A Debt Collector Is Harassing Me: Difference between revisions
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A Debt Collector Is Harassing Me (view source)
Revision as of 05:49, 30 December 2011
, 30 December 2011→First steps
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# Try to negotiate payments with the debt collector. He or she will want to know your financial circumstances (income, expenses, assets and liabilities). You should not agree to a payment that deprives you or your family of basic needs or give out personal information other than financial information. | # Try to negotiate payments with the debt collector. He or she will want to know your financial circumstances (income, expenses, assets and liabilities). You should not agree to a payment that deprives you or your family of basic needs or give out personal information other than financial information. | ||
# If you are unable to negotiate a repayment plan with the debt collector, see the section of this Guide entitled, "[[I don't have enough money to pay my debts]]". | # If you are unable to negotiate a repayment plan with the debt collector, see the section of this Guide entitled, "[[I don't have enough money to pay my debts]]". | ||
# If a debt collector is using unreasonable debt collection methods, contact Consumer Protection BC at 1-888-564-9963 and ask to speak with the Complaints Manager for the collection agency you are dealing with. | # If a debt collector is using unreasonable debt collection methods, contact [[Consumer Protection BC]] at 1-888-564-9963 and ask to speak with the Complaints Manager for the collection agency you are dealing with. | ||
=== Student Loans === | === Student Loans === |