Difference between revisions of "Welfare Eligibility (21:III)"

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== C. Asset Limits ==
== C. Asset Limits ==


In order to be eligible for income assistance, PPMB assistance, or disability assistance, applicants must exhaust their assets.   As noted above, welfare is a “payer of last resort”.  Accordingly, the EAR (ss 11-13) and the EAPWDR (ss 10-12) set out limits on which assets a person can possess and still remain eligible for income assistance,  PPMB assistance, or disability assistance.   
In order to be eligible for income assistance, PPMB assistance, or disability assistance, applicants must exhaust their assets. As noted above, welfare is a “payer of last resort”.  The EAR (ss 11-13) and the EAPWDR (ss 10-12) set out limits on which assets a person can possess and still remain eligible for income assistance,  PPMB assistance, or disability assistance.   


Asset limits vary depending on the size of the family unit receiving welfare and the type of welfare the family unit is receiving.   
Asset limits vary depending on the size of the family unit receiving welfare and the type of welfare the family unit is receiving.   
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Read the EAR (ss 1 and 11-13) and the EAPWDR (ss 1 and 10-12) carefully to identify the asset criteria. Note in particular the definitions of “asset”, which is set out in s 1 of the EAR and EAPWDR.
Read the EAR (ss 1 and 11-13) and the EAPWDR (ss 1 and 10-12) carefully to identify the asset criteria. Note in particular the definitions of “asset”, which is set out in s 1 of the EAR and EAPWDR.


The following table summarizes the asset limits for different family sizes applying for or receiving different forms of welfare. A more detailed table is available at: http://www2.gov.bc.ca/gov/content/governments/policies-for-government/bcea-policy-and-procedure-manual/bc-employment-and-assistance-rate-tables/assets-rate-table.
The following table summarizes the asset limits for different family sizes applying for or receiving different forms of welfare. A more detailed table is available at: https://www2.gov.bc.ca/gov/content/governments/policies-for-government/bcea-policy-and-procedure-manual/bc-employment-and-assistance-rate-tables/asset-limits-table  


{| class="wikitable"
{| class="wikitable"
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|-
|-
| Single person on income assistance or PPMB
| Single person on income assistance or PPMB
| $2 000
| $5 000
|-
|-
| Family (more than one person) on income assistance or PPMB
| Family (more than one person) on income assistance or PPMB
| $4 000
| $10 000
|-
|-
| Family unit that includes one person on, or applying for, disability assistance (this includes single people)
| Family unit that includes one person on, or applying for, disability assistance (this includes single people)
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*'''Clothing''' and necessary household equipment
*'''Clothing''' and necessary household equipment
*'''One vehicle''' per household and only if used for day-to-day transportation needs   
*'''One vehicle''' per household and only if used for day-to-day transportation needs   
**A person who is applying for or receiving disability assistance can have a vehicle with any amount of equity in it as an exempt asset. 
**A person who is applying for or receiving income assistance or PPMB assistance can have a vehicle with up to $10 000 equity in it as an exempt asset.  This limit does not apply where the vehicle has been significantly adapted to accommodate the disability of a recipient, or where the vehicle is used to transport a disabled child in the care of a recipient.
*'''A family unit's place of residence'''  
*'''A family unit's place of residence'''  
*'''A child tax benefit''' or GST credit under the Income Tax Act (Canada)   
*'''A child tax benefit''' or GST credit under the Income Tax Act (Canada)   
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*'''Business tools'''  
*'''Business tools'''  


=== 2. Asset Development Accounts are Exempt Assets ===
=== Disability Trusts are Exempt Assets ===


Section 12 of the EAR and s 11 of the EAPWDR provide that the Ministry may approve savings accounts for the purpose of “future self-sufficiency”, and that these accounts will be exempt assets.
Under s 13 of the EAR and s 12 of the EAPWDR, assets of up to $200 000 can be held in a non-discretionary trust for a person with PWD status (or an applicant for PWD status, or for another individual with disabilities in certain circumstances) without disqualifying the person from income assistance or disability assistance.  In certain circumstances, the Ministry can authorize a non-discretionary trust to hold more than $200 000. There is no limit on the amount that may be held in a discretionary trust.
 
===Money received from the federal Memorial Program for First Responders is exempt as both income and as an asset===
 
This exemption relates to family members of police officers, fire fighters and paramedics (including volunteers and auxiliaries) who died in the line of duty on April 1 2018 or after. Certain next-of-kin of first responders who die as a result of their duties are eligible to receive a one-time lump-sum direct payment of $300,000 from the federal Memorial Grant Program.
 
All such payments are exempt as both income and assets for all forms of welfare benefits.
 
Source: EAR, s 11(1)(eee); Schedule B, s 1(a)(lvi); and Schedule D, s 6(ddd). See also EAPWDR, section 10(1)(eee);
Schedule B, section 1(a)(lx); and Schedule D, section 6(hhh)
 
'''Indian Day School and Sixties Scoop settlements are exempt as both income and as assets'''
 
This exemption relates to money that is paid or payable to a person through the Sixties Scoop Settlement made November 30, 2017 or the Federal Indian Day Schools Settlement made March 12, 2019.
 
All such payments are exempt as both income and assets for all forms of welfare benefits.
 
Source: EAR, s 11(1)(v.1); Schedule B, s 1(a)(xvii.1); and Schedule D, s 6(o.1). See also EAPWDR, s 10(1)(v.1);
Schedule B, s 1(a)(xvii.1); and Schedule D, s 6(o.1)
 
'''LGBT Purge Class Action Final Settlement Agreement is exempt as both income and as an asset'''


=== 3. Disability Trusts are Exempt Assets ===
This exemption relates to money that is paid or payable to a person through the LGBT Purge Class Action Final Settlement Agreement made June 22, 2018.


Under s 13 of the EAR and s 12 of the EAPWDR, assets of up to $200 000 can be held in a non-discretionary trust for a person with PWD status (or an applicant for PWD status, or for another individual with disabilities in certain circumstances) without disqualifying the person from income assistance or disability assistance. In certain circumstances, the Ministry can authorize a non-discretionary trust to hold more than $200 000. There is no limit on the amount that may be held in a discretionary trust.
All such payments are exempt as both income and assets for all forms of welfare benefits.
 
Source: EAR s 11(1)(oo.1); Schedule B,, s.1(a)(xxxvii.1); and Schedule D, s 6(k.1). See also EAPWDR, s. 10(1)(oo.1); Schedule B, s 1(a)(xii.1); and Schedule D, s 6(k.1)


== D. Income Limits ==
== D. Income Limits ==