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• Consumer and Debt Problems
  ...first steps and some useful resources for people in BC facing consumer or debt-related * [[A debt collector is harassing me]].
  1 KB (176 words) - 09:37, 19 October 2018
• Consumer and Debt Laws
  {{Consumer and Debt Law TOC}} These federal and provincial laws are discussed in ''[[Consumer and Debt Law]]''.
  4 KB (550 words) - 16:49, 13 October 2018
• Consumer and Debt Cases
  {{Consumer and Debt Law TOC}} These cases are discussed in ''[[Consumer and Debt Law]]''. Links are provided to the text of those cases available on [http:/
  3 KB (496 words) - 17:51, 12 October 2018
• Consumer and Debt Law
  |filename = Consumer and Debt Law full cover image.jpg |title = ''Consumer and Debt Law''}}{{Clicklaw Wikibooks Badge}}
  5 KB (696 words) - 22:32, 1 February 2021
• Agencies that Help with Consumer and Debt Law
  {{Consumer and Debt Law TOC}} In assisting a client with consumer or debt law problems, you may consider referring the client to another individual o
  2 KB (298 words) - 17:53, 12 October 2018
• Introduction to Consumer and Debt Law
  {{Consumer and Debt Law TOC}} ...rs in British Columbia whose clients are having problems with consumer or debt issues.
  5 KB (741 words) - 18:04, 24 October 2018
• Scope of Consumer and Debt Law
  {{Consumer and Debt Law TOC}} # '''Consumer Law''': Common problems involving consumer law.
  4 KB (602 words) - 14:40, 16 November 2018
• Other Resources for Consumer and Debt Law
  {{Consumer and Debt Law TOC}} The following sources provide information on consumer or debt law in British Columbia.
  4 KB (486 words) - 18:33, 31 March 2023
• Court Process in Consumer and Debt Matters
  ...}This section gives an overview of the '''court process''' in consumer and debt matters. *Client explains that they cannot afford a lawyer and want you to help in court or at least give some advice about court procedur
  13 KB (2,117 words) - 16:41, 13 October 2018
• How to Use Consumer and Debt Law to Help Your Clients
  {{Consumer and Debt Law TOC}} ...Overwhelmingly, society accepts the rules that govern these transactions, and follows them.
  3 KB (551 words) - 19:01, 12 October 2018

Page text matches

• Court Jurisdiction and Procedures
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= June 2018}}{{Consumer and Debt Law TOC}} {{Consumer and Debt Law Navbox}}
  424 bytes (51 words) - 14:56, 13 June 2018
• Garnishment and Set-off
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= June 2018}}{{Consumer and Debt Law TOC}} {{Consumer and Debt Law Navbox}}
  424 bytes (51 words) - 14:54, 13 June 2018
• Orderly Payment of Debts
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = out}} ...s'''”. These provisions enable a debtor to consolidate most of their debts and pay them off through one monthly payment to the court.
  1 KB (176 words) - 19:41, 19 September 2018
• Buying Services
  #REDIRECT [[Consumer and Debt Laws]]
  36 bytes (5 words) - 18:35, 13 June 2018
• Borrowing Money
  #REDIRECT [[Consumer and Debt Cases]]
  37 bytes (5 words) - 18:40, 13 June 2018
• Credit Reports & Credit Cards
  #REDIRECT [[Scope of Consumer and Debt Law]]
  44 bytes (7 words) - 05:37, 19 June 2018
• Books/Managing Someone Else's Money
  #REDIRECT [[Introduction to Consumer and Debt Law]]
  51 bytes (7 words) - 20:13, 2 October 2018
• Consumer Protection BC
  ...er Protection BC''' is a watchdog for consumer complaints including unfair debt collection practices. ...nforcement] provide more information on the complaint process, compliance, and enforcement.
  780 bytes (83 words) - 19:59, 13 April 2017
• Mortgages and Secured Loans
  #REDIRECT [[How to Use Consumer and Debt Law to Help Your Clients]]
  67 bytes (12 words) - 05:39, 19 June 2018
• Scope of Consumer and Debt Law
  {{Consumer and Debt Law TOC}} # '''Consumer Law''': Common problems involving consumer law.
  4 KB (602 words) - 14:40, 16 November 2018
• Other Resources for Consumer and Debt Law
  {{Consumer and Debt Law TOC}} The following sources provide information on consumer or debt law in British Columbia.
