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Difference between revisions of "Claims Involving Out-of-province Insurers or Accidents (12:XIII)"
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Claims Involving Out-of-province Insurers or Accidents (12:XIII) (view source)
Revision as of 04:20, 7 October 2022
, 04:20, 7 October 2022→2. Underinsured Motorist Protection (UMP) Entitlements
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:'''NOTE:''' Failure by an out-of-province insurer to disclose that it has signed a PAU cannot be grounds for claims of bad faith or negligence ([http://www.canlii.org/en/bc/bcca/doc/2009/2009bcca78/2009bcca78.html?autocompleteStr=pearlman%20v%20amer&autocompletePos=1 ''Pearlman v American Commerce Insurance Co''], 2009 BCCA 78). | :'''NOTE:''' Failure by an out-of-province insurer to disclose that it has signed a PAU cannot be grounds for claims of bad faith or negligence ([http://www.canlii.org/en/bc/bcca/doc/2009/2009bcca78/2009bcca78.html?autocompleteStr=pearlman%20v%20amer&autocompletePos=1 ''Pearlman v American Commerce Insurance Co''], 2009 BCCA 78). | ||
=== 2. Underinsured Motorist Protection (UMP) | === 2. Underinsured Motorist Protection (UMP) === | ||
Underinsured Motorist Protection is mandatory first-party coverage provided by ICBC to compensate an insured in the case of injury or death caused by an at-fault motorist. Generally, most residents of B.C. will have <span class="noglossary">access</span> to UMP coverage as the definition of an “insured” set out at s 148.1 of the ''IVA'' includes: | Underinsured Motorist Protection is mandatory first-party coverage provided by ICBC to compensate an insured in the case of injury or death caused by an at-fault motorist. Generally, most residents of B.C. will have <span class="noglossary">access</span> to UMP coverage as the definition of an “insured” set out at s 148.1 of the ''IVA'' includes: | ||