Difference between revisions of "Workers' Compensation Claim Benefits (7:XI)"

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== D. Temporary Wage Loss Benefits (TWL) ==
== D. Temporary Wage Loss Benefits (TWL) ==


The WCA does not define “disability” although it uses this term throughout the Act. Section 29(1) of the Act states that if a worker has a temporary total disability (TTD), the Board must pay full TWL benefits (calculated according to the steps above), also referred to as “s. 29 benefits”. Section 30 states that if a worker has a temporary partial disability (TPD), the Board must pay the difference between the worker’s average net earnings before the injury and either their average net earnings after the injury OR the average net earnings in some deemed “suitable” occupation. These are referred to as “s. 30 benefits”.  
The WCA does not define “disability” although it uses this term throughout the Act. Section 191(1) (previously 29(1)) of the Act states that if a worker has a temporary total disability, the Board must pay full temporary wage loss benefits (calculated according to the steps above) also referred to as “s 191 benefits”. Section 192 (previously 30) states that if a worker has a temporary partial disability, the Board must pay the difference between the worker’s average net earnings before the injury and either their average net earnings after the injury OR the average net earnings in some deemed “suitable” occupation. These are referred to as “s. 192 benefits”.  


If a worker has an injury but can perform the full duties of the pre-injury job, the claim is accepted for health care benefits only (see below). If the injury is such that the worker '''cannot''' perform full duties, the Board makes an entitlement decision on an accepted claim regarding additional benefits, especially wage loss (#34.10). For most claims, the Board finds that there is some type of temporary disability:
If a worker has an injury but can perform the full duties of the pre-injury job, the claim is accepted for health care benefits only (see below). If the injury is such that the worker cannot perform full duties, the Board makes an entitlement decision on an accepted claim regarding additional benefits, especially wage loss (#33.00). For most claims, the Board finds that there is some type of temporary disability:  


TTD - worker not working at all: TWL paid under s. 29 of the Act;
Temporary Total Disability - worker not working at all: Temporary Wage Loss paid under s 191 (previously 29) of the Act;  


TPD – worker working part-time work at a suitable occupation or deemed suitable occupation and paid Partial Wage Loss (PWL) under s. 30 of the Act; OR
Temporary Partial Disability – worker working part-time work at a suitable occupation or deemed suitable occupation and paid Partial Wage Loss under s 192 of the Act; OR  


Temporary Disability (of any kind) but the employer gives the worker given suitable light duties a as per policy #34.11. In this case, the Board usually does not pay the worker any TWL but the worker’s other benefit entitlement (such as health care) is adjudicated under s. 30 of the Act. Policy #34.11 applies to any adjudication of these light duties, including where the worker refuses light duties on the grounds that they are unreasonable.  
Temporary Disability (of any kind) but the employer gives the worker suitable light duties as per policy #34.10. In this case, the Board usually does not pay the worker any temporary wage loss benefits but the worker’s other benefit entitlement (such as health care) is adjudicated under s 192 of the Act. Policy #34.10 applies to any adjudication of these light duties, including where the worker refuses light duties on the grounds that they are unreasonable.  


:'''NOTE:''' Light duties is meant to be a temporary arrangement during a period of temporary disability. Even though no TWL is paid to a worker, it is still an accepted period of “disability” under the Act. During this period, a worker is entitled not only to health care benefits but also to a decision regarding the outcome of the accepted condition. All periods of “light duty” should conclude with a formal “resolve” or “plateau” decision (see below).  
:'''NOTE:''' Light duties are meant to be a temporary arrangement during a period of temporary disability. Even though no temporary wage loss benefit is paid to a worker, it is still an accepted period of “disability” under the Act. During this period, a worker is entitled not only to health care benefits but also to a decision regarding the outcome of the accepted condition. All periods of “light duty” should conclude with a formal “resolve” or “plateau” decision (see below).


A temporary disability ceases when the worker’s medical condition either resolves entirely or is not expected to change significantly in the next 12 months. At this point, the medical condition is said to have “plateaued” and is considered permanent. In either case, the Board ceases to pay further TWL under s. 29 or s. 30 at this point.
A temporary disability ceases when the worker’s medical condition either resolves entirely or is not expected to change significantly in the next 12 months. At this point, the medical condition is said to have “plateaued” and is considered permanent. In either case, the Board ceases to pay further temporary wage loss benefits under ss 191 or 192 (previously 29 or 30) at this point.


== E. Health Care Benefits ==
== E. Health Care Benefits ==
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