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Difference between revisions of "ICBC and Basic Compulsory Autoplan Coverage (12:X)"
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ICBC and Basic Compulsory Autoplan Coverage (12:X) (view source)
Revision as of 16:39, 28 October 2016
, 16:39, 28 October 2016→11. Breach of Conditions and Consequences
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Insured persons must be careful to abide by the terms and conditions of their plans and OICs. Coverage may be lost if an insured breaches certain conditions, including, but not limited to: | Insured persons must be careful to abide by the terms and conditions of their plans and OICs. Coverage may be lost if an insured breaches certain conditions, including, but not limited to: | ||
*a) failing to comply with s 73 of the IVR, to the prejudice of ICBC (See [[{{PAGENAME}}#7. Duties of the Insured | Section | *a) failing to comply with s 73 of the IVR, to the prejudice of ICBC (See [[{{PAGENAME}}#7. Duties of the Insured | Section III.B.7. Duty of Insured]]); | ||
*b) operating a vehicle when not authorized and/or not qualified to do so (IVR, s 55(3)(a)); | *b) operating a vehicle when not authorized and/or not qualified to do so (IVR, s 55(3)(a)); | ||
**'''NOTE:''' “Occasionally” using a vehicle to go to and from work when a vehicle is insured only for pleasure use is permissible under s 55(2) of the IVR. But, ICBC has ways to determine whether or not the insured has more than occasionally breached such a condition. If a change of use is contemplated, additional coverage should be bought. | **'''NOTE:''' “Occasionally” using a vehicle to go to and from work when a vehicle is insured only for pleasure use is permissible under s 55(2) of the IVR. But, ICBC has ways to determine whether or not the insured has more than occasionally breached such a condition. If a change of use is contemplated, additional coverage should be bought. | ||