  4 KB (486 words) - 18:33, 31 March 2023
• Consumer Law Lesson Module
  ...elated ESL Lessons TOC}}This lesson module is for teaching newcomers about consumer laws in British Columbia. ...blems with Home Repairs]], [[Someone Owes You Money]], and [[Problems with Debt]].
  2 KB (267 words) - 21:18, 20 April 2017
• Agencies that Help with Consumer and Debt Law
  {{Consumer and Debt Law TOC}} In assisting a client with consumer or debt law problems, you may consider referring the client to another individual o
  2 KB (298 words) - 17:53, 12 October 2018
• Consumer and Debt Law
  |filename = Consumer and Debt Law full cover image.jpg |title = ''Consumer and Debt Law''}}{{Clicklaw Wikibooks Badge}}
  5 KB (696 words) - 22:32, 1 February 2021
• Allan Parker
  ...Bono. He was a part-time mediator, a member of the Civil Mediation Roster, and was Access Pro Bono’s resident expert on debtor-creditor law. ...Columbians]]'' and reviewed the [[Consumer and Debt Problems|consumer and debt]] section of the Guide.
  1,003 bytes (139 words) - 01:28, 13 September 2022
• Credit Insurance
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = borrowing}} ...urance issues related to consumer transactions, particularly insurance for consumer loans or mortgages.
  3 KB (447 words) - 15:55, 13 October 2018
• Consumer and Debt Laws
  {{Consumer and Debt Law TOC}} These federal and provincial laws are discussed in ''[[Consumer and Debt Law]]''.
  4 KB (550 words) - 16:49, 13 October 2018
• Warehouse Liens
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = services}} *Client has put goods in storage with a storage company and now cannot pay the bill.
  2 KB (415 words) - 19:29, 12 October 2018
• A Debt Collector Is Harassing Me
  ...ople you owe money to) are allowed to take reasonable steps to collect the debt, including hiring a collection agent. However, a collection agent can’t t * publishing or threatening to publish your name and failure to pay.
  5 KB (711 words) - 04:16, 2 May 2017
• Introduction to Consumer and Debt Law
  {{Consumer and Debt Law TOC}} ...rs in British Columbia whose clients are having problems with consumer or debt issues.
  5 KB (741 words) - 18:04, 24 October 2018
• Consumer Law Essentials
  |filename = Consumer Law Essentials full cover image.jpg |title = ''Consumer Law Essentials''}}{{Clicklaw Wikibooks Badge}}{{fmbox
  5 KB (710 words) - 23:11, 1 February 2021
• People's Law School
  ...roduct/Listing/17442_Peoples-Law-School#/?statesave=true print resources], and a [https://www.peopleslawschool.ca/category/qa/ Q+A service]. ...Debt Law full cover image.jpg|link=Consumer and Debt Law|''[[Consumer and Debt Law]]''
  4 KB (537 words) - 15:19, 27 September 2023
• Contract Remedies
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = contracts}} * Client wants to know what type of award a judge might make if a consumer or credit problem goes to court.
  5 KB (748 words) - 16:21, 13 October 2018
• Unsolicited Goods and Services
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = purchase}} ...ed a sample product or other consumer goods that they did not contract for and wants to know their legal responsibility if they keep the goods.

  5 KB (785 words) - 15:45, 13 October 2018
• Foreign Claims and Judgments
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = goingcourt}} * Client tells you that a creditor is trying to collect on a debt or judgment from another province or from the United States.

  5 KB (751 words) - 14:41, 9 October 2018
• Dealing with Debt Collectors
  .../creaseharman.com/r-bruce-e-hallsor/ Bruce Hallsor, KC], Crease Harman LLP and [https://meridianlawgroup.ca/lawyers/david-madani/ David Madani], Swadden & ...a debt collector can contact you and others around you. Learn your rights and steps to take to protect them.
  8 KB (1,371 words) - 01:03, 7 November 2023
• Introduction to Creditors' Remedies (10:I)
  ...ed. The most important reason for starting civil proceedings to collect a debt is to permit the creditor to execute on their judgment. Such execution pro ...inations in aid of execution (to determine the debtor’s ability to pay the debt);
  3 KB (399 words) - 17:52, 8 August 2023
• Consumer and Debt Problems
  ...first steps and some useful resources for people in BC facing consumer or debt-related * [[A debt collector is harassing me]].
