Difference between revisions of "ICBC and Compulsory Coverage (12:X)"

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===== (1) What is Inverse Liability? =====
===== (1) What is Inverse Liability? =====


Inverse liability coverage is part of the basic insurance plan, which covers costs to vehicle repairs when an insured is involved in an  accident out of British Columbia. More specifically, the basic compulsory coverage will pay for loss or damage to a BC vehicle resulting from  an accident occurring '''outside BC'''. but in Canada or the U.S. if the insured does not have a right of action under the law of:  
Inverse liability coverage is part of the basic insurance plan, which covers costs to vehicle repairs when an insured is involved in an  accident out of British Columbia. More specifically, the basic compulsory coverage will pay for loss or damage to a BC vehicle resulting from  an accident occurring '''outside BC'''. but in Canada or the U.S. if the insured does '''not''' have a right of action under the law of:  
*the place where the accident happened; or   
*the place where the accident happened; or   
*the place where the person responsible for the accident is a resident (e.g. unidentified defendant following a hit and run collision).
*the place where the person responsible for the accident is a resident (e.g. unidentified defendant following a hit and run collision).


===== (2) Who is Covered? =====
===== (2) Who is Covered? =====
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