Older People and the Law - Revision history

Drew Jackson: /* Making a will */

2023-03-13T23:42:41Z

Making a will

← Older revision		Revision as of 23:42, 13 March 2023
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	{{PLSStorybox		{{PLSStorybox
	\| image = [[File:Headshot_-_Learning_about_the_Law_-_Maricel_-_2023.png\|link=]]		\| image = [[File:Headshot_-_Learning_about_the_Law_-_Maricel_-_2023.png\|link=]]
	\| text = “My husband and I were married for over 40 years. He died without a will. I had a hard time figuring out what to do. I ended up hiring a lawyer, who helped me apply to court to become the administrator of my husband’s estate. There was a lot to do and it took months to process. I don’t want my kids to go through that, so I made a will to make it easier for them to deal with my estate when the time comes.” <br>- Maricel, Fort St. John, BC		\| text = “My husband and I were married for over 40 years. He died without a will. I had a hard time figuring out what to do. I ended up hiring a lawyer, who helped me apply to court to become the administrator of my husband’s estate. There was a lot to do and it took months to process. I don’t want my kids to go through that, so I made a will to make it easier for them to deal with my estate when the time comes.” <br>– Maricel, Fort St. John, BC
	}}		}}

Drew Jackson: /* If you have worries about your attorney */

2023-03-13T22:59:09Z

If you have worries about your attorney

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	Your attorney has a duty to act in your best interests and to follow your wishes. But some attorneys misuse their power. They might take funds out of your bank account without your permission. Or sell what you own and use the money for themselves. This is financial abuse and sadly it happens often, especially to older people.		Your attorney has a duty to act in your best interests and to follow your wishes. But some attorneys misuse their power. They might take funds out of your bank account without your permission. Or sell what you own and use the money for themselves. This is financial abuse and sadly it happens often, especially to older people.

	If you are worried about financial abuse, you can contact the places listed above under '''elder abuse'''. Also see the options for legal help listed in the Find Out More section.		If you are worried about financial abuse, you can contact the places listed above under '''elder abuse'''. Also see the options for legal help listed in the [[Find Out More in Learning about the Law\|Find Out More]] section.

	===Making a <span class="noglossary">representation</span> agreement===		===Making a <span class="noglossary">representation</span> agreement===

Elena Renderos at 05:05, 10 March 2023

2023-03-10T05:05:33Z

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	==Retirement and government benefits==		==Retirement and government benefits==
	[[File:Learning about the Law - Older ~~People and the Law~~.jpg\|thumb\|275px\|right\| link=\| <span style="font-size:50%;">Image via www.istock.com</span>]]		[[File:Learning about the Law - Older people.jpg\|thumb\|275px\|right\| link=\| <span style="font-size:50%;">Image via www.istock.com</span>]]

	The government offers several programs to help people financially as they get older. These '''social security''' programs pay benefits when someone retires, becomes disabled, or loses a job.		The government offers several programs to help people financially as they get older. These '''social security''' programs pay benefits when someone retires, becomes disabled, or loses a job.

Elena Renderos at 05:24, 9 March 2023

2023-03-09T05:24:00Z

Show changes

Drew Jackson: /* Old Age Security */

2023-02-01T22:55:34Z

Old Age Security

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	Old Age Security provides you with a monthly pension at age 65 if you have lived in Canada for at least 10 years. Your work history is not a factor. You can receive the pension even if you have never worked or are still working. You must be a Canadian citizen or a legal resident.		Old Age Security provides you with a monthly pension at age 65 if you have lived in Canada for at least 10 years. Your work history is not a factor. You can receive the pension even if you have never worked or are still working. You must be a Canadian citizen or a legal resident.

	If you have a low income, you may be eligible for additional benefits on top of the Old Age Security pension. For those ~~aged~~ 60 to 64, there are allowance benefits. For those age 65 and over, there is a guaranteed income supplement.		If you have a low income, you may be eligible for additional benefits on top of the Old Age Security pension. For those age 60 to 64, there are allowance benefits. For those age 65 and over, there is a guaranteed income supplement.

