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Difference between revisions of "Types of Employment Insurance Benefits (8:IV)"

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== F. Pregnancy Benefits ==
== F. Pregnancy Benefits ==


Like sickness benefits, pregnancy and parental benefits can be distinguished from regular EI benefits, because they are paid even though the applicant is not available for work. Pregnancy benefits are paid to an expectant or newly delivered mother. A mother can be entitled to both pregnancy benefits and parental benefits.  
Pregnancy benefits are paid to an expectant or newly delivered mother. A mother can be entitled to both pregnancy benefits and parental benefits. Like sickness benefits, pregnancy and parental benefits can be distinguished from regular EI benefits, because they are paid even though the applicant is not available for work.


=== 1. Entitlement ===
=== 1. Entitlement ===
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A claimant for pregnancy benefits must:  
A claimant for pregnancy benefits must:  
*a) be a major attachment claimant;  
*a) be a major attachment claimant;  
*b) prove her pregnancy. This entails furnishing a certificate completed by a physician that sets out the expected date of birth, or providing such other evidence as the Commission may require (s 18(1)); and
*b) prove her pregnancy. This entails furnishing a certificate completed by a physician that sets out the expected date of birth, or providing such other evidence as the Commission may require; and
*c) have an interruption of earnings.
*c) have an interruption of earnings.


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=== 2. Benefit Period and Duration ===
=== 2. Benefit Period and Duration ===


Benefits can only be paid for a maximum of 15 consecutive weeks during the period that starts no more than eight weeks before the week when the claimant’s due date is expected or before the week when the birth actually occurs, whichever is earliest.  
Benefits can only be paid for a maximum of 15 consecutive weeks during the period that starts no more than eight weeks before the week when the claimant’s due date is expected or before the week when the birth actually occurs, whichever is earliest (EI Act, s 22(2)).  


The maximum period in which benefits may be collected ends 17 weeks after birth. However, a person's actual benefits may end earlier if the maximum benefit period of 15 weeks has been exhausted. As with claims for regular benefits, there is a two-week waiting period after the claim is made before benefits become payable.
The maximum period in which benefits may be collected ends 17 weeks after birth or due date, whichever is later. Ifthe child born from the pregnancy is hospitalized, the benefit period may be extended by one week for each week or part of a week that the child is hospitalized (EI Act, s 22(6)). However, a person's actual benefits may end earlier if the maximum 15 weeks of benefits has been collectedAs with claims for regular benefits, there is a one-week waiting period after the claim is made before benefits become payable.
'''
NOTE: '''The 2017 Budget Plan proposes to allow claimants to start claiming their pregnancy benefits 12-weeks before their due date, increased from the current period of 8-weeks before the due date. It is not in effect as of June 2017.


=== 3. Pregnancy Benefit Rate ===
=== 3. Pregnancy Benefit Rate ===


The pregnancy benefit rate is the same as the regular benefit rate. All earnings received from other sources reduce benefits. However, no proof of availability is necessary. Money received under an employer’s sickness or maternity plan, other than a SUB plan, is regarded as earnings, and will be deducted. For a comprehensive list of what is and is not, regarded as earnings, see s 35 of the ''EI Regulations''. See also [[Quantifying Employment Insurance Benefits (8:V)#C. Effect of Earnings | Section V.C: Effect of Earnings]], above.  
The pregnancy benefit rate is the same as the regular benefit rate. All earnings received from other sources reduce benefits. However, no proof of availability is necessary. Money received under an employer’s sickness or maternity plan, other than a SUB plan, is regarded as earnings, and will be deducted. For a comprehensive list of what is and is not, regarded as earnings, see s 35 of the ''EI Regulations''. See also [[Quantifying Employment Insurance Benefits (8:V)#C. Effect of Earnings | Section V.C: Effect of Earnings]], above.


== G. Parental Benefits ==
== G. Parental Benefits ==
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