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*e) using the vehicle for a different purpose than the one declared by the insured in his or her application for insurance, except as “occasionally” permitted (IVR, s 55(2(a)); or | *e) using the vehicle for a different purpose than the one declared by the insured in his or her application for insurance, except as “occasionally” permitted (IVR, s 55(2(a)); or | ||
*f) naming in the owner’s certificate someone as the principal operator of the insured vehicle who is not actually the principle operator (IVR, s 75). | *f) naming in the owner’s certificate someone as the principal operator of the insured vehicle who is not actually the principle operator (IVR, s 75). | ||
'''NOTE:''' When the court determines who the principle driver is, it will consider the entire period covered by the insurance plan: see ''Dehm v ICBC'' (1982), 32 BCL.R. 23. | **'''NOTE:''' When the court determines who the principle driver is, it will consider the entire period covered by the insurance plan: see ''Dehm v ICBC'' (1982), 32 BCL.R. 23. | ||
Despite any breach of condition by an insured, insurance money is still payable to '''third parties''' by ICBC in cases where the insured person was: | Despite any breach of condition by an insured, insurance money is still payable to '''third parties''' by ICBC in cases where the insured person was: |