	You may need to apply to receive the Old Age Security pension. If you did not receive a letter from Service Canada the month after you turned 64, you should <span class="noglossary">contact</span> [https://www.servicecanada.gc.ca/ Service Canada]. Their phone number is 1-800-277-9914. You can find their office locations [https://servicecanada.gc.ca here]. Have your '''social insurance number''' ready when you contact them.		You may need to apply to receive the Old Age Security pension. If you did not receive a letter from Service Canada the month after you turned 64, you should <span class="noglossary">contact</span> [https://www.servicecanada.gc.ca/ Service Canada]. Their phone number is 1-800-277-9914. You can find their office locations [https://servicecanada.gc.ca here]. Have your '''social insurance number''' ready when you contact them.

Drew Jackson: /* Joint bank accounts */

2023-02-01T22:52:54Z

Joint bank accounts

← Older revision		Revision as of 22:52, 1 February 2023
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	A '''joint bank <span class="noglossary">account</span>''' is held by two or more people. Any person whose name is on the joint bank <span class="noglossary">account</span> can put money into the bank <span class="noglossary">account</span> and take money out of it.		A '''joint bank <span class="noglossary">account</span>''' is held by two or more people. Any person whose name is on the joint bank <span class="noglossary">account</span> can put money into the bank <span class="noglossary">account</span> and take money out of it.

	Sometimes people put their bank <span class="noglossary">account</span> into joint names with a relative or ~~trusted~~ friend so the other person can help with banking, shopping, and taking out cash for spending. But any person named on the <span class="noglossary">account</span> can use all of the funds as their own and take out all the money. This is a downside of joint accounts.		Sometimes people put their bank <span class="noglossary">account</span> into joint names with a trusted relative or friend so the other person can help with banking, shopping, and taking out cash for spending. But any person named on the <span class="noglossary">account</span> can use all of the funds as their own and take out all the money. This is a downside of joint accounts.

	An option to lower the risk is to open a second, smaller bank <span class="noglossary">account</span>. You can ask your bank to regularly move funds from your main <span class="noglossary">account</span> into the second <span class="noglossary">account</span> to pay for what you need each month. You can tell the person who is helping you with banking and shopping that they can withdraw money from this <span class="noglossary">account</span> but not the main <span class="noglossary">account</span>. The main <span class="noglossary">account</span> stays in your name only.		An option to lower the risk is to open a second, smaller bank <span class="noglossary">account</span>. You can ask your bank to regularly move funds from your main <span class="noglossary">account</span> into the second <span class="noglossary">account</span> to pay for what you need each month. You can tell the person who is helping you with banking and shopping that they can withdraw money from this <span class="noglossary">account</span> but not the main <span class="noglossary">account</span>. The main <span class="noglossary">account</span> stays in your name only.

Drew Jackson at 22:18, 1 February 2023

2023-02-01T22:18:21Z

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	{{Creative Commons for PLS		{{Creative Commons for PLS
	\|title = Learning about the Law ~~Wikibook~~		\|title = Learning about the Law
	\|author =		\|author =
	}}		}}
	__NOGLOSSARY__		__NOGLOSSARY__

Drew Jackson: /* Making an advance directive */

2023-02-01T21:55:03Z

Making an advance directive

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	===Making an <span class="noglossary">advance</span> directive===		===Making an <span class="noglossary">advance</span> directive===
	In an '''<span class="noglossary">advance</span> directive''', you can ~~write <span class="noglossary">~~instructions~~</span> to your representative~~ or ~~to your doctor about what kind of~~ health care you ~~want and don’t want if~~ you ~~have a serious medical condition~~.		In an '''<span class="noglossary">advance</span> directive''', you can record your instructions for accepting or refusing specific health care treatments. It’s meant to “stand in” for you in the future — at a time you need health care but aren’t capable of providing consent.

	~~<span class="noglossary">~~Advance~~</span>~~ directives ~~don’t cover personal care~~ or ~~financial affairs. They apply only to future health care and often deal with~~ end-of-life ~~decisions~~. Some people use the term "living will" when talking about an ~~<span class="noglossary">~~advance~~</span>~~ directive.		Advance directives are usually appropriate for people with a specific medical condition or who are at end-of-life. Some people use the term "living will" when talking about an advance directive.