  1 KB (176 words) - 09:37, 19 October 2018
• Debtor’s Options for Getting Out of Debt
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = out}} ...ons a debtor may use to '''resolve debt problems''', from budgeting out of debt to consolidating their debts to declaring bankruptcy.
  8 KB (1,317 words) - 14:38, 9 October 2018
• Deposits in Consumer Transactions
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = purchase}} * Client paid a deposit in a consumer transaction and wants to know how to get it back after deciding not to complete the transac
  6 KB (1,053 words) - 13:04, 11 October 2018
• Collection Agents
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = dealing}} ...is harassing the client by making repeated telephone calls to them at home and work.
  8 KB (1,264 words) - 16:25, 13 October 2018
• Consumer and Ordinary Proposals
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = out}} ...ay something toward all of them, but needs a lower overall monthly payment and additional time to pay.

  7 KB (1,136 words) - 14:39, 9 October 2018
• Misleading Advertising
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = purchase}} ...has a problem involving misleading advertising, double ticketing, or “bait and switch” selling.

  6 KB (943 words) - 18:07, 27 November 2023
• Credit Reports and Credit Ratings
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = reports}} A '''credit report''' shows a person’s history of borrowing money and paying bills. It's used to calculate a '''credit rating''', which is a numb
  7 KB (1,120 words) - 12:45, 12 October 2018
• Repairers' Liens
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = services}} * Repairer has repossessed client’s goods and is now threatening to sell the goods to cover the repair bill.

  9 KB (1,398 words) - 16:22, 13 October 2018
• Leases
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = purchase}} *Client cannot make further payments on a car lease and wants to know their rights if the car is repossessed.
  7 KB (1,031 words) - 19:25, 12 October 2018
• I Bought a Product from a Door-to-Door Salesperson and No Longer Want It
  {{Template:Legal Help Guide TOC}}When a person comes to your home and sells you goods or services, this is called a ''direct sale''. You generall ...contract), and keep a copy of what you send them and a record of the date and method you sent it.
  2 KB (389 words) - 04:18, 2 May 2017
• How to Use Consumer and Debt Law to Help Your Clients
  {{Consumer and Debt Law TOC}} ...Overwhelmingly, society accepts the rules that govern these transactions, and follows them.
  3 KB (551 words) - 19:01, 12 October 2018
• Fraudulent Conveyances and Fraudulent Preferences
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = actions}} ..., for example) or illegally. This section briefly outlines the basic legal and ethical issues to watch for when clients ask “what if” questions. (See
  5 KB (771 words) - 13:46, 12 October 2018
• Limitations
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = goingcourt}} ...t for a number of years and wants to know if they are still liable for the debt.
  7 KB (1,106 words) - 16:43, 13 October 2018
• Prepayment Rights
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = mortgages}} '''Prepayment rights''' enable a borrower to pay off or pay down a debt earlier than when periodic payments are due.
  7 KB (1,186 words) - 19:13, 12 October 2018
• Scams to Avoid
  ...affect British Columbians, explains the growing problem of identity theft, and tells you the steps to take if you have been the victim of a scam. *'''[[Charity and Sales Scams]]'''
  6 KB (801 words) - 00:54, 30 May 2022
• You Have Options for Getting Out of Debt
  ...r daily life. The good news is there are options for getting out of debt — and people who can help. ===You have options for getting out of debt===
  10 KB (1,655 words) - 01:10, 7 November 2023
• Credit Cards
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = reports}} ...s based on a promise to pay later, follow some basic rules of contract law and raise some special legal issues.
  10 KB (1,668 words) - 12:46, 12 October 2018
• Opting Out and Cooling-off Periods
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = contracts}} * Client entered into a contract for goods or services and now wants out of the contract, even though there is nothing wrong with what
  11 KB (1,828 words) - 12:34, 11 October 2018
• Travel Services
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = services}} ...t receive promised services have remedies they can pursue under common law and statute law.
  9 KB (1,496 words) - 13:19, 11 October 2018
• My Car Broke Down and the Dealer Won't Fix It
  ...the general law is “buyer beware,” meaning that you are stuck with the car and its problems unless the seller misrepresented the car (told you something a ...fit for the purpose you bought it for, of "merchantable" quality (usable), and durable for a reasonable period of time. As well, dealers aren't allowed to
  3 KB (481 words) - 19:31, 9 May 2017
• Interest and the Cost of Borrowing Money
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = borrowing}} Both federal and provincial laws deal with the '''cost of borrowing money'''.
