Difference between revisions of "Taking Charge of Your Credit Report"

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There are two main credit reporting agencies in Canada: Equifax and TransUnion. They gather your information into a '''credit report'''.
There are two main credit reporting agencies in Canada: Equifax and TransUnion. They gather your information into a '''credit report'''.


You’re entitled to a free copy of yours. We offer guidance on how to get it. See [https://www.peopleslawschool.ca/everyday-legal-problems/money-debt/credit-reports/ordering-your-credit-report ordering your credit report].
You’re entitled to a free copy of yours. We offer guidance on how to get it. See [https://www.peopleslawschool.ca/ordering-credit-report/ ordering your credit report].


The credit reporting agencies plug your credit information into mathematical formulas to come up with your '''credit score'''. A high credit score is good. It means you’re a good bet to lend money to — because you’re seen as likely to pay it back.
The credit reporting agencies plug your credit information into mathematical formulas to come up with your '''credit score'''. A high credit score is good. It means you’re a good bet to lend money to — because you’re seen as likely to pay it back.
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