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Difference between revisions of "Driving Without Insurance"
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==Violation Ticket, Appearance Notice, or Summons== | ==Violation Ticket, Appearance Notice, or Summons== | ||
If you are charged with driving without insurance, the police will give you a traffic ticket. There are three types: a Violation Ticket, an Appearance Notice, and a Summons. Usually, police give a Violation Ticket. But if you have a bad driving record or previous driving offences, you may get an Appearance Notice or a | If you are charged with driving without insurance, the police will give you a traffic ticket. There are three types: a Violation Ticket, an Appearance Notice, and a Summons. Usually, police give a Violation Ticket. But if you have a bad driving record or previous driving offences, you may get an Appearance Notice or a Summons—normally within 6 months of the incident. | ||
The ticket tells you exactly what offense you’re charged with, the penalties for it, and whether you must appear in court. For a Violation Ticket, you don’t have to appear in court – you just have to pay the fine shown on the ticket. But for an Appearance Notice and a Summons, you must go to court on the date shown on the notice or summons. | The ticket tells you exactly what offense you’re charged with, the penalties for it, and whether you must appear in court. For a Violation Ticket, you don’t have to appear in court – you just have to pay the fine shown on the ticket. But for an Appearance Notice and a Summons, you must go to court on the date shown on the notice or summons. | ||
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==If you get a Violation Ticket== | ==If you get a Violation Ticket== | ||
*'''The usual penalties''' | *'''[http://www.icbc.com/driver-licensing/tickets/Pages/fines-points-offences.aspx The usual penalties]''' | ||
**driving without insurance: $598 – consisting of a fine of $520 plus a victim surcharge of $78. | **driving without insurance: $598 – consisting of a fine of $520 plus a victim surcharge of $78. | ||
**failing to produce an insurance document: a fine of $ | **failing to produce an insurance document: a fine of $81—consisting of a fine of $70 plus a victim surcharge of $11. | ||
**failing to display a decal on your | **failing to display a decal on your license plate: a fine of $109—consisting of a fine of $95 plus a victim surcharge of $14. | ||
:In all 3 cases, the fine is reduced by $25 if you pay it within 30 days. The police usually write the penalty amount on the ticket. If you go to court to fight the ticket or the amount, the fine can be different – see below for more on this. | :In all 3 cases, the fine is reduced by $25 if you pay it within 30 days. The police usually write the penalty amount on the ticket. If you go to court to fight the ticket or the amount, the fine can be different – see below for more on this. If you pay the fine on time, it should not harm your credit rating. If you don’t pay the fine, you may not be able to renew your license. | ||
*'''Pleading guilty''' | *'''Pleading guilty''' | ||
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==More information== | ==More information== | ||
Check | Check the [[http://www.icbc.com www.icbc.com ICBC’s website] on driver licensing and the following scripts: | ||
*script [[Traffic Tickets (Script 194)|194]], called “Traffic Tickets”. | *script [[Traffic Tickets (Script 194)|194]], called “Traffic Tickets”. | ||
*script [[If you receive an Appearance Notice or Summons (Script 210)|210]], called “If you receive an Appearance Notice or Summons”. | *script [[If you receive an Appearance Notice or Summons (Script 210)|210]], called “If you receive an Appearance Notice or Summons”. | ||
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[updated | [updated May 2016] | ||