  7 KB (1,096 words) - 12:20, 12 October 2018
• Consumer and Debt Cases
  {{Consumer and Debt Law TOC}} These cases are discussed in ''[[Consumer and Debt Law]]''. Links are provided to the text of those cases available on [http:/
  3 KB (496 words) - 17:51, 12 October 2018
• Problems with Debt
  |lessonname= Consumer Law Lesson Module}} ...ke a rent increase. This section provides information on where to get help and how to communicate with the people you owe money to.
  6 KB (1,017 words) - 22:05, 20 April 2017
• Stays of Enforcement
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = enforcing}} ...as [[Garnishment and Set-offs|garnishment]] or [[Bailiffs, Court Bailiffs and Sheriffs|seizure of assets]]. There are exceptions to this general rule. Fo
  6 KB (930 words) - 19:18, 12 October 2018
• Harassment by Debt Collectors
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = dealing}} The law protects debtors from '''harassment''' by creditors and other debt collectors.
  11 KB (1,813 words) - 15:31, 16 November 2018
• Collecting on a Debt
  ....peopleslawschool.ca/lawyer/robert-rogers Robert Rogers], Hamilton Duncan, and [http://www.robertslaw.ca/ Adam Roberts], Barrister & Solicitor|date= Janua ...’t get paid. Learn the options available to you when collecting on a debt, and the steps to deal with problems.
  5 KB (928 words) - 00:57, 7 November 2023
• Examination of Debtors
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = enforcing}} ...is a hearing to gather information about the debtor’s financial situation and have an order made.
  6 KB (975 words) - 14:42, 9 October 2018
• Contracts Made by Minors
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = contracts}} ...contracts made by minors (contracts made with people under the age of 19) and, briefly, on the rules for minors using the court system.
  5 KB (823 words) - 12:39, 11 October 2018
• Lawyers' Fees
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = services}} *Client is unhappy with the fees charged by a lawyer and wants to know if there is anything that can be done.
  5 KB (788 words) - 15:51, 13 October 2018
• Alison Ward
  ...t the Legal Services Society (1994 – 2010) where she practiced poverty law and family law. ...s="noglossary">review</span> the [[Welfare and Disability Problems|welfare and disability]] section of the wikibook ''[[Legal Help for British Columbians]
  1 KB (165 words) - 12:45, 11 October 2018
• Sale of Goods Law
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = purchase}} ...of factors: the terms of the contract, the type of seller, and the nature and seriousness of the problem.
  15 KB (2,379 words) - 13:02, 11 October 2018
• Where to Get Help for Scams to Avoid
  ...assists people in the Lower Mainland and interior BC in finding businesses and charities they can trust. ...organization that assists people on Vancouver Island in finding businesses and charities they can trust.
  3 KB (401 words) - 20:23, 16 July 2021
• Law-Related Lessons
  ...ssons''''' for English language instruction for newcomers to Canada (LINC) and British Columbia. Instructors will find lesson modules on legal topics that *'''[[Consumer Law Lesson Module|Consumer Law]]'''
  7 KB (981 words) - 20:43, 23 August 2021
• Drew Jackson
  ...Non-profits in BC]]'' and the [[Consumer_and_Debt_Problems | consumer and debt]] section of ''[[Legal Help for British Columbians]]''.
  1 KB (184 words) - 21:28, 13 June 2022
• Contract Defences
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = contracts}} ...describes '''contract defences''', some of the basic grounds in common law and statute law that can help a party get out of a contract.  
  12 KB (1,875 words) - 12:25, 11 October 2018
• Someone Owes You Money
  |lessonname= Consumer Law Lesson Module}} ...hey promised to pay the debt within three months. But they did not pay the debt.
  6 KB (963 words) - 17:43, 8 February 2018
• Co-Signing or Guaranteeing a Loan
  ...an. Learn how to protect yourself when co-signing or guaranteeing a loan — and how to deal with problems that arise. ===How co-signing and guaranteeing are different===
  6 KB (1,067 words) - 22:54, 16 November 2023
• Introduction to Legal Help for British Columbians
  * the first steps they should take toward addressing their legal problem, and ...onals in British Columbia who have clients or patients with legal problems and little money to deal with them.
