Difference between revisions of "Dealing with Debt Collectors"

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{{REVIEWEDPLS | reviewer = [http://creaseharman.com/r-bruce-e-hallsor/ Bruce Hallsor QC], Crease Harman|date= July 2018}} {{Dial-A-Law TOC|expanded = money}}

If you're behind on debt payments, there are laws to protect you from harassment by collectors. For example, collectors can’t use threatening language or contact you during certain times of day.

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No. A collector cannot try to collect a debt from someone who doesn’t owe the money. Consumer Protection BC offers a [https://www.consumerprotectionbc.ca/wordpress/wp-content/uploads/2017/06/Not-the-debtor.pdf form to advise a collector you are not the debtor].

If you ''are'' responsible for the debt, things are different. For example, if you [[Co-Signing or Guaranteeing a Loan (~~Script~~ 248)|guaranteed or co-signed a loan]], a collector can come to you for payment. In such a case, the collector would still need to follow the rules explained here.

If you ''are'' responsible for the debt, things are different. For example, if you [[Co-Signing or Guaranteeing a Loan (No. 248)|guaranteed or co-signed a loan]], a collector can come to you for payment. In such a case, the collector would still need to follow the rules explained here.

==Get help==

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:Web: [http://www.nomoredebts.org/ nomoredebts.org]

~~[updated July 2018]~~

~~'''The above was last reviewed for legal accuracy by [http://creaseharman.com/r-bruce-e-hallsor/ Bruce Hallsor QC], Crease Harman.'''~~

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~~{{Dial-A-Law_Navbox|type=credit}}~~

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-{{Dial-A-Law Blurb}}
+{{REVIEWEDPLS | reviewer = [http://creaseharman.com/r-bruce-e-hallsor/ Bruce Hallsor QC], Crease Harman|date= July 2018}} {{Dial-A-Law TOC|expanded = money}}
-{{Dial-A-Law TOC|expanded = credit}}
 If you're behind on debt payments, there are laws to protect you from harassment by collectors. For example, collectors can’t use threatening language or contact you during certain times of day.
@@ Line 100: / Line 98: @@
 No. A collector cannot try to collect a debt from someone who doesn’t owe the money. Consumer Protection BC offers a [https://www.consumerprotectionbc.ca/wordpress/wp-content/uploads/2017/06/Not-the-debtor.pdf form to advise a collector you are not the debtor].
-If you ''are'' responsible for the debt, things are different. For example, if you [[Co-Signing or Guaranteeing a Loan (Script 248)|guaranteed or co-signed a loan]], a collector can come to you for payment. In such a case, the collector would still need to follow the rules explained here.
+If you ''are'' responsible for the debt, things are different. For example, if you [[Co-Signing or Guaranteeing a Loan (No. 248)|guaranteed or co-signed a loan]], a collector can come to you for payment. In such a case, the collector would still need to follow the rules explained here.
 ==Get help==
@@ Line 119: / Line 117: @@
 :Web: [http://www.nomoredebts.org/ nomoredebts.org]
-[updated July 2018]
-'''The above was last reviewed for legal accuracy by [http://creaseharman.com/r-bruce-e-hallsor/ Bruce Hallsor QC], Crease Harman.'''
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+{{Dial-A-Law_Navbox|type=consumer}}
 {{Dial-A-Law Copyright}}
-{{Dial-A-Law_Navbox|type=credit}}

Difference between revisions of "Dealing with Debt Collectors"

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