Difference between revisions of "ICBC and Compulsory Coverage (12:X)"

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==== b) Disability Benefits for Homemakers ====
==== b) Disability Benefits for Homemakers ====


Insured persons who are homemakers may also eligible for no fault benefits. If a homemaker sustains an injury from an accident, and it  substantially or continuously disables the insured from regularly performing most household tasks, ICBC will compensate the insured for the  duration of the disability or 104 consecutive weeks, whichever is shorter (IVR, s 84(1)). The insured will be compensated for reasonable expenses incurred by the insured in hiring a person to perform household tasks on the insured’s behalf, up to a maximum of $145 per week (IVR, Schedule 3, s 2). However, there is no compensation for household tasks performed by an insured’s family members (IVR, s 84(2)).  
Insured persons who are homemakers may also be eligible for no fault benefits. If a homemaker sustains an injury from an accident, and it  substantially or continuously disables the insured from regularly performing most household tasks, ICBC will compensate the insured for the  duration of the disability or 104 consecutive weeks, whichever is shorter (IVR, s 84(1)). The insured will be compensated for reasonable expenses incurred by the insured in hiring a person to perform household tasks on the insured’s behalf, up to a maximum of $145 per week (IVR, Schedule 3, s 2). However, there is no compensation for household tasks performed by an insured’s family members (IVR, s 84(2)).


==== c) Disability Beyond 104 Weeks ====
==== c) Disability Beyond 104 Weeks ====