	Instructions in your <span class="noglossary">advance</span> directive can be general statements such as ''"I don't want to be connected to machines to stay alive."'' Or they can be specific statements such as: ''“I don't want to receive donated blood.”''		Instructions in your <span class="noglossary">advance</span> directive can be general statements such as ''"I don't want to be connected to machines to stay alive."'' Or they can be specific statements such as: ''“I don't want to receive donated blood.”''

Drew Jackson: /* Making a representation agreement */

2023-02-01T21:53:41Z

Making a representation agreement

← Older revision		Revision as of 21:53, 1 February 2023
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	A '''<span class="noglossary">representation</span> agreement''' is a legal document that deals with health and personal care. It lets you choose someone to help you make certain decisions — or to make decisions for you — if you’re ever incapable of making those decisions yourself. The person you choose is called your '''representative'''.		A '''<span class="noglossary">representation</span> agreement''' is a legal document that deals with health and personal care. It lets you choose someone to help you make certain decisions — or to make decisions for you — if you’re ever incapable of making those decisions yourself. The person you choose is called your '''representative'''.

	There are two types of <span class="noglossary">representation</span> ~~agreements~~. A '''standard <span class="noglossary">representation</span> agreement''' gives limited authority to your representative to make health and personal care decisions for you, as well as routine financial decisions. It doesn't allow a representative to make decisions about end-of-life care.		There are two types of <span class="noglossary">representation</span> agreement. A '''standard <span class="noglossary">representation</span> agreement''' gives limited authority to your representative to make health and personal care decisions for you, as well as routine financial decisions. It doesn't allow a representative to make decisions about end-of-life care.

	Standard representation agreements are typically made by people who already have limited mental capacity. To make this type of agreement, they have to be able to understand what they’re agreeing to and what effect it will have on them.		Standard representation agreements are typically made by people who already have limited mental capacity. To make this type of agreement, they have to be able to understand what they’re agreeing to and what effect it will have on them.

Drew Jackson: /* Making a representation agreement */

2023-02-01T21:53:12Z

Making a representation agreement

← Older revision		Revision as of 21:53, 1 February 2023
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	A '''<span class="noglossary">representation</span> agreement''' is a legal document that deals with health and personal care. It lets you choose someone to help you make certain decisions — or to make decisions for you — if you’re ever incapable of making those decisions yourself. The person you choose is called your '''representative'''.		A '''<span class="noglossary">representation</span> agreement''' is a legal document that deals with health and personal care. It lets you choose someone to help you make certain decisions — or to make decisions for you — if you’re ever incapable of making those decisions yourself. The person you choose is called your '''representative'''.

	There are two types of <span class="noglossary">representation</span> ~~agreement~~. A '''standard <span class="noglossary">representation</span> agreement''' gives limited authority to your representative to make health and personal care decisions for you, as well as routine financial decisions. It doesn't allow a representative to make decisions about end-of-life care.		There are two types of <span class="noglossary">representation</span> agreements. A '''standard <span class="noglossary">representation</span> agreement''' gives limited authority to your representative to make health and personal care decisions for you, as well as routine financial decisions. It doesn't allow a representative to make decisions about end-of-life care.

	~~Even if someone is not mentally capable~~ of ~~managing their own affairs~~, they ~~may~~ be able ~~to make a standard <span class="noglossary">representation</span> agreement. To do so, they need~~ to understand what they’re agreeing to and what effect it will have on them.		Standard representation agreements are typically made by people who already have limited mental capacity. To make this type of agreement, they have to be able to understand what they’re agreeing to and what effect it will have on them.

	An '''enhanced <span class="noglossary">representation</span> agreement''' gives more responsibility to your representative over health care and personal care decisions. (A representative has no authority to make legal or financial decisions under an enhanced <span class="noglossary">representation</span> agreement.) Your representative might even decide if you will or will not receive medical services necessary to continue life.		An '''enhanced <span class="noglossary">representation</span> agreement''' gives more responsibility to your representative over health care and personal care decisions. (A representative has no authority to make legal or financial decisions under an enhanced <span class="noglossary">representation</span> agreement.) Your representative might even decide if you will or will not receive medical services necessary to continue life.