Difference between revisions of "ICBC and Compulsory Coverage (12:X)"

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=== 4. Restrictions and Exclusion of Benefits ===
=== 4. Restrictions and Exclusion of Benefits ===


Students should check the IVR carefully to find what restrictions are applicable to a given claim for benefits. The following is merely a  brief summary of some very complicated provisions. Generally, ICBC is not liable to pay any of the benefits discussed above, in any of the following situations:  
Claimants should check the IVR carefully to find what restrictions are applicable to a given claim for benefits. The following is merely a  brief summary of some very complicated provisions. Generally, ICBC is not liable to pay any of the benefits discussed above, in any of the following situations:  
*if the applicant resides outside BC and the vehicle in which he or she was riding or driving at the material time was not designated in an owner’s certificate (s 96(a));
*if the applicant resides outside BC and the vehicle in which he or she was riding or driving at the material time was not designated in an owner’s certificate (s 96(a));
*if the applicant at the time of the accident was an occupant of, or was struck by, a vehicle that could not be licensed under the MVA or ''Commercial Transport Act'' (s 96(b)(i));  
*if the applicant at the time of the accident was an occupant of, or was struck by, a vehicle that could not be licensed under the MVA or ''Commercial Transport Act'' (s 96(b)(i));  
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*the treatment required of the insured is unlikely to relieve the disability;   
*the treatment required of the insured is unlikely to relieve the disability;   
*the treatment may injuriously affect the balance of the insured’s health; or   
*the treatment may injuriously affect the balance of the insured’s health; or   
*the treatment program is not likely to assist in rehabilitation.  
*the treatment program is not likely to assist in rehabilitation.


=== 5. Forfeiture and Breach of Conditions ===
=== 5. Forfeiture and Breach of Conditions ===
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