Occupational Diseases for Workers' Compensation (7:VI)
A. Overview of Compensable Occupational Diseases
An Occupational Disease (OccD) is a particular disease or medical condition which is recognized by the Board as likely or possibly caused by work, based on scientific evidence. The Board “recognizes” an OccD formally by listing it in policy and these lists are updated as new scientific evidence becomes available. A “disease” is a broad category which includes exposures, cancer, poisons, repetitive strain injuries, hearing loss and contagious and respiratory diseases.
To determine if a worker’s medical condition is a recognized OccD, consult the two policy provisions listing the recognized OccDs: Appendix 2/Schedule B (which sets out OccDs recognized as qualifying for a presumption of work causation for certain industries) and Policy #26.03 in Chapter 4 of the RSCM II, which sets out additional OccDs recognized by Regulation. Each type has different tests for work causation, which must be met if the OccD is to be accepted by the Board as compensable.
B. Occupational Diseases listed in Schedule B (Appendix 2) of the RSCM II
OccDs listed in Schedule B are matched with the particular industries in which they commonly occur. If the worker has that disease and works in the listed industry at the time of disablement, the OccD is presumed to have been caused by that work unless the contrary is proven [section 6(3) of the Act]. A presumption of work causation only arises for diseases mentioned in Schedule B when the worker is working in the listed industry immediately before the date of disablement. Otherwise, no presumption applies. Also, the contrary may be proven in an individual case. For example, where a worker was employed as a coal miner at or before the date of disablement, silicosis is compensable unless it is proven to have been caused by non-work factors such as smoking.
OccDs in Schedule B include certain kinds of cancers, respiratory diseases including asbestosis, and repetitive strain injuries. If a worker has a Schedule B disease but does not work in the listed industry, the worker’s OccD can still be compensable if work causation can be proven under section 6(1). In addition, section 6.1 of the Act sets out a special work presumption for firefighters who suffer a heart attack on the job.
Policy #26.21 of the RSCM II provides a helpful guide to the special rules for a Schedule B presumption.
C. Occupational Diseases listed in policy #26.03 RSCM II
Additional OccDs are listed in Policy #26.03, including many repetitive strain injuries and specific conditions such as plantar fasciitis and Lyme Disease. These diseases must be adjudicated under s. 6(1) of the WCA, where work causation must be proven in each case.
Section 6(1) states that if:
- a worker suffers from an occupational disease and is thereby disabled from earning full wages at the work at which he or she was employed; or
- the death of a worker is caused by an industrial disease; and
- the disease is due to the nature of any employment in which the worker was employed, whether under one or more employments; then:
compensation is payable as if the disease were a personal injury arising out of and in the course of that employment.
In addition to these statutory provisions, policy #26.20 sets out guidance for establishing work causation for OccDs in general, and policy #26.22 sets out the Onus of Proof for non-presumptive OccD causation. These policies can be helpful guidance when framing a submission on causation for a s. 6(1) OccD case.
There are also particular policies applying to particular conditions, organized by type of condition, which are usually referenced in decision letters involving those conditions.
Policies numbered #27 apply to particular repetitive strain injuries (ASTDs). NOTE: most ASTDs can be injures or diseases, and many are listed in Schedule B (i.e. may or may not qualify for the work presumption).
- Policies #28 for Contagious Diseases (e.g. scabies)
- Policies #29 for Respiratory Diseases (e.g. asthma, silicosis, asbestosis)
- Policies #30 for Cancers
- Policies #31 for Hearing Loss
Special Issues for all OccD cases:
1. Date of Disablement
For an OccD, the first date of disablement is treated as the “date of injury” for the purpose of calculating the one year time period to submit a compensation application (s. 55, WCA). Special rules apply for OccD late applications and for Federal Workers. (see policy #32.)
2. Timely Application & Health Care
For diseases with a long latency period such as asbestosis and most cancers, a timely application may result in only receiving health care benefits at first. These healthcare benefits can include, for example, medical benefits, necessary adjustments to the residential home, and home-care.
3. Standard of Proof
Schedule B diseases and the diseases recognized by regulation (#26.22) have an “as likely as not” standard of proof for causation (s. 99, WCA). For example, a waitress or bartender working in a smoking environment may file a claim for second-hand smoke causing lung disease. Evidence that the disease is caused by the employment is required.
4. Survivor Benefits
If a worker’s disease causes death, the worker’s spouse may be entitled to survivor benefits, even if the worker was not eligible for compensation.
NOTE: WorkSafeBC has developed the Exposure Registry Program, which is designed to be a forum for workers, employers or others to report work-related exposures. This registry is intended to track incidents of exposure to substances which are known to be harmful (such as asbestos), as well as exposures which may in the future be shown to cause disease (such as power line emissions). The information obtained through the registry will create a permanent record of a worker’s exposure and will assist WorkSafeBC in establishing that the manifestation of a disease was due to the nature of the employment in which the worker was employed (a requirement under s. 6(1)(b) of the WCA). This will simplify the adjudication of future claims for occupational diseases caused by workplace exposure.
D. Psychological Injuries
A worker can claim for acceptance of diagnosed psychological conditions which arise as a consequence of physical injuries or OccDs which are accepted under s. 5 or s. 6 of the Act. Common psychological consequences include chronic pain and difficulties adjusting to a new disability. In practice, psychological limitations and restrictions can often be an overlooked aspect of an injured worker’s reduced employability. However, they are important to recognize, diagnose and treat as this may be the difference between a successful rehabilitation and a failed one. When seeking acceptance of a psychological consequence of a compensable physical condition, the causal threshold is the same standard of “causative significance”: Is the accepted physical injury a significant contributing cause of the psychological condition, meaning something more than a trivial or insignificant factor? If so, the psychological consequence is compensable as well, including treatment. The physical injury does not need to be the sole or even most significant cause.
However, a worker may suffer a psychological injury alone, with no accompanying physical condition. Common examples include Post Traumatic Stress Disorder (PTSD) or Major Depressive Disorder (MDD). In such cases, the worker can claim for purely psychological injuries from their work under section 5.1 of the WCA and policy item #13.00.
Section 5.1 of the Act provides for two types of psychological injuries, each with a different causation test. A worker can claim for a psychological injury that is either:
- A reaction to one or more traumatic events arising out of and in the course of employment; or
- Predominantly caused by a significant work-related stressor, including bullying or harassment, or a cumulative series of such stressors, arising out of and in the course of employment.
A psychological injury which arises from a traumatic event must meet the usual causation test that employment was “as likely as not” the cause of the condition. However, a psychological injury which is caused by “stressors” (vs. “traumatic events”) must meet the “predominant cause” standard. This is a significant hurdle for workers with pre-existing psychological conditions who become disabled after work stressors, such a bullying or harassment.
Section 5.1 also requires that a psychological condition be diagnosed as a mental disorder by a registered psychiatrist or psychologist. Section 5.1 also provides that mental stress arising from a decision by the worker’s employer related to the employment (e.g. a change in job description or working conditions, or termination of employment) is specifically excluded from compensation. However, an employer may not communicate a management decision in any way it wants and communication that humiliates, intimidates, or amounts to bullying, harassment, threats or abuse may be beyond 5.1(1)(c) protection.
E. Hearing Loss
Significant hearing loss caused by exposure to industrial noise in the course of employment is compensable. The worker must submit tests showing the loss of hearing and complete a special application form listing all employment and non-employment noise exposure. See s. 7 and Schedule D of the WCA.