Difference between revisions of "Direct Sales, Future Performance, and Time Share Contracts (11:V)"

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{{REVIEWED LSLAP | date= July 8, 2022}}
{{REVIEWED LSLAP | date= July 8, 2023}}
{{LSLAP Manual TOC|expanded = consumer}}
{{LSLAP Manual TOC|expanded = consumer}}


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The ''BPCPA'' sets out a lengthy list of requirements under ss 19 and 20 for the content of direct sales contracts, such as the name, address, and telephone number of the seller, the name (in a readable form) of the individual who signs the contract on behalf of the supplier, a detailed description of the goods or services to identify them with certainty, the price, and a detailed statement of the terms of payment. When credit is extended (meaning any sort of arrangement where the individual/buyer can pay at a later date), there also needs to be a description of the subject matter of any security interest (such as collateral that the seller may hold in the buyer’s property). This is '''not''' an exhaustive list; please consult the ''BPCPA''.  
The ''BPCPA'' sets out a lengthy list of requirements under ss 19 and 20 for the content of direct sales contracts, such as the name, address, and telephone number of the seller, the name (in a readable form) of the individual who signs the contract on behalf of the supplier, a detailed description of the goods or services to identify them with certainty, the price, and a detailed statement of the terms of payment. When credit is extended (meaning any sort of arrangement where the individual/buyer can pay at a later date), there also needs to be a description of the subject matter of any security interest (such as collateral that the seller may hold in the buyer’s property). This is '''not''' an exhaustive list; please consult the ''BPCPA''.  


Under s 5 of the ''CCR'', there are several exemptions to the applicability of the ''BPCPA'' to direct sales contract. Such exemptions include certain classes of direct sellers who are selling goods or services for which they are licensed, registered, or incorporated (s 5(4)), and direct sales contracts that are entered into in certain places, such as agricultural shows or fairs, trade shows, and craft fairs. Direct sellers are also exempt if the seller attends the place following a request that was made at least 24 hours in advance by the consumer or a friend or relative of the consumer who is not an associate of the direct seller. For a full list of exemptions, please consult the ''CCR''.
Under s 5 of the ''CCR'', there are several exemptions to the applicability of the ''BPCPA'' to direct sales contract. Such exemptions include:
 
* Certain classes of direct sellers who are selling goods or services for which they are licensed, registered or incorporated (s 5(4)).
* Direct sellers who enter into a direct sales contract at agricultural shows or fairs, trade shows, craft shows, temporary kiosks in shopping malls, or similar types of exhibits (s 5(5)).
* Direct sellers who attend the place following a request that was made at least 24 hours in advance by the consumer or a friend or relative of the consumer who is not an associate of the direct seller.


=== 1. Right of Cancellation ===
=== 1. Right of Cancellation ===
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Material changes in circumstances include, but are not limited to:
Material changes in circumstances include, but are not limited to:
* The buyer’s death; and
* The buyer’s death.
* Permanent disability or permanent relocation more than 30 km further from when the consumer entered into the contract.  
* The buyer is mentally or physically unable to participate in the activity they signed up for.
* The buyer has relocated more than 30 km further from where they entered into the contract.


Material changes in circumstances of the seller include:
Material changes in circumstances of the seller include:
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The required form and procedure for giving notice are set out in s 54.
The required form and procedure for giving notice are set out in s 54.
Additionally, if the business has made significant changes to the services it originally offered, like closing down, moving, or removing certain amenities, it may be considered a material change by the supplier, and the buyer may have a right to cancel.
To exercise their right of cancellation, buyers of continuing services can fill out the following forms and send them to the other party:
To cancel a continuing services contract within 10 days: https://www.consumerprotectionbc.ca/wordpress/wp-content/uploads/2017/06/Cont.-serv.-cancellation-within-10-days.pdf
To cancel a contract because of the buyer's change in circumstances (buyer's material changes): https://www.consumerprotectionbc.ca/wordpress/wp-content/uploads/2017/06/To-cancel-your-contract-because-of-your-change-in-circumstances-fill-out-this-form.pdf


== D. Unsolicited Goods or Services ==
== D. Unsolicited Goods or Services ==
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