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Responding to a Small Claim (20:VI): Difference between revisions

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(Created page with "{{LSLAP Manual TOC|expanded = smallclaims}} == A. Possible Strategies == === 1. Notify Insurance Company === Many insurance policies cover more liabilities than thei...")
 
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The registry will serve the claimant with the third party notice within 21 days of its being filed124.
The registry will serve the claimant with the third party notice within 21 days of its being filed124.
==== b) Replying to a Third Party Notice ====
Once  served, a  third  party  must  follow  the  same  rules  as  replying  to  a Notice  of Claim125.The third party should review this section of the guide in its entirety.
== B. Time Limits ==
Unless  a  defendant  pays  the  amount  of  the  claim  directly  to  the  claimant  and  asks  the  claimant  to withdraw the claim126, the defendant must file a Reply within the required time limit.  '''Failure to file a Reply may result in the claimant obtaining a Default Order.'''
The time limits for filing a Reply are generally the same whether the defendant is:
*a defendant served with a Notice of Claim127;
*the claimant served with a counterclaim128; or
*a third party served with a third party notice129.
If  the  defendant  was  served  inside  British  Columbia,  a  Reply  must  be  filed  within '''14  days  after service'''130. If  the  defendant  was  served  outside  British  Columbia,  a  Reply  must  be  filed  within '''30 days  after  service'''131.The  one  exception  is  where  the claimant  is  served  with  a  counterclaim.    The claimant is required to file a Reply within 14 days after service  even if the claimant is served outside British Columbia.
== C. Defences ==
For every cause of action, there is usually at least one possible defence.  Some of the more common defences are listed here however a defendant should research the claimant’s cause of action or obtain legal advice to determine which defences might be applicable.
=== 1. Common Defences ===
==== a) Contributory Negligence ====
Where  a  claimant  was  careless '''and''' this  carelessness  contributed  to  the  damages suffered,  a  defendant  might  plead  the  defence  of  contributory  negligence.  An example is where a claimant tripped over a bag that was carelessly left in a walkway.  The  defendant  may  be  liable  but  the  claimant  may  have  been contributorily negligent for failing to keep watch for obstacles.
A defendant who believes that the claimant was partially at fault should state in the reply: “The  defendant  pleads  and  relies  upon  the ''Negligence  Act''132”.Each  party  is liable  to  the  degree  that  they  are  at  fault;  where  degrees  of  fault  cannot  be determined, liability is apportioned equally133.
==== b) Consent ====
Where,  by  express  or  implied  agreement,  a  claimant  knew  of  and  understood  the risk  he  was  incurring  and  voluntarily  assumed  that  risk,  the  defendant  will  not  be liable.    Because  voluntary  assumption  of  risk  is  a  complete  defence,  it  is  very difficult to prove.