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Difference between revisions of "Introduction to ICBC Automobile Insurance (12:I)"

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Starting June 10, 2019, any traffic ticket a driver gets will have the potential to increase their ICBC insurance rates. Traffic tickets will be broken down into two categories: high-risk tickets and regular traffic tickets. High-risk tickets include but may not be limited to:
Starting June 10, 2019, any traffic ticket a driver gets will have the potential to increase their ICBC insurance rates. Traffic tickets will be broken down into two categories: high-risk tickets and regular traffic tickets. High-risk tickets include but may not be limited to:


Impaired driving incidents, including a 24-Hour Prohibition from driving, a 3-day prohibition from driving, a 7-day prohibition from driving, a 30-day prohibition from driving, or a 90-day Immediate Roadside Prohibition or Administrative Driving Prohibition. The increased insurance rates for impaired driving incidents will also include any individuals who have criminal convictions for impaired driving, refusing to provide a breath sample. The individual will be required to pay increased insurance rates once the individual‘s mandatory driving prohibition is over.
*Impaired driving incidents, including a 24-Hour Prohibition from driving, a 3-day prohibition from driving, a 7-day prohibition from driving, a 30-day prohibition from driving, or a 90-day Immediate Roadside Prohibition or Administrative Driving Prohibition. The increased insurance rates for impaired driving incidents will also include any individuals who have criminal convictions for impaired driving, refusing to provide a breath sample. The individual will be required to pay increased insurance rates once the individual‘s mandatory driving prohibition is over.
 
*Electronic Device tickets, which increases insurance rates on top of adding to the Driver Risk Premium
Electronic Device tickets, which increases insurance rates on top of adding to the Driver Risk Premium
*Excessive Speeding tickets, which also increases insurance rates on top of adding to the Driver Risk Premium
 
*Driving While Prohibited charges
Excessive Speeding tickets, which also increases insurance rates on top of adding to the Driver Risk Premium
*Criminal Code driving convictions
 
Driving While Prohibited charges
 
Criminal Code driving convictions


These increased insurance rates would start on September 1, 2019.
These increased insurance rates would start on September 1, 2019.
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