Difference between revisions of "The Points System and ICBC"
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The bill for any driver penalty point premium is sent four weeks before your birthday. ICBC uses the points just once to calculate the premium and bill you. So if you have three or fewer points in an assessment period, you won’t be billed for any premium. | The bill for any driver penalty point premium is sent four weeks before your birthday. ICBC uses the points just once to calculate the premium and bill you. So if you have three or fewer points in an assessment period, you won’t be billed for any premium. | ||
==Another driver premium program applies to more serious driving offences== | ===Another driver premium program applies to more serious driving offences=== | ||
ICBC has a second program, '''driver risk premiums''', that applies to more serious driving offences. Under this program, ICBC reviews your driving record for offences for the previous three years. You will have to pay a driver risk premium if, during the previous three years, you have: | ICBC has a second program, '''driver risk premiums''', that applies to more serious driving offences. Under this program, ICBC reviews your driving record for offences for the previous three years. You will have to pay a driver risk premium if, during the previous three years, you have: | ||
*one or more driving-related ''Criminal Code'' convictions (such as impaired driving) | *one or more driving-related ''Criminal Code'' convictions (such as impaired driving) | ||
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===How you are billed for the premium=== | ===How you are billed for the premium=== | ||
You will be billed only for one driver premium, whichever is highest. Because the assessment period for the driver risk premium is three years, one conviction during this period means you have to pay this premium each year for three years. | You will be billed only for one driver premium, whichever is highest. Because the assessment period for the driver risk premium is three years, one conviction during this period means you have to pay this premium each year for three years. | ||
==Common questions== | ==Common questions== | ||