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Difference between revisions of "Glossary for Scams to Avoid"
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Glossary for Scams to Avoid (view source)
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'''Catphishing:''' When someone assumes a fake identity to lure another person into an emotional or romantic relationship with them, so they can trick them out of their money. | |||
'''Consumer:''' A person who buys goods or services. | |||
'''Contract:''' A legally recognized agreement made between two or more people. | |||
'''Credit:''' The ability to obtain money or value based on trust that payment will be made in the future. | |||
'''Credit report:''' A detailed list of a person’s credit and bill-paying history, and other information about them. | |||
'''Credit score:''' A number that expresses the information in a person’s credit report at one point in time. The score indicates the risk the person represents for lenders, compared with other people, on a | |||
scale from 300 to 900. The higher the score, the lower the risk for lenders. | |||
'''Creditor:''' A person or company to whom another person owes money or an obligation. | |||
'''Debt: '''A sum of money or an obligation owed by one person to another. | |||
'''Fraud:''' To intentionally deceive someone in order to gain an unfair or illegal advantage. | |||
'''Identity theft:''' When someone takes personal information and uses it to access that person’s finances, make purchases in their name, or commit other crimes. | |||
'''Malware:''' Software used to disrupt use of a computer or other device or gain access to sensitive information on the device. | |||
'''Phishing:''' When someone sends a fake email or text to trick a person into handing over personal and financial information. Their message is being used as bait to “fish” for victims. | |||
'''Scam:''' An illegal or dishonest scheme to trick people out of their money. | |||
'''Spam:''' Email that is not wanted. | |||
'''Spyware:''' Malicious software installed on a device without the owner realizing it. | |||
'''Virus:''' A harmful software program. | |||
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