Difference between revisions of "ICBC and Compulsory Coverage (12:X)"
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ICBC is obligated to pay “no fault” benefits to an insured person if: | ICBC is obligated to pay “no fault” benefits to an insured person if: | ||
<blockquote> a) within 20 days of the accident, the injury completely disables the insured; '''and''' | |||
*b) the insured is an “employed person” (''IVR'', s 80). | *b) the insured is an “employed person” (''IVR'', s 80). </blockquote> | ||
An “employed person” is defined in s 78 of the ''IVR'' as a person who, on the day of the accident or for any 6 months during the previous 12 months immediately preceding the accident, is employed or actively engaged in an occupation for wages or profit. Eligible insured persons who are completely unable to engage in employment can collect either 75 percent of their average gross weekly earnings or $300 per week, whichever is less, for the length of the disability or 104 weeks, whichever is shorter. See section 80 and Schedule 3 of the ''IVR'' for more details. | An “employed person” is defined in s 78 of the ''IVR'' as a person who, on the day of the accident or for any 6 months during the previous 12 months immediately preceding the accident, is employed or actively engaged in an occupation for wages or profit. Eligible insured persons who are completely unable to engage in employment can collect either 75 percent of their average gross weekly earnings or $300 per week, whichever is less, for the length of the disability or 104 weeks, whichever is shorter. See section 80 and Schedule 3 of the ''IVR'' for more details. | ||