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Difference between revisions of "A Debt Collector Is Harassing Me"
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A Debt Collector Is Harassing Me (view source)
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# If a professional debt collector is breaking one of the rules described above, tell them so. If they don’t stop, record the dates, times and content of the communications they have with you and others about the debt. (Consider using the free Star-57 (dial <nowiki>*</nowiki>57) program from Telus to trace calls made to you from the debt collector). | # If a professional debt collector is breaking one of the rules described above, tell them so. If they don’t stop, record the dates, times and content of the communications they have with you and others about the debt. (Consider using the free Star-57 (dial <nowiki>*</nowiki>57) program from Telus to trace calls made to you from the debt collector). | ||
# Try to negotiate payments with the debt collector. He or she will want to know your financial circumstances (income, expenses, assets and liabilities). You should not agree to a payment that deprives you or your family of basic needs or give out personal information other than financial information. | # Try to negotiate payments with the debt collector. He or she will want to know your financial circumstances (income, expenses, assets and liabilities). You should not agree to a payment that deprives you or your family of basic needs or give out personal information other than financial information. | ||
# If you are unable to negotiate a repayment plan with the debt collector, see the section of this guide entitled, | # If you are unable to negotiate a repayment plan with the debt collector, see the section of this guide entitled, [[I don’t have enough money to pay my debts]]. | ||
# If a Collection Agent is using unreasonable debt collection methods, contact Consumer Protection BC at 1-888-564-9963 and ask to speak with the Complaints Manager for the collection agency you are dealing with. | # If a Collection Agent is using unreasonable debt collection methods, contact Consumer Protection BC at 1-888-564-9963 and ask to speak with the Complaints Manager for the collection agency you are dealing with. | ||
