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{{Law-Related ESL Badge|lessonname= Consumer Law Wikibook TOCLesson Module}}
Suppose you loaned someone an amount of money. They promised to pay the debt within three months. But they did not pay the debt.
==How do I write a demand letter?==
You can write a ''demand letter'', which is a letter that says how much the person owes you and tells them they must pay you. For example, a demand letter about a loan can say something like this:
You can write a demand letter yourself or you can ask a lawyer to write it for you. A demand letter sent on the lawyer’s letterhead is often very effective. If a demand letter does not work, you may need to go to court.
==When do I go to court?==
In small claims court, people can settle their differences in cases worth anywhere up to $35,000. Small claims court has less formal and less complicated rules and procedures than Supreme Court. For example, the forms you use in small claims court are the “fill-in-the-blank” type.
==Getting legal help from a lawyer==
If you want to go to court, it would be a good idea to talk to a lawyer. Here are two places to <span class="noglossary">contact</span> for help:
''Do not wait'' until the day before trial before you start asking a lawyer about what to do in court. There are limits on the time you have to collect the debt through the court.
[[File:ConsumerLawGuidePage9.jpg | left| frame | link=| <span style="font-size:60%;">Copyright www.shutterstock.com</span>]]
===How should I prepare for meeting with a lawyer?===
To find out more about debt collection law within BC, visit [http://www.debtrightsbc.ca Consumer Protection BC].
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