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== Client problems== | == Client problems== | ||
* | * A creditor with a lien over a client’s car has threatened to repossess the car because the client missed a payment.
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* A bailiff came with a warrant to repossess a client’s rented furniture because the client missed a payment.
| * A bailiff came with a warrant to repossess a client’s rented furniture because the client missed a payment.
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* A sheriff came with a writ (a written court order) to take a client’s household goods because they have not paid on a court judgment that a creditor took against the client some months ago.
| * A sheriff came with a writ (a written court order) to take a client’s household goods because they have not paid on a court judgment that a creditor took against the client some months ago.
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* Client asks what rights they have to refuse to let a “repo man” into the client’s residence or onto the client’s property.
| * Client asks what rights they have to refuse to let a “repo man” into the client’s residence or onto the client’s property.
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== Summary of the law== | == Summary of the law== | ||
[[File:Consumer_Law_and_Debt_-_Bailiffs,_Court_Bailiffs_and_Sheriffs.jpg|thumb|275px|right| link=| <span style="font-size:50%;">Image via www.istockphoto.com</span>]] | [[File:Consumer_Law_and_Debt_-_Bailiffs,_Court_Bailiffs_and_Sheriffs.jpg|thumb|275px|right| link=| <span style="font-size:50%;">Image via www.istockphoto.com</span>]] |
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