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| {{Driving in BC TOC}}
| | '''''Driving in BC''''' from [[People's Law School]] is no longer available. It has been replaced by [https://www.peopleslawschool.ca/must-know-for-driver-in-bc/ seven things you must know as a driver in BC] and [https://www.peopleslawschool.ca/rights-drivers-licence-bc/ your rights to a driver's licence]. We also cover [https://www.peopleslawschool.ca/if-you-get-traffic-ticket/ traffic tickets], [https://www.peopleslawschool.ca/distracted-driving/ distracted driving], and [https://www.peopleslawschool.ca/category/cars-getting-around/car-sales-repairs/ car sales]. |
| You must register your car and get licence plates and vehicle insurance. You can do this at any Autoplan office. For office locations and more information, go to [http://www.icbc.com www.icbc.com]. Select “Autoplan Insurance.”
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| ==Vehicle insurance==
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| ===You must have Basic Autoplan insurance===
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| When you drive a vehicle in BC, you must buy Basic Autoplan insurance from ICBC. Basic Autoplan covers you if you are in a traffic accident:
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| *When you are in an accident, Basic Autoplan can pay you some money if you cannot work. ICBC can also pay up to $150,000 for medical <span class="noglossary">costs</span> for each injured person.
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| *When you are at fault and another driver makes a <span class="noglossary">claim</span> against you, Basic Autoplan can pay them up to $200,000.
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| *When another driver is at fault and does not have enough insurance, Basic Autoplan can pay you up to $1 million.
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| *If the accident is a “hit-and-run” (the driver who caused the accident leaves and nobody knows who caused the accident), Basic Autoplan can pay up to $200,000. Anyone who is hurt in the hit-and-run can make a <span class="noglossary">claim</span>, not just the person who has the insurance.
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| ===You can buy extra insurance===
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| You can buy extra insurance from ICBC or from a private insurance company. Many people buy extra insurance to cover them if they cause a traffic accident. It could cost you much more than $200,000 if you caused an accident and someone was seriously injured.
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| You can also buy extra insurance in case you damage your own car, or if another person <span class="noglossary">damages</span> your parked car or breaks into it.
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| To decide what extra insurance to buy, think about the price of your car, and how much of your own money you could afford to pay for <span class="noglossary">costs</span>.
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| ===Cost of insurance===
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| Many things affect the cost of your car insurance. They include these things:
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| *where you live,
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| *your age,
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| *the type of car you have,
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| *your driving record,
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| *your insurance <span class="noglossary">claim</span> record,
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| *the number of years you have had a driving licence, and
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| *if you drive your vehicle to work.
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| For all the ways you can save on what you pay for insurance, visit [http://www.icbc.com www.icbc.com]. Select “Autoplan Insurance.”
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| ===Safe driving record===
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| Were you a safe driver in your country? If so, you may be able to get a discount on the cost of your insurance. Ask your insurance company in the country you came from to write a letter that describes your insurance record. This must be a notarized letter in English.
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| Tell the insurance company that the letter must include:
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| *the name of the policy holder,
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| *the names of any listed drivers on the policy,
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| *the policy number, and
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| *the period of time during which you had coverage, and the dates of any claims.
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| Take the letter with you when you buy your insurance. The letter may help you to get insurance at a reduced rate.
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| {{REVIEWED | reviewer = [[People's Law School]], 2011}}
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| {{Driving in BC Navbox}}
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| {{Creative Commons for PLS
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| |title = Driving in BC
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| |author =
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| }}
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