Difference between revisions of "ICBC and Compulsory Coverage (12:X)"

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==== b) Duties in Sections 97-100 of the IVR ====
==== b) Duties in Sections 97-100 of the IVR ====


An insured must meet the requirements set out in s 97-100 of the IVR. If an insured fails to do this to the prejudice of ICBC, ICBC may deny  coverage of a claim. The following is a brief summary and claimants should refer to the IVR for more detail. The insured must comply with the following:  
An insured must meet the requirements set out in s 97-100 of the IVR. If an insured fails to do this to the prejudice of ICBC, ICBC may deny  coverage of a claim. The following is a brief summary and claimants should refer to the IVR for more detail. The insured must comply with the following:
*give prompt notice to ICBC of the accident;
*provide a written report within 30 days of the accident;
*provide a proof of claim (a standard form authorized by ICBC and provided to applicants) within 90 days of the accident; and 
*at ICBC’s request, promptly provide a certificate of an attending medical professional as to the nature and extent of the insured’s injury  and the treatment, current condition, and prognosis of the injury;
*at ICBC’s expense and request, be medically examined by someone selected by ICBC;
*where applicable, permit a post mortem examination and/or autopsy.
 
'''NOTE:''' For liability to cease (i.e. coverage to be denied), ICBC must have suffered prejudice as a result of the applicant’ s failure to comply.






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p12-14

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