  4 KB (589 words) - 23:45, 26 May 2017
• Recovery of Goods
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = actions}} * Client has lent property to someone, and the other person will not give it back.

  6 KB (1,018 words) - 13:50, 12 October 2018
• Garnishment and Set-offs
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = dealing}} ...'''garnishment'''. Alternatively, a creditor may seek to '''set-off''' the debt against other money of the debtor.
  12 KB (1,999 words) - 16:17, 13 October 2018
• Co-signing, Guarantees and Joint Debts
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = borrowing}} ...hich is a promise to pay the debt of another person if they default on the debt.
  10 KB (1,595 words) - 15:54, 13 October 2018
• Conditional Sales Contracts and Security Agreements (11:VI)
  {{LSLAP Manual TOC|expanded = consumer}} ...are met. The legislation effectively creates a system for the registration and enforcement of a security interest against personal property.
  11 KB (1,839 words) - 20:28, 29 August 2023
• Unfair or Deceptive Practices
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = purchase}} ...the quality of a product, such as a car, which turned out not to be true, and now the client wants a remedy.

  14 KB (2,171 words) - 13:12, 11 October 2018
• Payday Loans
  ...IEWEDPLS | reviewer = [[Alison Ward]]|date= September 2018}}{{Consumer and Debt Law TOC|expanded = borrowing}} *Client has taken out a payday loan and wants to know their rights.
  11 KB (1,734 words) - 15:10, 16 November 2018
• Contracts Overview
  {{REVIEWEDPLS | reviewer = [[Alison Ward]] |date= August 2018}}{{Consumer and Debt Law TOC|expanded = contracts}} ...between two or more people. The agreement details each party’s obligations and can be enforced in court.  
  18 KB (2,839 words) - 12:15, 11 October 2018
• Contents
  There are currently {{NUMBEROFPAGES}} legal information and supporting pages hosted on Clicklaw Wikibooks. ...children & families, rights & protections, death & taxes, income security, and class actions. It explains how the laws can vary for people based on their
  6 KB (894 words) - 02:42, 1 April 2023
• Court Process in Consumer and Debt Matters
  ...}This section gives an overview of the '''court process''' in consumer and debt matters. *Client explains that they cannot afford a lawyer and want you to help in court or at least give some advice about court procedur
  13 KB (2,117 words) - 16:41, 13 October 2018
• Contempt of Court
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = goingcourt}} *Creditor is threatening to put client in jail unless a debt is paid.
  10 KB (1,745 words) - 16:45, 13 October 2018
• When a Creditor Wants to Take Money From Your Wages or Bank Account
  If you don’t repay a debt, the creditor might try accessing money owed to you by someone else. The le If you don’t pay back a debt, the person you owe can try having a portion of your wages paid to them. Th
  5 KB (906 words) - 01:05, 7 November 2023
• Enforcing Judgments Against Chattels
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = enforcing}} ...s) have very different legal rights (see the section on [[Types of Lenders and Creditors]]).
  10 KB (1,634 words) - 16:47, 13 October 2018
• Income Security (Legal Information for Indigenous People)
  The EI Application is online and takes about 40 minutes. As a general rule, apply within 4 weeks of stopping ...lose work through no fault of your own (shortage of work, laid off, etc.) and
  10 KB (1,610 words) - 02:19, 25 March 2023
• Understanding Warehouse Liens
  ...[https://www.ganapathico.com/our-team/nathan-ganapathi/ Nathan Ganapathi] and [https://www.ganapathico.com/our-team/anna-kurt/ Anna Kurt], Ganapathi Law ...them to keep the stored goods and sell them to recover their storage fees and related costs.
  5 KB (927 words) - 01:30, 7 November 2023
• Bailiffs, Court Bailiffs and Sheriffs
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = dealing}} ...take (or “'''repossess'''”) the debtor’s personal property to satisfy the debt. Repossessions are typically carried out by '''bailiffs'''.    
  18 KB (2,818 words) - 16:17, 13 October 2018
• Dial-A-Law
  ...a dedicated website at [http://dialalaw.peopleslawschool.ca dialalaw.ca], and on the telephone at 1-800-565-5297. ===Consumer & Money===
  9 KB (1,098 words) - 22:58, 7 March 2024
• Glossary for Scams to Avoid
  ;Consumer: A person who buys goods or services. ;Credit report: A detailed list of a person's credit and bill-paying history, and other information about them.
