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Difference between revisions of "Types of Employment Insurance Benefits (8:IV)"

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Types of Employment Insurance Benefits (8:IV) (view source)

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== G. Parental Benefits ==
== G. Parental Benefits ==
Up to 35 weeks of parental benefits are available to parents, including adoptive parents, who experience an interruption of earnings to care for their new child.  These benefits are available to any parent, not just birth mothers.  Birth mothers can collect parental benefits in addition to their pregnancy benefits.  Parents can share the 35 weeks of benefits between them, but the total claimed by both parents can never exceed 35 weeks.  Only parents who are major attachment claimants (ie have at least 600 insurable hours in their qualifying period) can qualify.  In other words, each parent must qualify individually, and one parent cannot qualify on behalf of the other.   


Under s 23, a new adoptive or natural parent (male or female) can remain at home to care for a new child and receive parental benefits for a  maximum of 35 weeks. This benefit can be received in addition to the pregnancy benefit. The parents can share the weeks they receive these benefits, as long as the total does not exceed the maximum of 35, and so long as they are both major attachment claimants (''EI Act'', s 12).
The period during which parental benefits can be claimed begins on the day the child is born, or placed with the parent for the purposes of adoptions, and ends 52 weeks later.  The 35 weeks of parental benefit do not need to be collected in consecutive weeks and can be collected at any time during this period. Like other EI benefits, the claimant will receive 55% of their average weekly earnings.  


Each parent is entitled to 55 percent of his or her average insurable earnings based on the rate calculation period and the divisor. To  qualify, an adoptive parent must be a major attachment claimant, have an interruption of earnings, and have custody of the adopted child.  
'''NOTE:''' The 2017 Budget Plan proposes to allow parental benefits claimants to extend the period of time they receive benefits to 18 months, up from 12 months. However, if claimants choose to opt to extend the period of time they receive benefits, the benefit amount will be at a lower rate of 33% of average weekly earnings.  


Parental benefits must be claimed during the period between the week the child arrives home and the 52 weeks following this date. In contrast to pregnancy benefits, parental benefits do not need to be claimed for consecutive weeks. Indeed, a new parent may find it desirable to “save” some weeks of parental  benefits for the later months of the claim, in case the baby (or the parent) develops health problems. Bill C-32 repealed s 23(3), and allows parents to claim an earnings exemption.


=== 1. Availability of Regular Benefits on Termination of Maternity or Parental Benefits ===
=== 1. Availability of Regular Benefits on Termination of Maternity or Parental Benefits ===
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