Difference between revisions of "Introduction to ICBC Automobile Insurance (12:I)"

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{{LSLAP Manual TOC|expanded = ICBC}}
{{LSLAP Manual TOC|expanded = ICBC}}
== A. Books ==
Gregory, E.A. and Gregory, G.F.T., ''The Annotated British Columbia Insurance (Motor Vehicle) Act'' (Toronto: Carswell, 1995).
Continuing Legal Education Society of British Columbia, ''British Columbia Motor Vehicle Accident Claims Practice Manual'' (Vancouver: Continuing Legal Education Society of British Columbia, 2000). 
Continuing Legal Education Society of British Columbia, ''ICBC Motor Vehicle Accident Claims'' (November, 1988) (Vancouver: Continuing Legal Education Society of British Columbia, 1988). 
Continuing Legal Education Society of British Columbia, ''Vehicle Insurance: British Columbia Legislation and Commentary'' (Vancouver: Continuing Legal Education Society of British Columbia, 2007). 
== B. Legislation ==
''Insurance (Motor Vehicle) Act'', RSBC 1996, c 231 [IMVA].
''Insurance (Motor Vehicle) Act'' - Revised Regulations (1984), BC Reg 447/83 [IMVAR].
Insurance (Vehicle) Act, RSBC 1996, c 231 [IVA].Insurance (Vehicle) Regulation, BC Reg 447/83 [IVR]. Motor Vehicle Act, RSBC 1996, c 318 [MVA].Motor Vehicle Act Regulations, BC Reg 26/58 [MVA Regulations]. Insurance Corporation Act, RSBC 1996, c 228. Limitation Act, RSBC 1996, c 266, s 3(2). NOTE: The Insurance  (Motor  Vehicle)  Act  [IMVA]  and  the Insurance  (Motor  Vehicle)  Act    -  Revised Regulations (1984) [IMVA Regulations] were amended and renamed the Insurance (Vehicle) Act [IVA]  and  Insurance  (Vehicle)  Regulation [IVR]  respectively.  The  IVA  and IVR came  into  force and effect  on  July 1, 2007.  Note  that  there are  transitional provisions  governing  whether  the provisions of the old Act, new Act, or both Acts apply to an individual claim. C.General The automobile insurance system in BC is comprised of “no fault” benefit claims and indemnification for  claims  in  tort  law. No  fault  benefits  are  included  as  part  of  the  basic  (compulsory)  insurance coverage  offered  by  the  Insurance  Corporation  of  British  Columbia  (ICBC  or “the  Corporation”) exclusively. As the name implies, payment of the no fault coverage is given regardless of whether or notany element of fault is attributed to the insured. Optional coverage above and beyond the basic coverage may be purchased from either ICBC or a private insurer under an optional insurance contract (“OIC”).  Claims for damages brought under tort law however do require the presence of a fault element  on the part of the defendant to be successful. The victim of the accident (e.g. a personal injury claimant) may

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