Types of Employment Insurance Benefits (8:IV): Difference between revisions
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Types of Employment Insurance Benefits (8:IV) (view source)
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*a) be a major attachment claimant; | *a) be a major attachment claimant; | ||
*b) prove her pregnancy. This entails furnishing a certificate completed by a physician that sets out the expected date of birth, or providing such other evidence as the Commission may require (s 18(1)); | *b) prove her pregnancy. This entails furnishing a certificate completed by a physician that sets out the expected date of birth, or providing such other evidence as the Commission may require (s 18(1)); | ||
*c) claim pregnancy benefits at any time during the 10 weeks before the expected delivery date, or at the latest, during the week the baby is born, if the claimant wants to qualify for the full 15 weeks of benefits. | |||
*d) report the date of birth of the child on the report card for that week; and | |||
*e) have an interruption of earnings. | |||
'''NOTE:''' A pregnancy that is terminated within the first 19 weeks is an illness defined in s 40(5) of the ''EI Regulations'', and not a confinement. | |||
=== 2. Benefit Period and Duration === | |||
Benefits can only be paid for a maximum of 15 consecutive weeks during the period that starts no more than eight weeks before the week when the claimant’s due date is expected or before the week when the birth actually occurs, whichever is earliest. | |||
Benefits end 17 weeks after the week of the expected due date (or the week that the birth occurs, whichever is earlier). As with claims for regular benefits, there is a two-week waiting period after the claim is made before benefits become payable. | |||
=== 3. Pregnancy Benefit Rate === | |||
The pregnancy benefit rate is the same as the regular benefit rate. All earnings received from other sources reduce benefits. However, no proof of availability is necessary. Money received under an employer’s sickness or maternity plan, other than a SUB plan, is regarded as earnings, and will be deducted. For a comprehensive list of what is and is not, regarded as earnings, see s 35 of the ''EI Regulations''. See also [[Quantifying Employment Insurance Benefits (8:V)#C. Effect of Earnings | Section V.C: Effect of Earnings]], above. | |||
=== 4. When to File a Claim for Pregnancy Benefits === | |||
Since pregnancy benefits are not payable earlier than eight weeks before the expected date of delivery, a woman who wishes to receive benefits from this early date should, due to the waiting period, go on leave, or terminate her employment (if that is her choice) and make her claim 10 weeks before the expected date of delivery. The two-week waiting period would then be served, and benefits would be payable for 15 consecutive weeks commencing on the eighth week before the expected week of delivery. | |||
Alternatively, a woman may wish to work up until the week of birth, and then make her claim. The two-week waiting period would then be served and benefits would be payable for 15 consecutive weeks beginning with the third week after the date of birth. If a pregnant worker becomes too ill to work prior to the birth, she should make a “sickness” claim, until she becomes eligible for pregnancy benefits. | |||
'''NOTE:''' Whenever a client wishes to make her claim, she should know that pregnancy benefits are payable for a maximum of 15 consecutive weeks, and the latest week during which pregnancy benefits are payable is the 17th week after the week in which her delivery occurs (s 22(2)(b)(ii)). Thus, if the claim is made later than the week in which delivery occurs, the claimant may not receive the full 15 weeks benefits to which she would otherwise be entitled. | |||
=== 5. Availability of Regular Benefits on Termination of Maternity Benefits === | |||
p8-20 | p8-20 | ||
