3,009
edits
Difference between revisions of "Financial Help for People with Disabilities"
From Clicklaw Wikibooks
Financial Help for People with Disabilities (view source)
Revision as of 00:04, 19 December 2014
, 00:04, 19 December 2014→Canadian government help and programs
Dial-A-Law (talk | contribs) |
Dial-A-Law (talk | contribs) |
||
| Line 4: | Line 4: | ||
People with disabilities can get financial help and support from several places. This script explains some of the help available, plus how and where to get more information. It does not list every possible type of help, but it’s a good starting point to learn more. Some information appears in more than one place. | People with disabilities can get financial help and support from several places. This script explains some of the help available, plus how and where to get more information. It does not list every possible type of help, but it’s a good starting point to learn more. Some information appears in more than one place. | ||
=Canadian government help and programs= | ==Canadian government help and programs== | ||
==[http://www.servicecanada.gc.ca/eng/services/pensions/cpp/disability/benefit/index.shtml Canada Pension Plan (CPP) Disability Benefit]== | ===[http://www.servicecanada.gc.ca/eng/services/pensions/cpp/disability/benefit/index.shtml Canada Pension Plan (CPP) Disability Benefit]=== | ||
A monthly CPP disability benefit may be available to people who: | A monthly CPP disability benefit may be available to people who: | ||
*are under 65, | *are under 65, | ||
| Line 11: | Line 11: | ||
*paid into the Canada Pension Plan. | *paid into the Canada Pension Plan. | ||
==[http://www.servicecanada.gc.ca/eng/services/pensions/cpp/disability/voc-rehab.shtml CPP Disability Vocational Rehabilitation Program]== | ===[http://www.servicecanada.gc.ca/eng/services/pensions/cpp/disability/voc-rehab.shtml CPP Disability Vocational Rehabilitation Program]=== | ||
This program offers vocational counseling, financial support for training, and job search services to people who receive CPP Disability Benefits to help them return to work. | This program offers vocational counseling, financial support for training, and job search services to people who receive CPP Disability Benefits to help them return to work. | ||
==Registered Disability Savings Plan (RDSP)== | ===Registered Disability Savings Plan (RDSP)=== | ||
This federal grant/bond program provides up to $4,500 in free grants/bonds a year, with a savings deposit of $1,500 each year. Anyone under 60 who is eligible for the disability tax credit can establish an RDSP. For a disabled child, the parent or guardian can set up the RDSP. The RDSP is a way for a person or child with a disability and their families to save for the future. | This federal grant/bond program provides up to $4,500 in free grants/bonds a year, with a savings deposit of $1,500 each year. Anyone under 60 who is eligible for the disability tax credit can establish an RDSP. For a disabled child, the parent or guardian can set up the RDSP. The RDSP is a way for a person or child with a disability and their families to save for the future. | ||
==Tax breaks== | ===Tax breaks=== | ||
Several tax benefits are available to people with disabilities, including the disability tax credit. The Canada Revenue Agency website has details. | Several tax benefits are available to people with disabilities, including the disability tax credit. The Canada Revenue Agency website has details. | ||
==Federal excise gasoline tax refund== | ===Federal excise gasoline tax refund=== | ||
If a medical doctor certifies that a person has permanent mobility impairment and cannot safely use public transport, they can apply for a refund of part of the federal excise tax on the gas they buy. | If a medical doctor certifies that a person has permanent mobility impairment and cannot safely use public transport, they can apply for a refund of part of the federal excise tax on the gas they buy. | ||
==Disability benefits for veterans== | ===Disability benefits for veterans=== | ||
Disabled veterans may qualify for the Veterans Affairs Canada disability benefit—an award or pension. Veterans may also be eligible for other financial support, such as the War Veterans Allowance. | Disabled veterans may qualify for the Veterans Affairs Canada disability benefit—an award or pension. Veterans may also be eligible for other financial support, such as the War Veterans Allowance. | ||