  2 KB (309 words) - 21:41, 25 April 2017
• Instalment Payment Orders
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = goingcourt}} ...make reasonable monthly payments on the debt but cannot pay off the whole debt.

  11 KB (1,881 words) - 16:06, 12 October 2018
• If You've Been Scammed
  ...ls or other communication with the scammer, banking statements, contracts, and marketing materials used for the scam (such as brochures or online ads).   ...tact details and any information you learn. This will help clear your name and re-establish your credit.
  5 KB (783 words) - 21:35, 25 April 2017
• Settlement Workers Guide to Identifying Your Client's Legal Needs
  ...ey, or dealing with a family dispute. Many of these topics have both legal and non-legal issues. As part of the assessment interview, you can help identif ...how them what information is available online, what brochures they can get and where they can find others who can help with more information or legal advi
  4 KB (621 words) - 22:12, 10 April 2014
• Tort Actions
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = actions}} Occasionally a party collecting on a debt or resisting collection may commit a wrong against another that gives rise
  16 KB (2,688 words) - 16:38, 13 October 2018
• Legal Help for British Columbians
  ...mmon legal problems, the Guide provides first steps to address the problem and options for further information or help. *'''[[Complaints about Police and Other Authorities]]'''
  7 KB (991 words) - 04:44, 1 February 2021
• Enforcing Judgments Against Land
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = enforcing}} Foreclosures and enforcement actions are the two main legal proceedings that creditors may b
  11 KB (1,848 words) - 19:16, 12 October 2018
• Client Options: Range and Reality
  {{Consumer and Debt Law TOC}} In helping clients deal with consumer and debt problems, here are some ways to categorize the client’s options.
  12 KB (1,882 words) - 12:00, 11 October 2018
• Dealing with Debt (10:V)
  ...remedies can differ depending on the type of creditor, in particular if a debt is owed to the government. :'''NOTE: Many counsellors and trustees provide an initial consultation at no cost. Consumers should be aw
  24 KB (3,868 words) - 18:14, 8 August 2023
• Where to Get Help for Managing Someone Else's Money
  ===Consumer Protection BC=== ...and investigate complaints relating to certain types of consumer problems and contracts.
  6 KB (802 words) - 20:25, 17 January 2024
• Types of Lenders and Creditors
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = borrowing}} ...utions to retailers to government agencies. The laws that apply to lenders and creditors vary with their type.
  15 KB (2,423 words) - 16:22, 13 October 2018
• Security Agreements
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = mortgages}} *Client is buying a used car and wants to be sure that there are no “liens” against the car.
  24 KB (3,855 words) - 16:00, 13 October 2018
• Making a Contract
  {{REVIEWEDPLS | reviewer = [[People's Law School]]|date= March 2017}}{{Consumer Law Essentials TOC}} ...by one party making an '''offer''' to another party of certain '''terms''' and the other party freely indicating their '''acceptance''' of those terms.
  8 KB (1,396 words) - 19:57, 25 April 2017
• Enforcement of a Small Claims Judgment (20:XVII)
  ...l compare it with the court record for accuracy and it will then be signed and ready for pick-up or mailed within a day or two. ...the debtor. If the court did not give the debtor a deadline, the judgment debt is due immediately (''Court Order Enforcement Act'', RSBC 1996, c 78, s 48(
  16 KB (2,702 words) - 18:57, 19 September 2023
• Introduction to Debtors' Options (10:IV)
  ...However, this is only to be done when the debtor wishes to acknowledge the debt. ...imeline in which they will be relinquished of legal responsibility for the debt at issue. Since this change to the limitation period, several major credito
  23 KB (3,696 words) - 18:08, 8 August 2023
• Assignments in Bankruptcy
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = out}} * Client is so far in debt that they feel they have to “go bankrupt”, but does not know anything a
  26 KB (4,269 words) - 15:05, 12 October 2018
• Taking Charge of Your Credit Report
  ...er = [https://leighco.ca/wendy-andersen Wendy Andersen], Digby Leigh & Co. and Casey Harris, Barrister & Solicitor|date= February 2020}} {{Dial-A-Law TOC| Your credit report shows your history of paying bills and borrowing money. It’s used to calculate your credit score. Here are key t
  4 KB (686 words) - 01:27, 7 November 2023
• Direct Sales, Future Performance, and Time Share Contracts (11:V)
  {{LSLAP Manual TOC|expanded = consumer}} ...er more than one category, and in that case, will attract the requirements and cancellation provisions of each applicable section.
