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Difference between revisions of "ICBC and Personal Injury Claims (12:XII)"

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ICBC and Personal Injury Claims (12:XII) (view source)

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The claimant should be aware that private investigators hired by ICBC do exist. They check up on claimants and the evidence that they gather can be used against claimants. For example, if the claimant says that they cannot mow the lawn or lift a bag of flour, and then goes outside and does just that, they run the risk of being photographed and/or videotaped by a person employed by ICBC.
The claimant should be aware that private investigators hired by ICBC do exist. They check up on claimants and the evidence that they gather can be used against claimants. For example, if the claimant says that they cannot mow the lawn or lift a bag of flour, and then goes outside and does just that, they run the risk of being photographed and/or videotaped by a person employed by ICBC.
=== 6. “Minimal Damage” and ICBC Policy ===
The claimant should also be aware that ICBC has a well-publicized policy of declining to honour claims for injuries or losses where there is “minimal damage” to the automobiles and/or persons involved in the collision. Where the damages fall below $1,000, a claimant may find themself confronted with an adjuster who states flatly that ICBC has a policy of refusing to pay claims in certain cases where science has established that injuries and damages cannot occur. An adjuster may also tell a claimant that they are without discretion in settling claims, and that they are required to employ classifications and a system of scaling, with an unsuccessful or unsatisfactory result for  the claimant. In all these situations, the claimant should know that these decisions do not represent the '''law''', but are merely ICBC '''policy''', and can be and often are challenged successfully in court, where judges may give larger awards. Recently, it appears that ICBC may be revoking this policy.


== B. Identifying Parties to the Dispute ==
== B. Identifying Parties to the Dispute ==
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