Difference between revisions of "Income Security (Legal Information for Indigenous People)"

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==Employment Insurance==
==Employment Insurance==


The EI Application is online and takes about 40 minutes. As a general rule, apply within 4 weeks of stopping work https://www.canada.ca/en/ services/benefits/ei/ei-regular-benefit/apply.html
The EI Application is online and takes about 40 minutes. As a general rule, apply within 4 weeks of stopping work [https://www.canada.ca/en/services/benefits/ei/ei-regular-benefit/apply.html canada.ca].


Eligibility considerations include:
Eligibility considerations include:
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* Call Service Canada to check if you are unsure about contributions 1-800-277-9914.
* Call Service Canada to check if you are unsure about contributions 1-800-277-9914.
* Have not collected CPP Early Retirement for more than 15 months and
* Have not collected CPP Early Retirement for more than 15 months and
* Have a “severe and prolonged” disability as defined in the CPP legislation: Severe is a condition that makes “a person incapable of regularly pursuing any substantially gainful occupation.” Prolonged is defined as “likely to be long continued and of indefinite duration or is likely to result in death…” https://www.canada.ca/en/services/benefits/ publicpensions/cpp/cpp-disability-benefit/apply
* Have a “severe and prolonged” disability as defined in the CPP legislation: Severe is a condition that makes “a person incapable of regularly pursuing any substantially gainful occupation.” Prolonged is defined as “likely to be long continued and of indefinite duration or is likely to result in death…” [https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-disability-benefit/apply canada.ca]
* You can apply online or by mail. See: https://www.canada.ca/en/ services/benefits/publicpensions/cpp/cpp-disability-benefit/apply
* You can apply online or by mail. See: [https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-disability-benefit/apply canada.ca]
Talk to your Doctor about filling in the forms. Call a Legal Advocate for help applying. If you are denied, call the Disability Alliance of BC or another Legal Advocate for help with an appeal 604-872-1278
Talk to your Doctor about filling in the forms. Call a Legal Advocate for help applying. If you are denied, call the Disability Alliance of BC or another Legal Advocate for help with an appeal 604-872-1278


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For help with disability applications and appeals:
For help with disability applications and appeals:
Contact a Legal Advocate near you www.povnet.org/find-an-advocate and/or call the British Columbia Aboriginal Network
Contact a Legal Advocate near you [https://www.povnet.org/find-an-advocate povnet.org] and/or call the British Columbia Aboriginal Network on Disability Society (BCANDS) 1-888-815 -5511.
on Disability Society (BCANDS) 1-888-815 -5511.


When living off reserve, people apply for the Persons with Disabilities (PWD) designation through the Ministry of Social Development and Social Innovation.
When living off reserve, people apply for the Persons with Disabilities (PWD) designation through the Ministry of Social Development and Social Innovation.
To start the application process:
To start the application process:
* apply online through https://myselfserve.gov.bc.ca
* apply online through [https://myselfserve.gov.bc.ca myselfserve.gov.bc.ca]
* call 1-866-866-0800 to apply by phone; or
* call 1-866-866-0800 to apply by phone; or
* apply in person at a Ministry office
* apply in person at a Ministry office
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==Employment standards: on and off reserve employment==
==Employment standards: on and off reserve employment==


If you have a Complaint: The Canada Labour Code sets federal labour standards for people employed in federal industries, which often includes First Nations Bands and other employment on reserve.
If you have a Complaint: The ''Canada Labour Code'' sets federal labour standards for people employed in federal industries, which often includes First Nations Bands and other employment on reserve.


Call Canada Labour to confirm jurisdiction (Federal or Provincial) 1-800-641-4049 and to speak with a Labour Program Officer about your rights and the options you have if your rights have been violated.
Call Canada Labour to confirm jurisdiction (Federal or Provincial) 1-800-641-4049 and to speak with a Labour Program Officer about your rights and the options you have if your rights have been violated.
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Debt can feel overwhelming, but the good news is that there are BC laws that specifically offer protections to debtors. The ''Business Practices and Consumer Protection Act'' offers many protections to consumers in its regulations of business practices.
Debt can feel overwhelming, but the good news is that there are BC laws that specifically offer protections to debtors. The ''Business Practices and Consumer Protection Act'' offers many protections to consumers in its regulations of business practices.


Debt collectors harassing you with phone calls? You can stop debt collector’s calls with a simple letter asking for all communication to be in writing. You can find this letter on the Consumer Protection BC website [https://www.consumerprotectionbc.ca/ www.consumerprotectionbc.ca]. To find it, go to the “consumer help” section, then click on “debt collection.” Save proof that you sent the letter. If they continue to call you, then you can report to Consumer Protection. Consumer Protection responds to consumer inquiries and investigates alleged violations of consumer protection laws. 1-888 -564-9963
Debt collectors harassing you with phone calls? You can stop debt collector’s calls with a simple letter asking for all communication to be in writing. You can find this letter on the Consumer Protection BC website [https://www.consumerprotectionbc.ca/ www.consumerprotectionbc.ca]. To find it, go to the “consumer help” section, then click on “debt collection.” Save proof that you sent the letter. If they continue to call you, then you can report to Consumer Protection. Consumer Protection responds to consumer inquiries and investigates alleged violations of consumer protection laws. 1-888 -564-9963

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