Difference between revisions of "ICBC and Basic Coverage (12:III)"

The process for claiming under this section remains the same as under the old ICBC system, and involves the insured claimant applying to ICBC. Once this claim is sent, ICBC has the ability to settle in favour of the claimant or to require the claimant to take legal action (''IVA'', s 20(5)). See [[ICBC and Compulsory Coverage (12:X)|Part II, Section IX.D.i:]] of this manual (Uninsured Motorists or Unidentified Motorist Cases) for technical information on ICBC’s rights and obligations in this process.

This portion of basic coverage covers ''non-vehicle property damage'' caused to the insured’s property by an unidentified motorist (i.e. a hit and run case) in British Columbia. This coverage allows the insured party to bring a legal action against ICBC as a nominal defendant in order to obtain damages (''IVA'', s 24).