Watch out for financial exploitation */

2018-03-20T00:11:46Z

Watch out for financial exploitation

← Older revision		Revision as of 00:11, 20 March 2018
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	==Watch out for financial exploitation==		==Watch out for financial exploitation==

	Family, friends, neighbours, caregivers, fiduciaries, business people and others may try to take advantage of an older adult. They may take ~~their~~ money without permission, fail to repay money they owe, charge them too much for services, or not do things ~~they have~~ paid them to do. These are examples of financial exploitation or financial abuse.		Family, friends, neighbours, caregivers, fiduciaries, business people and others may try to take advantage of an older adult. They may take the older adult's money without permission, fail to repay money they owe, charge them too much for services, or not do things the older adult has paid them to do. These are examples of financial exploitation or financial abuse.

	When your friend Martina appoints you as her attorney, you should help protect her. You should know the signs of financial exploitation for several reasons.		When your friend Martina appoints you as her attorney, you should help protect her. You should know the signs of financial exploitation for several reasons.

Drew Jackson at 00:10, 20 March 2018

2018-03-20T00:10:53Z

← Older revision		Revision as of 00:10, 20 March 2018
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	==Watch out for financial exploitation==		==Watch out for financial exploitation==

	Family, friends, neighbours, caregivers, fiduciaries, business people and others may try to take advantage of an older adult. They may take ~~her~~ money without permission, fail to repay money they owe, charge ~~her~~ too much for services, or not do things ~~she has~~ paid them to do. These are examples of financial exploitation or financial abuse.		Family, friends, neighbours, caregivers, fiduciaries, business people and others may try to take advantage of an older adult. They may take their money without permission, fail to repay money they owe, charge them too much for services, or not do things they have paid them to do. These are examples of financial exploitation or financial abuse.

	When your friend Martina appoints you as her attorney, you should help protect her. You should know the signs of financial exploitation for several reasons.		When your friend Martina appoints you as her attorney, you should help protect her. You should know the signs of financial exploitation for several reasons.

Drew Jackson at 00:09, 20 March 2018

2018-03-20T00:09:45Z

← Older revision		Revision as of 00:09, 20 March 2018
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	{{REVIEWEDPLS \| reviewer = [[Kevin Smith]]\|date= January 2018}}{{Managing Someone Else's Money TOC}}When you've been appointed as an attorney under a power of attorney, you have an important role in keeping the adult safe.		{{REVIEWEDPLS \| reviewer = [[Kevin Smith]]\|date= January 2018}}{{Managing Someone Else's Money TOC}}When you've been appointed as an attorney under a power of attorney, you have an important role to play in keeping the adult safe.

	==Watch out for financial exploitation==		==Watch out for financial exploitation==

← Older revision		Revision as of 16:57, 20 March 2018
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	When your friend Martina appoints you as her attorney, you should help protect her. You should know the signs of financial exploitation for several reasons.		When your friend Martina appoints you as her attorney, you should help protect her. You should know the signs of financial exploitation for several reasons.
	# Martina may still control some of her funds and could be exploited.		#Martina may still control some of her funds and could be exploited.
	# Even if Martina does not control any of her funds, she still may be exploited.		#Even if Martina does not control any of her funds, she still may be exploited.
	# Martina may have been exploited already, and you may be able to do something about it (for example, making a claim in small claims court to have a loan repaid).		#Martina may have been exploited already, and you may be able to do something about it (for example, making a claim in small claims court to have a loan repaid).
	# People may try to take advantage of you as Martina’s attorney.		#People may try to take advantage of you as Martina’s attorney.
	# Knowing what to look for will help you avoid doing things you should not do, protecting you from claims that you have exploited Martina.		#Knowing what to look for will help you avoid doing things you should not do, protecting you from claims that you have exploited Martina.

	==Look for these signs==		==Look for these signs==
	Look for these common signs of financial exploitation.		Look for these common signs of financial exploitation.
	* You think some money or property is missing.		*You think some money or property is missing.
	* Martina says that some money or property is missing.		*Martina says that some money or property is missing.
	* You notice sudden changes in Martina’s spending or savings. For example, she:		*You notice sudden changes in Martina’s spending or savings. For example, she:
	**tries to wire large amounts of money		**tries to wire large amounts of money
	**takes out lots of money from the bank without explanation		**takes out lots of money from the bank without explanation
	** uses the ATM a lot		**uses the ATM a lot
	** is not able to pay bills that are usually paid		**is not able to pay bills that are usually paid
	** buys things or services that don’t seem necessary		**buys things or services that don’t seem necessary
	** does not get bank statements or bills		**does not get bank statements or bills
	* Someone new has entered Martina’s life or takes on a larger role. For example, Martina:		*Someone new has entered Martina’s life or takes on a larger role. For example, Martina:
	**has a caregiver, friend, or relative who suddenly begins handling her money		**has a caregiver, friend, or relative who suddenly begins handling her money
	**puts names on bank or other accounts that you do not recognize or that she is unwilling or unable to explain		**puts names on bank or other accounts that you do not recognize or that she is unwilling or unable to explain
	**makes new or unusual gifts to family or others, such as a “new best friend”		**makes new or unusual gifts to family or others, such as a “new best friend”
	**changes beneficiaries of a will, life insurance or retirement funds		**changes beneficiaries of a will, life insurance or retirement funds
	* Martina says she is afraid or seems afraid of a relative, caregiver or friend.		*Martina says she is afraid or seems afraid of a relative, caregiver or friend.
	* A relative, caregiver, friend or someone else keeps Martina from having visitors or phone calls, does not let her speak for herself, or seems to be controlling her decisions.		*A relative, caregiver, friend or someone else keeps Martina from having visitors or phone calls, does not let her speak for herself, or seems to be controlling her decisions.

