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Difference between revisions of "Insurance Benefits for Accident Victims"
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Insurance Benefits for Accident Victims (view source)
Revision as of 23:59, 4 December 2014
, 23:59, 4 December 2014→2. Damages for losses caused by someone’s negligence
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If someone else was legally at fault for the accident—even partly—then you can be paid for at least some of your losses from the accident. For example, you could get payment for the clothes you were wearing that were ruined in the accident. You could also get fully paid for the loss of your future earnings if you can’t work because of the accident. Also, you may be paid compensation for the pain and suffering the accident caused you. | If someone else was legally at fault for the accident—even partly—then you can be paid for at least some of your losses from the accident. For example, you could get payment for the clothes you were wearing that were ruined in the accident. You could also get fully paid for the loss of your future earnings if you can’t work because of the accident. Also, you may be paid compensation for the pain and suffering the accident caused you. | ||
====You cannot collect twice for the same accident==== | |||
Because you cannot collect twice for the same loss, ICBC will subtract the accident benefits you receive from any damages (or compensation) that you receive for someone’s negligence. On the other hand, employment insurance and private disability benefits are not normally subtracted from damages, except in hit-and-run cases and some other situations. | Because you cannot collect twice for the same loss, ICBC will subtract the accident benefits you receive from any damages (or compensation) that you receive for someone’s negligence. On the other hand, employment insurance and private disability benefits are not normally subtracted from damages, except in hit-and-run cases and some other situations. | ||