The Points System and ICBC - Revision history

Drew Jackson: /* Explore further */

2024-03-07T23:04:20Z

Explore further

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	{{PLSTipsbox		{{PLSTipsbox
	\| text = '''Deeper coverage of ICBC’s penalty points system'''<br>		\| text = '''Deeper coverage of ICBC’s penalty points system'''<br>
	For more, see ~~our in-depth information on~~ [https://www.peopleslawschool.ca/points-system-and-icbc/ the points system and ICBC].		For more detail, see [https://www.peopleslawschool.ca/points-system-and-icbc/ the People's Law School's coverage of the points system and ICBC].
	}}		}}

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Elena Renderos at 07:02, 3 March 2024

2024-03-03T07:02:29Z

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	In coming to a decision, ICBC will look at the circumstances behind why you got the points. For example, imagine a class five driver with six points on their record. The points came from three tickets for the same two-point offence — failing to yield to pedestrians. ICBC may decide to issue a driving prohibition even though they’re below the nine-point threshold. Because a dangerous pattern of conduct is on display here, in their view.		In coming to a decision, ICBC will look at the circumstances behind why you got the points. For example, imagine a class five driver with six points on their record. The points came from three tickets for the same two-point offence — failing to yield to pedestrians. ICBC may decide to issue a driving prohibition even though they’re below the nine-point threshold. Because a dangerous pattern of conduct is on display here, in their view.

	===Explore further===		==Explore further==
	{{PLSTipsbox		{{PLSTipsbox
	\| text = '''Deeper coverage of ICBC’s penalty points system'''<br>		\| text = '''Deeper coverage of ICBC’s penalty points system'''<br>

Elena Renderos at 06:46, 3 March 2024

2024-03-03T06:46:45Z

Show changes

Elena Renderos at 06:41, 3 March 2024

2024-03-03T06:41:09Z

← Older revision		Revision as of 06:41, 3 March 2024
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	{{REVIEWEDPLS \| reviewer = ~~Krista Prockiw,~~ [https://www.icbc.com/ ICBC] \|date= February 2024}} {{Dial-A-Law TOC\|expanded = cars}}		{{REVIEWEDPLS \| reviewer = [https://www.icbc.com Krista Prockiw], ICBC\|date= February 2024}} {{Dial-A-Law TOC\|expanded = cars}}
	People using BC’s roads want to be confident they’re safe. ICBC’s '''penalty points''' system is designed to help with that, by discouraging high-risk driving. But the points system can be confusing. Learn how penalty points work, and how they affect your insurance premiums.		People using BC’s roads want to be confident they’re safe. ICBC’s '''penalty points''' system is designed to help with that, by discouraging high-risk driving. But the points system can be confusing. Learn how penalty points work, and how they affect your insurance premiums.

Elena Renderos: /* Consider a couple examples */

2024-03-03T06:40:37Z

Consider a couple examples

← Older revision		Revision as of 06:40, 3 March 2024
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	{{PLSTipsbox		{{PLSTipsbox
	\| text = '''You can apply for a prohibition review'''		\| text = '''You can apply for a prohibition review'''<br>
	If you receive a driving prohibition, you may be able to apply for a review. This is a legal process you can use to challenge your prohibition. An adjudicator will review any evidence or statements you provide, and decide whether to revoke your prohibition. See the [https://www2.gov.bc.ca/gov/content/transportation/driving-and-cycling/roadsafetybc/prohibitions/apply-online provincial government’s website for details].		If you receive a driving prohibition, you may be able to apply for a review. This is a legal process you can use to challenge your prohibition. An adjudicator will review any evidence or statements you provide, and decide whether to revoke your prohibition. See the [https://www2.gov.bc.ca/gov/content/transportation/driving-and-cycling/roadsafetybc/prohibitions/apply-online provincial government’s website for details].
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Elena Renderos: /* There is a risk premium for more serious driving offences */

2024-03-03T06:40:24Z

There is a risk premium for more serious driving offences

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	{{PLSTipsbox		{{PLSTipsbox
	\| text = '''Reducing your driver risk premium'''		\| text = '''Reducing your driver risk premium'''<br>
	There are steps you can take to lower or eliminate your driver risk premium. One is to give up your driver’s licence for your entire billing period. This eliminates your risk premium. If you hand in your licence for at least 30 days during your billing period, your premium may be reduced. [https://www.icbc.com/about-icbc/contact-us/Pages/Default.aspx?step=1 Contact ICBC to discuss your options].		There are steps you can take to lower or eliminate your driver risk premium. One is to give up your driver’s licence for your entire billing period. This eliminates your risk premium. If you hand in your licence for at least 30 days during your billing period, your premium may be reduced. [https://www.icbc.com/about-icbc/contact-us/Pages/Default.aspx?step=1 Contact ICBC to discuss your options].
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Elena Renderos: /* If you get two speeding tickets */

