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Difference between revisions of "A Debt Collector Is Harassing Me"

From Clicklaw Wikibooks
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See the [[Resource List]] included in this Guide for a list of helpful resources. Your best bets are:
See the [[Resource List]] included in this Guide for a list of helpful resources. Your best bets are:
* [[Consumer Protection BC]].
* [[Consumer Protection BC]].
* [[Access Pro Bono]], [[Lawyer Referral Service]], [[Salvation Army Pro Bono Lawyer Consultation Program]], [[Private Bar Lawyers]].
* [[Access Pro Bono]], [[Lawyer Referral Service]], [[Salvation Army Pro Bono Lawyer Consultation Program]], and [[Private Bar Lawyers]].
* The publication [http://www.clicklaw.bc.ca/resource/1040 “Consumer Law and Credit/Debt Law”].
* The publication [http://www.clicklaw.bc.ca/resource/1040 “Consumer Law and Credit/Debt Law”].
* Law Students’ Legal Advice Program Manual, see “Chapter 10- [http://www.clicklaw.bc.ca/resource/1727 Creditors’ Remedies and Debtors’ Assistance”], for useful information on “Harassment by Debt Collectors”.
* The Law Students’ Legal Advice Program Manual, chapter [http://www.clicklaw.bc.ca/resource/1727 "Creditors’ Remedies and Debtors’ Assistance”], which includes useful information on “Harassment by Debt Collectors”.


Before meeting with a lawyer or advocate, complete the form [[Preparing for Your Interview]] included in this Guide. Make sure you bring copies of all documents relating to your case.
Before meeting with a lawyer or advocate, complete the form [[Preparing for Your Interview]] included in this Guide. Make sure you bring copies of all documents relating to your case.
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{{Tipsbox
{{Tipsbox
| width = 70%
| width = 70%
| tips = Debt collectors sometimes threaten to take your house, car or other property. They can only do so with a court order or if the property was used to “secure” the debt. If you are threatened in this way, get a copy of the loan agreement, the name of the collection agent and contact Consumer Protection BC (see page 45 in this guide).
| tips = Debt collectors sometimes threaten to take your house, car or other property. They can only do so with a court order or if the property was used to “secure” the debt. If you are threatened in this way, get a copy of the loan agreement, the name of the collection agent and contact [[Consumer Protection BC]] (see the [[Resource List]] for contact information).
}}
}}


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