Difference between revisions of "If You're Injured in a Motor Vehicle Accident"

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{{REVIEWEDPLS | reviewer = Janet Mackinnon and Krista Prockiw of ICBC |date= February 2019}} {{Dial-A-Law TOC|expanded = cars}}  
{{REVIEWEDPLS | reviewer = Murray Wolf, McLarty Wolf; Janet Mackinnon and Krista Prockiw of ICBC |date= February 2019}} {{Dial-A-Law TOC|expanded = cars}}  
Getting injured in a motor vehicle accident is an awful experience. Learn your legal rights in the event you’re injured, and the steps involved in making a '''personal injury claim'''.
Getting injured in a motor vehicle accident is an awful experience. Learn your legal rights in the event you’re injured, and the steps involved in making a '''personal injury claim'''.


{| class="wikitable"
{| class="wikitable"
|align="left"|'''Alert!'''
|align="left"|'''Alert!'''
On May 1, 2021 a law came into effect that changed how ICBC insurance works. A motor vehicle accident that occurs in BC after that date is covered by a new insurance model, called enhanced care. We're currently updating this content to reflect the changes. In the meantime, [https://www.icbc.com/insurance/products-coverage/Pages/basic-insurance.aspx visit ICBC's website for details].
On May 1, 2021 a law came into effect that changed how ICBC insurance works. A motor vehicle accident that occurs in BC after that date is covered by a new insurance model, called '''enhanced care'''. We're currently updating this content to reflect the changes. In the meantime, [https://www.icbc.com/insurance/products-coverage/Pages/basic-insurance.aspx visit ICBC's website for details].
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===No-fault accident benefits are paid no matter who caused the accident===
===No-fault accident benefits are paid no matter who caused the accident===
If you’re injured in a motor vehicle accident, there are two sources of compensation:
If you’re injured in a motor vehicle accident, there are two sources of compensation:
*no-fault accident benefits
 
*damages for losses if another person was at fault
* no-fault accident benefits
* damages for losses if another person was at fault


Everyone in BC who owns a vehicle must buy basic insurance from the [https://www.icbc.com/Pages/default.aspx Insurance Corporation of British Columbia], called ICBC. This insurance pays '''no-fault accident benefits''' to almost everybody in BC who is injured in a motor vehicle accident — no matter who caused the accident.
Everyone in BC who owns a vehicle must buy basic insurance from the [https://www.icbc.com/Pages/default.aspx Insurance Corporation of British Columbia], called ICBC. This insurance pays '''no-fault accident benefits''' to almost everybody in BC who is injured in a motor vehicle accident — no matter who caused the accident.
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You may also decide to sue ICBC if it refuses to pay you the accident benefits you are entitled to.
You may also decide to sue ICBC if it refuses to pay you the accident benefits you are entitled to.
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|align="left"|'''Tip'''
|align="left"|'''Tip'''
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{| class="wikitable"
|align="left"|'''Tip'''
|align="left"|'''Tip'''
For motor vehicle accidents taking place in BC after April 1, 2019, [https://civilresolutionbc.ca/ injury claims up to $50,000 must be brought to the Civil Resolution Tribunal].
The Civil Resolution Tribunal's jurisdiction over personal injury claims is [https://www.canlii.org/en/bc/bcsc/doc/2021/2021bcsc348/2021bcsc348.html currently being litigated in the courts]. We'll be updating this page as things unfold.
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