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Difference between revisions of "Prize and Contest Scams"

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==Prize and contest scams==
==What prize and contest scams are?==


You are told that you “have won first prize” or that you "have won first place in a contest". The scammer will tell you that you’ve won something substantial (such as a large sum of money or a great prize) and that all you have to do is send them money to claim the prize. Or they may not even tell you what the prize is.
You are told that you “have won first prize” or that you "have won first place in a contest". The scammer will tell you that you’ve won something substantial (such as a large sum of money or a great prize) and that all you have to do is send them money to claim the prize. Or they may not even tell you what the prize is.
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*Be wary about responding to text messages or missed calls that come from numbers you don’t recognise.
*Be wary about responding to text messages or missed calls that come from numbers you don’t recognise.


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==Door-to-Door Scams==
 
While legitimate businesses sell things through door-to-door marketing, scammers also use this approach. The scammers typically employ high pressure sales tactics to get you to agree to contract services such as roofing, paving or heating.
 
The work will be substandard, the bill will include items you did not agree to, their “money-back guarantee” will be worthless, and there will be no way to contact them later. Sometimes scammers pretend to conduct a survey so they can get your personal details or to disguise their sales pitch until they have been talking to you for a while.
 
===What you can do===
Door-to-door scammers will not give you value for your money. If you are interested in a door-to-door sale, get the name and location of the company. Check them out with the Better Business Bureau. See the [[Sources of Help for Consumers]] section for contact details. Insist on a written contract and take the time to check it out. If you are feeling pressured, do not sign anything. Close the door.
 
Under BC law, if you sign a door-to-door sales contract, you have 10 days to cancel by advising the company.
 
Report suspicious door-to-door sales to Consumer Protection BC at 1-888-564-9963 or [http://www.consumerprotectionbc.ca www.consumerprotectionbc.ca].
 
==Relative scams==
This phone scam targets grandparents or other senior relatives. Posing as a young family member in distress, the scammer claims to have been in a car accident, or to need bail money right away. Usually the scammer asks you to wire several thousand dollars. A caller might say, "Grandma, do you know who this is?" Sometimes scammers have researched Facebook profiles for details about family members.
 
===What you can do===
Seniors should always check the story with other family members before they take any action. Report suspected scammers to the Canadian Anti-Fraud Centre (CAFC) at 1-888-495-8501 or [http://www.antifraudcentre-centreantifraude.ca www.antifraudcentre-centreantifraude.ca].
 
 
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