2024-03-03T06:40:12Z

If you get two speeding tickets

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	{{PLSTipsbox		{{PLSTipsbox
	\| text = '''Order a copy of your driving record'''		\| text = '''Order a copy of your driving record'''<br>
	Your driving record (also called a “driver’s abstract”) is a record of your driving history. It shows any driving offences or other traffic tickets you’ve received in the past five years. [https://onlinebusiness.icbc.com/clio/ You can order yours from ICBC for free].		Your driving record (also called a “driver’s abstract”) is a record of your driving history. It shows any driving offences or other traffic tickets you’ve received in the past five years. [https://onlinebusiness.icbc.com/clio/ You can order yours from ICBC for free].
	}}		}}

Elena Renderos: /* How long points stay on your driving record */

2024-03-03T06:40:02Z

How long points stay on your driving record

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	{{PLSTipsbox		{{PLSTipsbox
	\| text = '''Optional insurance premiums'''		\| text = '''Optional insurance premiums'''<br>
	A poor driving record can impact the premiums you pay for optional auto insurance, too. Drivers with frequent or serious driving convictions over a three-year period pay more for optional ICBC insurance coverage. See [https://www.icbc.com/about-icbc/newsroom/Documents/Optional-driving-convictions-factsheet.pdf this factsheet] for details.		A poor driving record can impact the premiums you pay for optional auto insurance, too. Drivers with frequent or serious driving convictions over a three-year period pay more for optional ICBC insurance coverage. See [https://www.icbc.com/about-icbc/newsroom/Documents/Optional-driving-convictions-factsheet.pdf this factsheet] for details.
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Elena Renderos at 06:30, 3 March 2024

2024-03-03T06:30:58Z

← Older revision		Revision as of 06:30, 3 March 2024
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	{{REVIEWEDPLS \| reviewer = Krista Prockiw, ICBC \|date= February 2024}} {{Dial-A-Law TOC\|expanded = cars}}		{{REVIEWEDPLS \| reviewer = Krista Prockiw, [https://www.icbc.com/ ICBC] \|date= February 2024}} {{Dial-A-Law TOC\|expanded = cars}}
	People using BC’s roads want to be confident they’re safe. ICBC’s '''penalty points''' system is designed to help with that, by discouraging high-risk driving. But the points system can be confusing. Learn how penalty points work, and how they affect your insurance premiums.		People using BC’s roads want to be confident they’re safe. ICBC’s '''penalty points''' system is designed to help with that, by discouraging high-risk driving. But the points system can be confusing. Learn how penalty points work, and how they affect your insurance premiums.

Elena Renderos: /* Most driving violations lead to driver penalty points */

2024-03-03T06:27:26Z

Most driving violations lead to driver penalty points

← Older revision		Revision as of 06:27, 3 March 2024
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	\| text = “''On my commute home from work I sometimes get a little lead-footed. I’ve been ticketed for speeding twice in the past two months. Now I’ve got six penalty points on my record, and a hefty penalty premium coming my way (not to mention the steep fines!). I get the message: I’ve got to slow down.''” <br/>– Carl, Burnaby, BC}}		\| text = “''On my commute home from work I sometimes get a little lead-footed. I’ve been ticketed for speeding twice in the past two months. Now I’ve got six penalty points on my record, and a hefty penalty premium coming my way (not to mention the steep fines!). I get the message: I’ve got to slow down.''” <br/>– Carl, Burnaby, BC}}

	In BC, the main law that deals with traffic and driving is called the ''[https://canlii.ca/t/847n Motor Vehicle Act]''. If you get a ticket for violating this law — for example, for speeding or [https://www.peopleslawschool.ca/distracted-driving/ distracted driving] — you typically get driver penalty points on your driver’s record.		In BC, the main law that deals with traffic and driving is called the ''[https://canlii.ca/t/847n Motor Vehicle Act]''. If you get a ticket for violating this law — for example, for speeding or [https://www.peopleslawschool.ca/distracted-driving/ distracted driving] — you typically get '''driver penalty points''' on your driver’s record.

	These penalty points are in addition to any fine you have to pay for the violation.		These penalty points are in addition to any fine you have to pay for the violation.