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Difference between revisions of "ICBC and Basic Compulsory Autoplan Coverage (12:X)"

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=== 2. Claims Against Unidentified or Hit and Run Motorists: Section 24 of the IVA ===
=== 2. Claims Against Unidentified or Hit and Run Motorists: Section 24 of the IVA ===


Where personal injury, death, or property damage over $150 arises out of the use of a vehicle on a road '''in British Columbia''' and the identity of the driver and owner cannot be ascertained (or the ascertained owner is not liable, as would be the case if the vehicle had been stolen), the injured party may sue ICBC as nominal defendant. For accidents occurring outside BC, see [[{{PAGENAME}}#1. Inverse Liability and Uninsured or Hit and Run Accidents Outside BC | Section II.E.1: Inverse Liability and Uninsured or Hit and Run Accidents Outside BC]].  
Where personal injury, death, or property damage over $150 arises out of the use of a vehicle on a road '''in British Columbia''' and the identity of the driver and owner cannot be ascertained (or the ascertained owner is not liable, as would be the case if the vehicle had been stolen), the injured party may sue ICBC as nominal defendant. For accidents occurring outside BC, see [[{{PAGENAME}}#1. Inverse Liability and Uninsured or Hit and Run Accidents Outside BC | Section III.E.1: Inverse Liability and Uninsured or Hit and Run Accidents Outside BC]].  


==== a) Reasonable Efforts to Ascertain Identity ====
==== a) Reasonable Efforts to Ascertain Identity ====
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==== d) Limitation Period ====
==== d) Limitation Period ====


Once notice has been properly provided, the claimant must also meet the requirements set out in the ''Limitation Act''. The claimant has two years from the date of the loss to start an action for personal injury, death, and/or property damage (LA, s 3(2)).  
Once notice has been properly provided, the claimant must also meet the requirements set out in the ''Limitation Act''. The claimant has two years from the date of the loss to start an action for personal injury, death, and/or property damage (LA, s 3(2)).


=== 3. Exclusion of ICBC Liability ===
=== 3. Exclusion of ICBC Liability ===