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Difference between revisions of "Debtor’s Options for Getting Out of Debt"
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Debtor’s Options for Getting Out of Debt (view source)
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Most debt problems are primarily financial problems, not legal problems. Accordingly, a debtor can take several steps that do not involve the legal process. In many instances, a debtor can resolve a problem directly with the creditor, possibly with the assistance of an advocate. | Most debt problems are primarily financial problems, not legal problems. Accordingly, a debtor can take several steps that do not involve the legal process. In many instances, a debtor can resolve a problem directly with the creditor, possibly with the assistance of an advocate. | ||
The following solutions apply to debtors who accept liability (responsibility) for a claim by a creditor. If you believe there is a defence that makes the client not legally liable for the claim, see the sections on Contract Defences, Court Process in Consumer and Debt Matters, and Examination of Debtors for ways to resolve the problem. | The following solutions apply to debtors who accept liability (responsibility) for a claim by a creditor. If you believe there is a defence that makes the client not legally liable for the claim, see the sections on [[Contract Defences]], [[Court Process in Consumer and Debt Matters]], and [[Examination of Debtors]] for ways to resolve the problem. | ||
=== First steps=== | === First steps=== | ||
