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== Client problems== | == Client problems== | ||
* | *Client says a creditor is unfairly trying to collect when the client has no money to pay a claim. | ||
* Client says a creditor is persisting in contacting them even though the client disputes the debt. | *Client says a creditor is persisting in contacting them even though the client disputes the debt. | ||
== Summary of the law == | == Summary of the law == |
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