  26 KB (4,297 words) - 19:42, 24 August 2023
• General Legal Help Resources (23:I)
  ...of Appeal, family law, Federal Court of Appeal, judicial review and wills and estates issues ...'' Civil (non-family) chambers litigation matters before the Supreme Court and the Court of Appeal in Vancouver
  8 KB (1,119 words) - 18:25, 24 August 2023
• Miscellaneous Consumer Protection Legal Information (11:VIII)
  {{LSLAP Manual TOC|expanded = consumer}} ...contract. Exclusion clauses can also seek to exclude statutory conditions and warranties, or they can attempt to limit the buyer’s default rights. Ther
  28 KB (4,426 words) - 20:30, 29 August 2023
• Consumer Protection from Deceptive and Unconscionable Acts (11:IV)
  {{LSLAP Manual TOC|expanded = consumer}} For a contract to fall under the ''Business Practices and Consumer Protection Act'' [''BPCPA''], the contract must be:
  23 KB (3,669 words) - 20:23, 29 August 2023
• Mortgages and Foreclosure
  {{REVIEWEDPLS | reviewer = [[Alison Ward]]|date= August 2018}}{{Consumer and Debt Law TOC|expanded = mortgages}} ...n which a borrower gives the lender a security interest in real property — and '''foreclosure''', the most common way for a lender to enforce its rights u
  23 KB (3,729 words) - 15:58, 13 October 2018
• Leasing a Car
  When you '''lease''', you rent and use someone else’s property. A lease can last from several months to seve If you lease, you don’t own the vehicle. And you have different rights and responsibilities than if you buy
  8 KB (1,381 words) - 06:33, 30 September 2023
• LSLAP Manual
  ...d by hundreds of organizations across British Columbia. Clicklaw Wikibooks and LSLAP have joined efforts to bring the Manual to the Clicklaw Wikibooks pla ...or warranties whatsoever as to the accuracy of, and disclaim all liability and responsibility for, the contents of this Manual. '''Persons reading this Ma
  27 KB (3,463 words) - 19:15, 22 September 2023
• Free and Low-Cost Legal Help
  ...r low-cost legal help include legal aid, pro bono services, legal clinics, and advocates. As well, learn the best sources of legal information for resolvi ===Legal aid covers some types of criminal, family, and immigration problems===
  10 KB (1,616 words) - 02:11, 7 November 2023
• Do You Have a Small Claim? (20:III)
  ...noy, frustrate, or antagonize the defendant. A claim may be both frivolous and vexatious. ...up to $8,750 on a $35,000 claim; it pays to research your cause of action and limit your claim to the proper amount.
  15 KB (2,411 words) - 18:14, 19 September 2023
• Creditors' Remedies against Debtors (10:III)
  ...erm loan. That time begins to run from the date of the demand for payment and not the date of the loan. What constitutes a reasonable demand period depe ...British Columbia, the period for when a proceeding for the collection of a debt must be commenced is 2 years from the “date of discovery” of the claim.
  62 KB (10,052 words) - 18:06, 8 August 2023
• Financial Help for People with Disabilities
  ...bout the government programs available, and where you can turn to get help and find more information. ...r asset limit (meaning you can own more and still qualify for assistance), and more income exemptions.
  12 KB (1,734 words) - 01:21, 7 November 2023
• Choosing the Proper Forum for Small Claims (20:IV)
  ..., specialised tribunals, Small Claims Court, the Civil Resolution Tribunal and the Supreme Court of British Columbia. ...eding through the Employment Standards Branch, and '''Chapter 19: Landlord and Tenant Law''' for tenancy matters proceeding through the Residential Tenanc
  28 KB (4,391 words) - 18:16, 19 September 2023
• Privacy or Access to Information for Public Complaints (5:IV)
  ...fficulty jurists have found in coming to an understanding of what is meant and entailed by this right. At common law, the torts of trespass, nuisance, defamation, and invasion of privacy may discourage some of the more blatant forms of invasi
  35 KB (5,371 words) - 17:18, 29 August 2023