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Difference between revisions of "A Debt Collector Is Harassing Me"
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A Debt Collector Is Harassing Me (view source)
Revision as of 05:51, 30 December 2011
, 05:51, 30 December 2011no edit summary
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The debt collector must make reasonable efforts to first contact you in writing about the debt. There are strict rules about calling you at work, and there are rules about when you can be called at home. | The debt collector must make reasonable efforts to first contact you in writing about the debt. There are strict rules about calling you at work, and there are rules about when you can be called at home. | ||
You can insist that the debt collector deal with you only in writing or through your lawyer, if you | You can insist that the debt collector deal with you only in writing or through your lawyer, if you have one. | ||
have one. | |||
{{Tipsbox | |||
| width = 70% | |||
| tips = For information about unreasonable debt collection practices concerning '''''student loans''''', call: | |||
* 1-800-667-0135 about federal student loans, or | |||
* 1-250-387-6100 about provincial student loans. | |||
}} | |||
== First steps == | == First steps == | ||
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# If you are unable to negotiate a repayment plan with the debt collector, see the section of this Guide entitled, "[[I don't have enough money to pay my debts]]". | # If you are unable to negotiate a repayment plan with the debt collector, see the section of this Guide entitled, "[[I don't have enough money to pay my debts]]". | ||
# If a debt collector is using unreasonable debt collection methods, contact [[Consumer Protection BC]] at 1-888-564-9963 and ask to speak with the Complaints Manager for the collection agency you are dealing with. | # If a debt collector is using unreasonable debt collection methods, contact [[Consumer Protection BC]] at 1-888-564-9963 and ask to speak with the Complaints Manager for the collection agency you are dealing with. | ||
== What happens next == | == What happens next == | ||
