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Difference between revisions of "A Debt Collector Is Harassing Me"

From Clicklaw Wikibooks
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# Try to negotiate payments with the debt collector. He or she will want to know your financial circumstances (income, expenses, assets and liabilities). You should not agree to a payment that deprives you or your family of basic needs or give out personal information other than financial information.
# Try to negotiate payments with the debt collector. He or she will want to know your financial circumstances (income, expenses, assets and liabilities). You should not agree to a payment that deprives you or your family of basic needs or give out personal information other than financial information.
# If you are unable to negotiate a repayment plan with the debt collector, see the section of this Guide entitled, "[[I don't have enough money to pay my debts]]".
# If you are unable to negotiate a repayment plan with the debt collector, see the section of this Guide entitled, "[[I don't have enough money to pay my debts]]".
# If a debt collector is using unreasonable debt collection methods, contact Consumer Protection BC at 1-888-564-9963 and ask to speak with the Complaints Manager for the collection agency you are dealing with.
# If a debt collector is using unreasonable debt collection methods, contact [[Consumer Protection BC]] at 1-888-564-9963 and ask to speak with the Complaints Manager for the collection agency you are dealing with.


=== Student Loans ===
=== Student Loans ===
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