	{{PLSTipsbox		{{PLSTipsbox
	\| text = What can you do if Martina has been exploited?		\| text = What can you do if Martina has been exploited?
	* Call the emergency 911 number if Martina is in immediate danger.		*Call the emergency 911 number if Martina is in immediate danger.
	* Call the [http://www.trustee.bc.ca Public Guardian and Trustee] or a [http://www.trustee.bc.ca/services/services-to-adults/Pages/abuse-neglect.aspx designated agency].		*Call the [http://www.trustee.bc.ca Public Guardian and Trustee] or a [http://www.trustee.bc.ca/services/services-to-adults/Pages/abuse-neglect.aspx designated agency].
	* Call the [https://www.patientcarequalityreviewboard.ca/makecomplaint.html Patient Care Quality Office] in your area if Martina is in a nursing home.		*Call the [https://www.patientcarequalityreviewboard.ca/makecomplaint.html Patient Care Quality Office] in your area if Martina is in a nursing home.
	* Call Seniors First BC’s [http://seniorsfirstbc.ca/programs/sail/ SAIL line].		*Call Seniors First BC’s [http://seniorsfirstbc.ca/programs/sail/ SAIL line].
	* Alert Martina’s bank or credit card company.		*Alert Martina’s bank or credit card company.
	* Consider talking to a lawyer about protecting Martina from more exploitation or getting back money or property taken from her.		*Consider talking to a lawyer about protecting Martina from more exploitation or getting back money or property taken from her.

	Each agency or professional has a different role, so you may need to call more than one. For more information, see the “[[Where to Get Help for Managing Someone Else's Money\|Where to Get Help]]” section of this guide.		Each agency or professional has a different role, so you may need to call more than one. For more information, see the “[[Where to Get Help for Managing Someone Else's Money\|Where to Get Help]]” section of this guide.
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	Consumer scams happen on the phone, through the mail, email, or over the internet. They can occur in person, at home or at a business. Here are some tips to help you spot a scam.		Consumer scams happen on the phone, through the mail, email, or over the internet. They can occur in person, at home or at a business. Here are some tips to help you spot a scam.

	* '''Too good to be true?''' Ask yourself why someone is trying so hard to give you a “great deal”. If it sounds too good to be true, it probably is.		*'''Too good to be true?''' Ask yourself why someone is trying so hard to give you a “great deal”. If it sounds too good to be true, it probably is.
	* '''Watch out for deals that are only “good today” and that pressure you to act quickly.''' Be suspicious if you are not given enough time to read a contract or get legal advice before signing. Also watch out if you are told that you need to pay the seller quickly, for example by wiring the money or sending it by courier.		*'''Watch out for deals that are only “good today” and that pressure you to act quickly.''' Be suspicious if you are not given enough time to read a contract or get legal advice before signing. Also watch out if you are told that you need to pay the seller quickly, for example by wiring the money or sending it by courier.
	* '''Never pay up front for a promised prize.''' Suspect a scam if you are required to pay fees or taxes to receive a prize or other financial windfall.		*'''Never pay up front for a promised prize.''' Suspect a scam if you are required to pay fees or taxes to receive a prize or other financial windfall.

	===Watch for signs Martina already has been scammed===		===Watch for signs Martina already has been scammed===
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	Here are tips to help you and Martina avoid being the victim of a consumer scam.		Here are tips to help you and Martina avoid being the victim of a consumer scam.

	* '''After hearing a sales pitch, take time to compare prices.''' Ask for information in writing and read it carefully.		*'''After hearing a sales pitch, take time to compare prices.''' Ask for information in writing and read it carefully.
	* '''Don’t share numbers or passwords''' for Martina’s accounts, credit cards or her Social Insurance Number (SIN), unless you know who you’re dealing with and why they need the information.		*'''Don’t share numbers or passwords''' for Martina’s accounts, credit cards or her Social Insurance Number (SIN), unless you know who you’re dealing with and why they need the information.
	* '''Help Martina put her number on the National Do Not Call List.''' Doing so can help reduce the number of unwanted calls that she receives. You can do so:		*'''Help Martina put her number on the National Do Not Call List.''' Doing so can help reduce the number of unwanted calls that she receives. You can do so:
	**by [https://www.lnnte-dncl.gc.ca/insnum-regnum-eng registering online]		**by [https://www.lnnte-dncl.gc.ca/insnum-regnum-eng registering online]
	**by phoning 1-866-580-3625		**by phoning 1-866-580-3625