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The Credit Counselling Society is a non-profit organization that assists people who are experiencing difficulties with debts. They provide free and confidential counselling with highly trained counsellors. They can answer questions over the phone or by online chat, Monday – Saturday, with extended hours. | The Credit Counselling Society is a non-profit organization that assists people who are experiencing difficulties with debts. They provide free and confidential counselling with highly trained counsellors. They can answer questions over the phone or by online chat, Monday – Saturday, with extended hours. | ||
NOTE: Exercise caution when hiring a credit counsellor. There are a number of credit counselling agencies that collect fees from a debtor and | '''NOTE: Exercise caution when hiring a credit counsellor. There are a number of credit counselling agencies that collect fees from a debtor and do not contact the creditor until they have collected enough money to cover their own fees, thus leaving the debtor vulnerable to creditor action. Any corporation that collects and/or settles debt in BC should be registered with the Consumer Protection Agency (the Credit Counselling Society is a licensed organization). For information on your rights relating to debt collection, refer to the Debt Collection tab on the [http://www.consumerprotectionbc.ca/ Consumer Protection Agency website].''' | ||
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